We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Payment a Day - Chapter 2024

19293959798207

Comments

  • AntoMac
    AntoMac Posts: 3,001 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    £7 today please
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • MFW2023
    MFW2023 Posts: 62 Forumite
    Second Anniversary 10 Posts
    £3.01 PAD to Nationwide Loan
    Mortgage free wannabe 2025-2030.  Successfully used PAD-ing to clear consumer debt - now for the mortgage challenge!

    Mortgage Balance
    :
    31 Dec 2024: £70,550

    Mortgage Savings Balance:
    31 Dec 2024: £0

  • Prodigal50
    Prodigal50 Posts: 124 Forumite
    100 Posts Second Anniversary Name Dropper
    Hello everyone :-)

    £10 to CC1 today
    Jan 2022
    Owed approx 70,000 in consumer debt

    Dec 2024/Dec 2025
    Loan 1 4750/0
    Loan 2 10690/0
    Card 1 10764/6378
    Card 2  5674/3564
    Card 3 5158/3532
    Card 4 0/10785
    Total 37036/24274

    Emergency Fund 0/2000

    2022 Over 70k debt. Time to change!
    2022-25 Paying off debt. 
    2025 Cash lump sum used to pay down debt quicker than hoped. 
    2025+???? Stay happy and in control of my finances

  • Keedie
    Keedie Posts: 3,009 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    edited 23 May 2024 at 7:28PM
    Morning all,

    The total PAD for 22 May 2024 was £524.01

    Seeing as the weather is doing its hybrid Spring/Autumn thing again, I thought we could all imagine a nicer warmer tropical sunrise to keep us going until the sun reappears 😎...
    500 Beach Sunrise Pictures Stunning  Download Free

    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
  • Aimingforthegoodlife
    Aimingforthegoodlife Posts: 1,146 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    edited 23 May 2024 at 6:45AM
    True @Keedie very autumnal! Still raining here, garden is now flooded- we have low lying clay soil so this is normal in the winter, less so this time of year! Annoying! 

    PAD today £2.28
  • Good morning, £81 to savings today
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4055/£6000
  • Prodigal50
    Prodigal50 Posts: 124 Forumite
    100 Posts Second Anniversary Name Dropper
    Morning everyone :-)

    £10 to CC1
    Jan 2022
    Owed approx 70,000 in consumer debt

    Dec 2024/Dec 2025
    Loan 1 4750/0
    Loan 2 10690/0
    Card 1 10764/6378
    Card 2  5674/3564
    Card 3 5158/3532
    Card 4 0/10785
    Total 37036/24274

    Emergency Fund 0/2000

    2022 Over 70k debt. Time to change!
    2022-25 Paying off debt. 
    2025 Cash lump sum used to pay down debt quicker than hoped. 
    2025+???? Stay happy and in control of my finances

  • It's pay day for me, so £867.31 to various places
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4055/£6000
  • Forgot to post yesterday, so I put double in today £10 to Virgin Credit, 

    Have wonderful days ❤️❤️
  • Morning, £2 PAD today
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.8K Spending & Discounts
  • 246.1K Work, Benefits & Business
  • 602.2K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 260K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.