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2024 Mortgage-Free Wannabes

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  • 16 - £905.35, for September please.

    Still chasing, 1k per month, I have made a plan, need this mortgage gone as Mr JPS needs to retire.

    Many thanks Julicorn. 
    MFW - 01.10.21 £63761   01.10.22 £50962   01.10.23 £39979   01.10.24 £27815. 01.01.25. £17538
    01.03.25 £14794.    01.04.25 £12888
    01.05.25. £11805. 12.05.25  £9997   05.06.25  £8898. 
     01.07.25. £7975  01.08.25 £6968

  • becksta
    becksta Posts: 2,213 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    #38 checking in with a total overpayment for September of £1038.50

    Many thanks  B)
    MFW 2022 #88: £6620/£6000
    MFW 2023 #38: £13242.13/£6000
    MFW 2024 #38: £15792.12./£9000
    MFW 2025 #38: £12183.50/£7500

    Thank you to all competition posters
  • jackieblack
    jackieblack Posts: 10,505 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    #4 reporting regular OP of £115 for September 
    Thanks julicorn 
    2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shading
    Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the end
    MFW #4 OPs: 2018 £866.89, 2019 £1322.33, 2020 £1337.07
    2021 £1250.00, 2022 £1500.00, 2023 £1500, 2024 £1350
    2025 target = £1200, YTD £9190
    Quidquid Latine dictum sit altum videtur
  • pawlala
    pawlala Posts: 1,432 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    #22 reporting total overpayments for

    September came to £887.25

    Thanks and have a great week everyone!  B
  • uzubairu
    uzubairu Posts: 1,207 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Home Insurance Hacker!
    Number 37 update
    September = £458.71

  • #26 skulking in very, very shame faced. 

    I’m afraid I’ve had a disaster of a year. Rate jumps and personal issues. This month I only managed a £75 overpayment (which was psychological more than anything else)

    I will get nowhere close to my target this year but I’ll try to hit £500 before the end of the year 

    £75 OP is still more than £0. Well done for any overpayment, times are a little tough right now.
    This was so kind of you to say. Thank you x
    Small OPs are better than no OPs
    Start date - Feb 2018 £231,000 / Apr 2042
    July 2025 £116,950 / Dec 2025
    MFW #60…. Back in for 2025!
  • gih
    gih Posts: 55 Forumite
    Second Anniversary 10 Posts Name Dropper
    #57 with overpayment of £461.37 for October.
    Thanks
  • Nintud
    Nintud Posts: 554 Forumite
    Tenth Anniversary 500 Posts Name Dropper Photogenic
    Very late to the party, but would like to join for the remainder of 2024 if possible.

    i started making daily repayments in August, not much, but enough to chip off a month to my mortgage free day (Originally March 2041… when I will be 70 🤦‍♀️).  Mainly debt repayment focused at the moment, but seeing a couple of quid come off my mortgage each day is keeping me motivated for the looooong road ahead.
    MBNA 237.47/13997.47
    Santander 300/10550
    Nationwide 60/460
    Very 943/943 paid off 01/02/25
    Santander OD 0/2900
    Nationwide OD 100/200
    Mortgage 18430/125194
    EF 300/1000
    Declutterred via Vinted 53/2025
    NSD Feb 2/7
    SPC2025 #11
    52 wk envelope challenge #6 28/virtual
    Debt repaid 2025 2437.60/38650.60
    MFW 2025 1036/107800
    Make £2025 in 2025 458/2025
    Friday Fiver 35/260 virtual pot.

    - - - -
    What matters is how we live and love and how we spend our dash. (L Ellis)
  • Sandyra
    Sandyra Posts: 293 Forumite
    Tenth Anniversary 100 Posts Name Dropper Cashback Cashier
    edited 2 October 2024 at 7:07AM
    #32 here September (birthday month  :) ) OP of £500, thank you julicorn for managing x 

    EDIT: £543.70 (wanted to round it down)

    MFW 2025 #32 £4,926.23/£3,000; MFW 2024 #32 £4,217.84/£3,000; MFW 2023 #32 £5,238.84/£4,000; MFW 2022 #32 £8,246.43/£8,000; MFW 2021 #32 £8,982.73/£8,000; MFW 2020 #32 £12,000/£6,000

    Save £12k in 2025 #48 £11,200/£14,000; Save £12k in 2024 #26 £13,055.37/£6,000; Save £12k in 2023 #31 £11,500/£6,000; Save £12k in 2022 #32 £7,180.24/£7,000; Save £12k in 2021 #32 £9,500/£8,000; Save £12k in 2020 #147 £9,370/£8,000

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