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From Frugal Foundations to Fortified Family Future

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  • Good Morning MFW'rs

    I have pegged out a load of washing.........  The weather forecast was giving wall-to-wall sunshine for today (actually not much use to me in terms of drying washing, as the garden doesn't get sun for the majority of daylight hours in autumn/winter), along with a good breeze.  In prioritizing work and schoolwear, I had begun to gather a backlog of 'other' items that needed laundering.  Woke up this morning and beebeecee weather have changed their mind, given snow and rain for much of the day and you'll be lucky if you see a sun beam at all...... 🙄  Anyhoo, reading between the lines and gambling madly on the percentage chances of rainfall for something like a 5 hr window today, I have stuck the clothes out on the line.  If the precipitation holds off, they stand a chance of coming in drier than when pegged out, although it is so cold, they are not going to be 'damp free' I suspect 😕

    I'm not sure what will be for tea.  We're all out of pizza now - but as LG had the last piece for lunch today, I'm loathed to serve up pizza again for tea.  I'll think of something.  There is plenty of choice, we'll not go hungry.

    I'm struggling to report anything that is strictly in the MS or home-ownership /mortgage vibe, and therefore will shuffle orf.

    Ta for popping by.  Greying X
    Pounds for Panes £7,305/£10,000 - start date Dec 2023
     
    Grocery Spend August 2025 £94.78/£300 
    Non-food spend August 2025 £3.75/£50
    Bulk Fund August 2025 £0/£10 
  • Thank you lovely people - as I say, I always find the support on MSE invaluable.  I really have few opportunities in RL to discuss 'budgeting' (in it's widest context), or 'living within your means'.  I do honestly believe that more people are having to live within their means - or perhaps less in credit than they have been used to - but Greying Town is a very strange place, and folk will go around with a front of "look how much we have".  Which winds up their neighbours who then go one better..... and so it goes on.

    And yes tmv - totally important (to me) that unless it's a emergency situation, hairshirts are definitely banned from my life!  I can see the value of a hairshirt existence for a time-limited period for a specific target eg getting out of debt, but just to die with thruppence ha'penny more than the next one along in the graveyard - nah.  Our experience of having LG has shifted our thinking slightly, we're certainly happier to save for 'experiences' for LG, than just more "stuff", and we are resisting the technology advance - but know that its time will come.  Thing is, a) LG does have access to technology at school, and b) of the children who have access 24/7, they don't appear anymore content than LG, no happier, no more talented, no more intelligent, no more confident, no more well-mannered.  I fully realise we're all different and I love that kids are all at different stages and can accomplish differing things, but technology hasn't waved a magic wand and improved everything for users.  And LG is still praised for their sociability/manners/nice personality.

    The washing is probably a lost cause.  If it had just been breezy, I would have been pleased that it was touch dry by now.  But we've had several sharp showers (only for a couple of minutes a time) that have undone all the work of the breeze.  And now the wind speed has dropped.  Sigh.

    I decided to pop to MrAl, MrS and hB. I now have LG's snack/lunchbox items until the end of term.  I thought I would go as the roadworks were scheduled to finish yesterday.  No such luck - they were still going on today, but it did look like the finishing touches were being done. And to be fair, I wasn't really held up by traffic.  Everyone else in Greying Town had decided to go shopping at MrS and hB at the same time.....  But I managed to do my 'smart' shop to get a couple of items on offer and accrue some points on things I would buy anyway.  I did buy a pack of their YS'd cheese and onion rolls (veggie equivalent of a sausage roll), the YS'd price was only 20p? cheaper than MrL/MrAL full price, but 20p is 20p, and they can be frozen.  They will be useful for school trips and buffet meals in December.  

    I specifically went to MrS to get the clothes washing powder as that was one of the n*ctar prices - and luckily for me there was 1 box left.... no more on the top either.  Could have been a wasted journey.  In total on food I spent £20.37 on food and £6.96 on non-food.  I'm pretty much up to speed with advent and stocking bits and bobs now (present fund), and can definitely pause now.  

    I need to check what our local FB needs at the mo.  One of the advent ideas is to take LG to a supermarket (probably MrS), with a budget and a list of what is needed, get them to purchase the things and pop them in the collection box in-store.  They actually like the choosing and getting the most value/quality for money (did it for harvest festival), and it's one less chocolate ingested, isn't it?  

    Activity tonight.  Minor roads, possible large puddles and darkness.  Ho hum.  

    Greying X
    Pounds for Panes £7,305/£10,000 - start date Dec 2023
     
    Grocery Spend August 2025 £94.78/£300 
    Non-food spend August 2025 £3.75/£50
    Bulk Fund August 2025 £0/£10 
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