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2024 Mortgage-Free Wannabes
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16 - £905.35, for September please.
Still chasing, 1k per month, I have made a plan, need this mortgage gone as Mr JPS needs to retire.
Many thanks Julicorn.MFW - 01.10.21 £63761 01.10.22 £50962 01.10.23 £39979 01.10.24 £27815. 01.01.25. £17538
01.03.25 £14794. 01.04.25 £12888
01.05.25. £11805. 12.05.25 £9997 05.06.25 £8898.
01.07.25. £7975 01.08.25 £69681 -
#38 checking in with a total overpayment for September of £1038.50
Many thanksMFW 2022 #88: £6620/£6000
MFW 2023 #38: £13242.13/£6000
MFW 2024 #38: £15792.12./£9000
MFW 2025 #38: £12183.50/£7500
Thank you to all competition posters1 -
#4 reporting regular OP of £115 for September
Thanks julicorn2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shadingEverything will be alright in the end so, if it’s not yet alright, it means it’s not yet the endMFW #4 OPs: 2018 £866.89, 2019 £1322.33, 2020 £1337.07
2021 £1250.00, 2022 £1500.00, 2023 £1500, 2024 £13502025 target = £1200, YTD £9190
Quidquid Latine dictum sit altum videtur1 -
#22 reporting total overpayments for
September came to £887.25Thanks and have a great week everyone!Mortgage free I: 8th December 2009!
Mortgage free II: New Year's Eve 2013!
Mortgage free III: Est. Dec 2021...1 -
Number 37 update
September = £458.71
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x_raphael_xx said:Tartan_Mum said:#26 skulking in very, very shame faced.I’m afraid I’ve had a disaster of a year. Rate jumps and personal issues. This month I only managed a £75 overpayment (which was psychological more than anything else)
I will get nowhere close to my target this year but I’ll try to hit £500 before the end of the year
£75 OP is still more than £0. Well done for any overpayment, times are a little tough right now.Small OPs are better than no OPs
Start date - Feb 2018 £231,000 / Apr 2042
July 2025 £116,950 / Dec 2025
MFW #60…. Back in for 2025!1 -
We did it!!! Mortgage Free today!!!So we had £12,350 on our remaining balance. We are allowed to put 10% in without any fee, which left us owing approximately £2000. The fee on the £2000 I calculated to be no more than £40.But to be sure with everything, I called up the mortgage lendor and got the final figure to pay off and be free and they said £12402.34 and I said thank you very much. Paperwork and debit closures etc all to be completed within 2 weeks.We bought our home in Dec 2016, since then we've had 2 more kids and a whole bunch of challenges and nightmares like anyone else but we persevered and today we are finally free.9
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#57 with overpayment of £461.37 for October.
Thanks1 -
Very late to the party, but would like to join for the remainder of 2024 if possible.
i started making daily repayments in August, not much, but enough to chip off a month to my mortgage free day (Originally March 2041… when I will be 70 🤦♀️). Mainly debt repayment focused at the moment, but seeing a couple of quid come off my mortgage each day is keeping me motivated for the looooong road ahead.MBNA 237.47/13997.47
Santander 300/10550
Nationwide 60/460
Very 943/943 paid off 01/02/25
Santander OD 0/2900
Nationwide OD 100/200
Mortgage 18430/125194
EF 300/1000
Declutterred via Vinted 53/2025
NSD Feb 2/7
SPC2025 #11
52 wk envelope challenge #6 28/virtual
Debt repaid 2025 2437.60/38650.60
MFW 2025 1036/107800
Make £2025 in 2025 458/2025
Friday Fiver 35/260 virtual pot.
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What matters is how we live and love and how we spend our dash. (L Ellis)2 -
#32 here September (birthday month
) OP of £500, thank you julicorn for managing x
EDIT: £543.70 (wanted to round it down)MFW 2025 #32 £4,926.23/£3,000; MFW 2024 #32 £4,217.84/£3,000; MFW 2023 #32 £5,238.84/£4,000; MFW 2022 #32 £8,246.43/£8,000; MFW 2021 #32 £8,982.73/£8,000; MFW 2020 #32 £12,000/£6,000
Save £12k in 2025 #48 £11,200/£14,000; Save £12k in 2024 #26 £13,055.37/£6,000; Save £12k in 2023 #31 £11,500/£6,000; Save £12k in 2022 #32 £7,180.24/£7,000; Save £12k in 2021 #32 £9,500/£8,000; Save £12k in 2020 #147 £9,370/£8,000
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