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From Frugal Foundations to Fortified Family Future
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Greying_Pilgrim said:...As it is, I think we can indulge LG's love of a 'boofay', or even their delight in a cheese & crackers board...4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)Psst...I may have started a diary!4
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I was ludicrously full of glee that thanks to leftover, Monday night's tea became picky bits. I mean - a picky tea on a Monday for goodness sake? That's truly winning at life! LG has a very sensible outlook on life!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her5 -
I've just been sorting out the advent, putting in activities, or tying in 'what's going on' to the treat or advent decoration of the day. I have discovered;
a) 1st December is far closer than I thought and;
b) December whooshes and we will be at, and past, the 'big' day afore ye know it 🤪
Ho hum. Worryingly, I am more organised this year than I have been in many a year, and it's still daunting - and we do "small" in terms of celebrations/activities and commitments, mostly through choice, but a bit through circumstance too. I was clearly never cut out to be an 'It' girl 🤣
Right, off to write a shopping list and must make sure that I do 'the money shuffle' - I shall pencil that in for Friday i think.
Greying XPounds for Panes £7,305/£10,000 - start date Dec 2023
Grocery Spend August 2025 £94.78/£300
Non-food spend August 2025 £3.75/£50
Bulk Fund August 2025 £0/£107 -
Think you can get veggie burgers in Mccyd’s so you may not escape for much longer !😅🤣3
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@Greying_Pilgrim, I have been following you since pre-LG days and love reading your newer diary. After a few years of family "difficulties" where we all struggled through having a Happy Christmas(or happy anything at the time) and then 2 bereavements in quick succession, my daughter and I settled into a very low-key Christmas Day. Or as DD says "good company, good food, with a tree in the corner". It's just the 2 of us now and we take it in turns to host. Pretty much though it's a Sunday roast for us with a few extra side dishes (mmm, braised red cabbage and pigs in blankets to snack on later). A quick walk, the King's speech, a game of Trivial Pursuit then home. It works for us (and that's all that really matters).4
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dreaming said:@Greying_Pilgrim, I have been following you since pre-LG days and love reading your newer diary. After a few years of family "difficulties" where we all struggled through having a Happy Christmas(or happy anything at the time) and then 2 bereavements in quick succession, my daughter and I settled into a very low-key Christmas Day. Or as DD says "good company, good food, with a tree in the corner". It's just the 2 of us now and we take it in turns to host. Pretty much though it's a Sunday roast for us with a few extra side dishes (mmm, braised red cabbage and pigs in blankets to snack on later). A quick walk, the King's speech, a game of Trivial Pursuit then home. It works for us (and that's all that really matters).
Suffolksue - shhhhhh 🤫LG doesn't know that they do veggie burgers! 😉😆 To be honest, it's about time that I talked my mum chum into holding our hands and taking us to a mccyd's. They are very much of the opinion that fast food is the work of [insert preferred name], however, they have older children who'm they've navigated life with, and therefore are an auld pro at stuff like kayufcee, and mccyd's. Who know's LG may be underwhelmed and not want to go back in a hurry anyway? The bit they like about burgers at home appears to be constructing the burger in the bap themselves. Perhaps we can cut out the 'middleman' (actually probably a teenage 6th former trying to make an honest living!), and stick to HM burger nights. Contrarian that I am, I always used to have the fish filet burger....... but I suspect they have changed in the ... over 20 years .... since i last set foot in store.
Greying X
Pounds for Panes £7,305/£10,000 - start date Dec 2023
Grocery Spend August 2025 £94.78/£300
Non-food spend August 2025 £3.75/£50
Bulk Fund August 2025 £0/£104 -
@Greying_Pilgrim - if t is any comfort to you my dear, I hounded my Ma for a Happy Me@l as a child - took one bite, spat it out and said 'this is yuck' - Ma made me eat every last bite...
...I still can't stand the Arches of Gold - but the plastic toot prizes hold a special place in my heart 🤣🤣🤣4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)Psst...I may have started a diary!3 -
My DS used to love those burgers & then when he was 12 he read an article about them. Never touched one since. They do see food differently as they "age". I still can't get him to eat brussels sprouts but then I won't eat broccoli.
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Personally Greying I would be inclined to do nothing until such time as McD's gets mentioned, and then without making any sort of big thing about it say that of course you can go there at some stage. Organise it as a low key "oh look, there's a Mc's, you wanted to try that didn't you, shall we go in?" type of thing, and because no particular song and dance is made about it, and it then won't take the form of a "forbidden thing" which might make it feel illicit and therefore far more enticing, it will very possibly be tried and then ticked off as an experience done and nothing more? I'm sure that someone on here can fill you in about how the process in the actual "restaurant" works these days - I think a lot of a touch screen ordering system now though - so that you're not floundering and uncertain when you go in, too. Having got your food, you can instigate a conversation to review it honestly - and maybe have a think about how certain things could be recreated at home. I seem to recall lovely Mrs Stripes doing a make-at-home version of one of their breakfast muffin type things many moons ago?🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her6 -
EssexHebridean said:....... I seem to recall lovely Mrs Stripes doing a make-at-home version of one of their breakfast muffin type things many moons ago?
Yes, not doing anything until/if it's mentioned is the way to go. Hope I wouldn't be too flummoxed with all the touch-screens though - those definitely weren't in there in 2002! 🤣
It's down to my lack of parenting confidence - and a slight nag about whether "my mother never took me to Mccyd's when I was a kid" will be getting worked out on the couch 20 years from now. We can only do our best at the time though, and with the resources available, eh? But sometimes I do wonder if LG really is "just not that bovvered" or whether they really don't want to nag their dear auld parents for "stuff". They are a kind and considerate soul, but surely if they really wanted a burger, they would ask, right? Even if it was only once or twice, or three times? I can't recall them specifically mentioning it.
Greying XPounds for Panes £7,305/£10,000 - start date Dec 2023
Grocery Spend August 2025 £94.78/£300
Non-food spend August 2025 £3.75/£50
Bulk Fund August 2025 £0/£104
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