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2024 Mortgage-Free Wannabes

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  • SeekingFlight
    SeekingFlight Posts: 193 Forumite
    Ninth Anniversary 100 Posts Name Dropper
    #25 with Overpayments of

    August - £500
    September - £500

    :)

    Thanks @julicorn
    #19 Make £2025 in 2025 £8.32/£2025"Remember not to do too many things at once" said me to herself.Mortgage Free Wannabe #25 2025 OP £500/£6000
  • Sandyra
    Sandyra Posts: 293 Forumite
    Tenth Anniversary 100 Posts Name Dropper Cashback Cashier
    #32 here

    August OP of £560.85

    thank you julicorn 

    MFW 2025 #32 £4,926.23/£3,000; MFW 2024 #32 £4,217.84/£3,000; MFW 2023 #32 £5,238.84/£4,000; MFW 2022 #32 £8,246.43/£8,000; MFW 2021 #32 £8,982.73/£8,000; MFW 2020 #32 £12,000/£6,000

    Save £12k in 2025 #48 £11,200/£14,000; Save £12k in 2024 #26 £13,055.37/£6,000; Save £12k in 2023 #31 £11,500/£6,000; Save £12k in 2022 #32 £7,180.24/£7,000; Save £12k in 2021 #32 £9,500/£8,000; Save £12k in 2020 #147 £9,370/£8,000

  • Shal1160
    Shal1160 Posts: 60 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    Hi everyone and happy September!
    I haven't made as much progress with overpayments as I would have liked but it feels like an expensive year with car/home insurance going up so much, inflation, Christmas coming... September overpayment is £138.19 for #29. Thank you Julicorn :smile:
    Mortgage start: Sept 2018 £140,000 (30 years) Sept 2020: £129,131 
    Sept 2021: £121,000 (remortgaged for 22 years), Sept 2022: £111,009, Sept 2023: £101,700, Sept 2024: £94,405
    Current: £86,450 (Jul 25)
    MFW 2025 #29
    Just keep swimming
  • smetf
    smetf Posts: 362 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    #3 reporting our September OP of £534.56.
    Thanks @ju@julicorn
    S

    Emergency fund 13.5k Home/ holiday fund 6.5k Mortgage £45,614
  • CrowdieSaver
    CrowdieSaver Posts: 109 Forumite
    Part of the Furniture 100 Posts Academoney Grad Combo Breaker
    Hi Julicorn

    #49 with an overpayment update as follows:

    August: £150
    September: £220

    Also, I overpaid £150 in July, and let you know on here that I had, but it’s not been marked off on the spreadsheet - it looks like you might have marked it off on the row above, which isn’t allocated to anyone. Please could you mark it on mine? Hope that makes sense! 

    Thanks Julicorn.

    CS x
    Mortgage at Jan 2009 (when house was purchased): £75,000. Mortgage at Jan 2017 (when I was able to start overpaying after 7 year relationship from hell ended): £60,000. Mortgage at April 2025: £16,822
    2025 MFW #70: £1,974 / £4,000.
    Previous Overpayments: 2024: £2,555. 2023: £2,850. 2022: £3,100. 2021: £2,540. 2020: £3,350. 2019: £1,950. 2018: £250. 2017: £500.
    Mortgage freedom can’t come soon enough!
  • Hettyhound
    Hettyhound Posts: 1,046 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Number 21 with an overpayment of £75 in September.  Thank you Julicorn
    SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)
  • hellosupernova
    hellosupernova Posts: 90 Forumite
    Third Anniversary 10 Posts
    #9 total overpayments for August £717.73
    thanks again Julicorn
    Mortgage Free Wannabe
    Mortgage free aim date (set Dec 23): 2030 or earlier
    Mortgage free wannabe starting figure: £73,576.96
    Current Mortgage Figure: £58,220

    Mortgage end date with no overpayments: 20th July 2037
    Mortgage end date with overpayments: 1st Jan 2030

    Goal 1   10k off mortgage balance by 31st March 2024           Achieved
    Goal 2   60k mortgage balance by 30th September 2024        Got to £62,999
    Goal 3   10k off mortgage balance by 31st March 2025               Achieved
  • Madeit01
    Madeit01 Posts: 8 Forumite
    Seventh Anniversary Name Dropper First Post Photogenic
    Hi Julicorn,

    #64 here with OP's listed below to get me back up to date :)

    March £226, April £226, May £226, June £226, July £226,

    August £456, Sept £456

    Thank you so much
  • Symphony101
    Symphony101 Posts: 22 Forumite
    Sixth Anniversary 10 Posts
    It's been a while since I've been around these parts - can I join as a late addition? Last time I was on one of these threads was years ago but nobody is #59 so can I stick with that number? :)
    My overpayment target this year is £10k, and so far I've overpaid £8,500 (£8k back in Feb and £500 in August)

  • t4mof
    t4mof Posts: 266 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    #45 checking in for August - £2118

    Thanks @julicorn.
    CC Debt at LBM Nov 08 - £25000+ DFD Dec 2012
    Second DFD May 2021
    Starting my MFW journey: Opening Balance: £138,000; July 2019: £135107.33; July 2024 £52974.60; July 2025 £11140.23
    2025 MFW #36
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