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Payment a Day - Chapter 2024
Comments
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Good morning all
PAD £5.50 from Vypr and Shopmium to the Natwest CC today please.My debt free diary | Post Office loan: £2131 1429.38 | Barclaycard: £4429 1988.12 | Paypal Credit £322.71 574.91 | Monzo Flex £169.03 |
Total £4151.44 | £2900.30 of £7051.74 paid off since diary started October 2024.2 -
Afternoon all, please accept my sincere apologies for not doing the counting the last few days, I've not been feeling very mentally well and I just had to have a few days offline to recalibrate. But I'm back on it!
The total PAD for 12 May 2024 was £20
The total PAD for 13 May 2024 was £153.55
The total PAD for 14 May 2024 was £23
It's Mental Health Awareness Week and often people think that 'mental health' applies to those of us who suffer from ill mental health, but in reality to applies to everyone, whether they are thriving, struggling, coasting or truly happy and contented. We all need to look after our mental health, and I've found a few things online that gives an outline of what that may look like...
And I'll leave you with my favourite poem that helps me often in my darkest hours...Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/503 -
Hi @Keedie thank you for continuing to add up though you are feeling unwell, I have been back over my days missed to catch up and read your lovely quotes and see the pictures, you do so well at bringing others up!
Have missed PADing, but had a lovely time away! Lovely PAD today as had a good amount of holiday budget left over, and I estimated my PADs for the last however many days, including some interest, this gives me an ab fab PAD of: £655.85 to various places!
Looking forward to my weekly roundup on Sat in my diary, will be a lovely boost!
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£8 today please
27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 51 -
Morning all :-)
£10 to CC1Jan 2022
Owed approx 70,000 in consumer debt
Dec 2024/August 2025
Loan 1 4750/0
Loan 2 10690/0
Card 1 10764/7578
Card 2 5674/4230
Card 3 5158/0
Total 37036/11803
Emergency Fund 0/2000
2022 Over 70k debt. Time to change!
2022-25 Paying off debt.
2025 Cash lump sum used to pay down debt quicker than hoped.
2025+???? Stay happy and in control of my finances2 -
Good morning PADders
@Keedie - No need to apologise at all, I hope you're OK and looking after yourself. If you like I can take over the counting for a while? Just let me know xx
Excellent PAD @Aimingforthegoodlife! Hope you enjoyed your holiday
My PAD today is £57.92 to savings
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25713 -
Afternoon, PAD of £2.44 today1
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Afternoon all,
The total PAD for 15 May 2024 was £729.35
If life ever feels difficult, and you're trudging along but feel like there is no end in sight, and everything is an uphill battle, then just remember that...Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/501 -
That was a great PAD @Aimingforthegoodlife and thanks for your kind words. I'm glad you had a good time on your holiday.
Thanks for the offer @LittleMissDetermined, and if I am feeling unwell again, I'll definitely ask for your help.
My PADs are:
£20 emergency fund
£10 18th birthday pot savings
£6.78 cashback to penny challenge
£5.40 to coin challenges
£42.18 total
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/502 -
£15 today please
27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 53
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