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Payment a Day - Chapter 2024

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Comments

  • MFW2023
    MFW2023 Posts: 62 Forumite
    10 Posts First Anniversary
    £2.84 to Nationwide Loan
    Mortgage free wannabe 2025-2030.  Successfully used PAD-ing to clear consumer debt - now for the mortgage challenge!

    Mortgage Balance    :
    31 Dec 2024: £70,550

    Mortgage Savings Balance:
    31 Dec 2024: £0

  • AntoMac
    AntoMac Posts: 2,746 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    £49 today please
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • Sprogs83
    Sprogs83 Posts: 4 Newbie
    First Post
    Hi all, 

    PAD £5 Tesco credit card, 

    Thank you xx
  • Prodigal50
    Prodigal50 Posts: 112 Forumite
    100 Posts Second Anniversary Name Dropper
    Morning everyone. 

    You guessed it... £10 to CC1 :-)
    Jan 2022
    Owed approx 70,000 in consumer debt

    Dec 2024/August 2025
    Loan 1 4750/0
    Loan 2 10690/0
    Card 1 10764/7578
    Card 2  5674/4230
    Card 3 5158/0
    Total 37036/11803

    Emergency Fund 0/2000

    2022 Over 70k debt. Time to change!
    2022-25 Paying off debt. 
    2025 Cash lump sum used to pay down debt quicker than hoped. 
    2025+???? Stay happy and in control of my finances

  • Aimingforthegoodlife
    Aimingforthegoodlife Posts: 1,138 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Morning, £434.10 PAD to various places today

    I knew it was meant to rain, but still disappointed that it is!
  • Keedie
    Keedie Posts: 2,856 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Morning all,

    The total PAD for 21 May 2024 was £86.84

    I wanted to share one of my favourite quotes on the perspective of achievement. It's been a wallpaper on my laptop for years, and it helps me to stay focussed when I'm lacking motivation and thought it may be helpful to you too...
    John Shufeldt MD JD MBA on X The greater danger for most of us isnt that our aim is too high and miss it but that it is too low and we
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • Keedie
    Keedie Posts: 2,856 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    The weather really is a step back (or forward) to Autumn type vibes isn't it @Aimingforthegoodlife? I'm loving the consistency of your PAD @Prodigal50.

    My PAD is £1.05 cashback to the penny challenge.
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • LittleMissDetermined
    LittleMissDetermined Posts: 9,707 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic
    Good morning
    £63 to savings please 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Keedie
    Keedie Posts: 2,856 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Back with another little PAD of £0.85 to the penny challenge.
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • Sprogs83
    Sprogs83 Posts: 4 Newbie
    First Post
    Hi all on this rainy, yet suspiciously warm, day.

    PAD £5 to virgin credit card.
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