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From Frugal Foundations to Fortified Family Future

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  • Pollie
    Pollie Posts: 247 Forumite
    Seventh Anniversary 100 Posts Name Dropper
    The tastiest part of a Mcd  meal is the hand wipe!
  • Oh The Takeaway Secret is a great book, I must get my copy out again for a browse! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • rtandon27
    rtandon27 Posts: 5,698 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    ooo - what a facinating series of books - I've just bookmarked for the next time I'm asked what book I'd like for xmas/bday/special day!
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)
    Psst...I may have started a diary!
  • Oooooohh Redo - you've made me want to use the touch screens in my local mccy'd's now......in the name of research of course......🤔  You have made it sound straightforward - thank you.  Actually, I had heard that about the reputation of the coffee - not necessarily the best cup, but pretty uniform, reliable, widely available and affordable.  

    Pollie - you cracked me up with your comment 🤣

    Tea was pretty pedestrian.  Omlette, mash and baked beans, and the mash was lovely - I think it was predominantly the MrS tatties from last week...... Osprey?? Yoghurt and tinned pineapple for pud.

    Strong possibility the secondhand motor opportunity will come to naught.  This is probably ok, and wasn't meant to be.  Will we have to replace the car at some point?  Yes.  Does it have to be at this very moment in time, no - thankfully.  

    Today I am grateful to have received a great deal of help both online and in RL.  So for that I am truly grateful. 

    Thank you.

    Greying X
    Pounds for Panes £7,305/£10,000 - start date Dec 2023
     
    Grocery Spend August 2025 £94.78/£300 
    Non-food spend August 2025 £3.75/£50
    Bulk Fund August 2025 £0/£10 
  • themadvix
    themadvix Posts: 8,776 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    I’ve had a filet o fish in the last few years GP - pretty sure they’ve not changed in 20 years - you’re not missing anything! (They do a couple of tastier veggie options now, but not in France and McD’s was the cheap lunch option when taking the brownies to France.) The veggie options are better but still not a patch on real food.
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


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