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2024 Mortgage-Free Wannabes
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jackieblack said:Just glad all is well 🙂1
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Glad all is well.
#11 here with an OP of £315 for Sept. Think I might have reached my target so I'd like to increase to £3000 if that isn't too much if a pain. Thanks, Chili1 -
Hi Julicorn I think I have also reached my target so please could I increase it to £2200 for the year for #29, thanks for all that you do to keep us motivated!Mortgage start: Sept 2018 £140,000 (30 years) Sept 2020: £129,131
Sept 2021: £121,000 (remortgaged for 22 years), Sept 2022: £111,009, Sept 2023: £101,700, Sept 2024: £94,405
Current: £86,450 (Jul 25)
MFW 2025 #29
Just keep swimming1 -
julicorn said:999poundproject said:Hi all! Just posted over in 2023 and wanted to ask if I can rejoin 2024?
My old # was 55, but obviously if that's taken - give me another!
I was made redundant during mat leave, so overpayments have really slowed down...but still managing a few pounds here and there:
Jan: 100
March: 124.82
May: 49.51
Once I find a job, I'm really hoping to pick back up where I left off and pay off the 20% allowed by my provider. Partner and I have already discussed wanting to be mortgage free - so he's looking to sell his flat when his fix ends and buy into the house which should get us veeery close.Could you let me know your overall goal for this year please? #55 is still available, you're in luck
June: 940.98
Sept: 1545.101 -
Hi everyone
#46
August payment was £19.85 (super tight month) and September overpayment was £115.
Thanks Julicorn and glad you are ok!1 -
#15 checking in with an OP for Sept of 646.36
Thanks Julicorn- Original mortgage end date: March 2041
- Current mortgage end date: Dec 2032
- MFW 2025 #15 £378.00/ £2,400 /// MFW 2024 #15 £1,608.85/ £2500 /// MFW 2023 #15 £8,617.84/ £10,000 /// 2022 #15 £7,315.24/ £7250 /// MFW 2021 #15 £8,530.07/ £8500
- Daily interest is currently £4.48
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Hi,
No.12 with an overpayment of £1020.37 for September.
Thanks 🙂Mortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!1 -
Good to see you back @julicorn!
#18 here with September's update - £501 making total so far of £5540.81
Thanks!
MM
XMortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000
01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41
Debt at highest point in 24 -£21,344
Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!1 -
#26 skulking in very, very shame faced.I’m afraid I’ve had a disaster of a year. Rate jumps and personal issues. This month I only managed a £75 overpayment (which was psychological more than anything else)
I will get nowhere close to my target this year but I’ll try to hit £500 before the end of the yearSmall OPs are better than no OPs
Start date - Feb 2018 £231,000 / Apr 2042
July 2025 £116,950 / Dec 2025
MFW #60…. Back in for 2025!1 -
Tartan_Mum said:#26 skulking in very, very shame faced.I’m afraid I’ve had a disaster of a year. Rate jumps and personal issues. This month I only managed a £75 overpayment (which was psychological more than anything else)
I will get nowhere close to my target this year but I’ll try to hit £500 before the end of the year
£75 OP is still more than £0. Well done for any overpayment, times are a little tough right now.
Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.982
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