🗳️ ELECTION 2024: THE MSE LEADERS' DEBATE Got a burning question you want us to ask the party leaders ahead of the general election? Post them on our dedicated Forum board where you can see and upvote other users' questions, or submit your suggestions via this form. Please note that the Forum's rules on avoiding general political discussion still apply across all boards.
Payment a Day - Chapter 2024
Options
Comments
-
Sorry! I forgot to PAD yesterday... well, I PADded but forgot to post.
£17 to savings today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2024 1p challenge #11 | Cash envelope challenge #01 | SPC #017Sealed pot 2024 £3347.15 | EF £1000/£1000 | Sabbatical £1155/£3000 | Holiday spends £726 | General Saver £3514.482 -
Afternoon all,
The total PAD for 19 May 2024 was £20.60
Today's quote speaks for itself...Debt Free Diary:- The Mental Debt Struggle
Debt Tracking Restart Take 3 from 01/05/2023 = £23,643.30 (8 creditors) So, on 28/05/2024 = £16,043.30/£23,643.30 (1 creditor) = 67.86% repaid Aiming to be Debt Free = 31/12/2025
CREDITORS: Barclaycard (£6,566.23/£14,166.23) 46.35% repaid
(Original Debt on 15/07/2016 was £33,056.76) 🙈
2024 SAVINGS: Emergency Fund (£381.84/£1,000) 38.18% saved || #5 50 Envelope Challenge 6/50
2024 CHALLENGES: #30 Debt Free by Xmas 2024 (£2,580/£6,750) 38.22% repaid3 -
Hi all,
I found this group whilst looking at debt management options, and I want in on these shenanigans!
I am also trying to give up smoking, so my big idea is to try and PAD with money I would usually spend on cigarettes......
I have about £13k to pay off, starting now ♥️, £15 PAD to Tesco Bank credit card today.
Thank you!4 -
My PADs are £10 to my son's 18th birthday pot and £20 to the emergency fund.
So £30 totalDebt Free Diary:- The Mental Debt Struggle
Debt Tracking Restart Take 3 from 01/05/2023 = £23,643.30 (8 creditors) So, on 28/05/2024 = £16,043.30/£23,643.30 (1 creditor) = 67.86% repaid Aiming to be Debt Free = 31/12/2025
CREDITORS: Barclaycard (£6,566.23/£14,166.23) 46.35% repaid
(Original Debt on 15/07/2016 was £33,056.76) 🙈
2024 SAVINGS: Emergency Fund (£381.84/£1,000) 38.18% saved || #5 50 Envelope Challenge 6/50
2024 CHALLENGES: #30 Debt Free by Xmas 2024 (£2,580/£6,750) 38.22% repaid1 -
Welcome aboard @Sprogs83. PADding money that you would have spent on cigarettes is a great idea. And you'll be surprised how much progress you'll make with your debts if you keep PADding. The support on this thread, and taking accountability and inspiration from others will make all the difference. Good luck. xDebt Free Diary:- The Mental Debt Struggle
Debt Tracking Restart Take 3 from 01/05/2023 = £23,643.30 (8 creditors) So, on 28/05/2024 = £16,043.30/£23,643.30 (1 creditor) = 67.86% repaid Aiming to be Debt Free = 31/12/2025
CREDITORS: Barclaycard (£6,566.23/£14,166.23) 46.35% repaid
(Original Debt on 15/07/2016 was £33,056.76) 🙈
2024 SAVINGS: Emergency Fund (£381.84/£1,000) 38.18% saved || #5 50 Envelope Challenge 6/50
2024 CHALLENGES: #30 Debt Free by Xmas 2024 (£2,580/£6,750) 38.22% repaid2 -
£65 to MBNA today please
27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 52 -
Morning everyone :-)
£10 to CC1Jan 2022
Owed approx 70k
May 2024/ June 24
Loan 1 6578/6250
Loan 2 12286/11972
Card 1 8739/8049
Card 2 12875/12475
Emergency Fund £1635
Tilly saved last full month: £125.13 (May)
PAD £10 off CC1
Savings £200 in ISA
12 month Saver acc. (June 25) £100
Target: Debt free end of 20261 -
Welcome @Sprogs83 since finding this group I have remained accountable will minimal missed days, it has been incredibly helpful and supportive! Good luck!
PAD today: £261 -
Morning all,
The total PAD for 20 May 2024 was £154
Sometimes we have a lot of stress, or we get worn down by the daily grind which can make adulting a bit painful. If you ever wish for the simplicity of youth, or wonder where all the carefree joy went, just know that...
Debt Free Diary:- The Mental Debt Struggle
Debt Tracking Restart Take 3 from 01/05/2023 = £23,643.30 (8 creditors) So, on 28/05/2024 = £16,043.30/£23,643.30 (1 creditor) = 67.86% repaid Aiming to be Debt Free = 31/12/2025
CREDITORS: Barclaycard (£6,566.23/£14,166.23) 46.35% repaid
(Original Debt on 15/07/2016 was £33,056.76) 🙈
2024 SAVINGS: Emergency Fund (£381.84/£1,000) 38.18% saved || #5 50 Envelope Challenge 6/50
2024 CHALLENGES: #30 Debt Free by Xmas 2024 (£2,580/£6,750) 38.22% repaid2 -
Morning
£25 to savings
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2024 1p challenge #11 | Cash envelope challenge #01 | SPC #017Sealed pot 2024 £3347.15 | EF £1000/£1000 | Sabbatical £1155/£3000 | Holiday spends £726 | General Saver £3514.482
Categories
- All Categories
- 11 Election 2024: The MSE Leaders' Debate
- 343.9K Banking & Borrowing
- 250.3K Reduce Debt & Boost Income
- 450K Spending & Discounts
- 236.1K Work, Benefits & Business
- 609.3K Mortgages, Homes & Bills
- 173.4K Life & Family
- 248.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 15.9K Discuss & Feedback
- 15.1K Coronavirus Support Boards