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2024 Mortgage-Free Wannabes
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#35
Aug - 1,000
Ytd - 5,850Challenges
MFW 2025 #6 - 14871.56/14,000
Completed Challenges
MFW 2024 #35 - 9,000/9,000
Pay off all debts by 2023 - #18 8,000 / 8,0001 -
Hi
#49 with an overpayment of £150 for August.
Thanks Julicorn x
CSMortgage at Jan 2009 (when house was purchased): £75,000. Mortgage at Jan 2017 (when I was able to start overpaying after 7 year relationship from hell ended): £60,000. Mortgage at April 2025: £16,822
2025 MFW #70: £1,974 / £4,000.
Previous Overpayments: 2024: £2,555. 2023: £2,850. 2022: £3,100. 2021: £2,540. 2020: £3,350. 2019: £1,950. 2018: £250. 2017: £500.
Mortgage freedom can’t come soon enough!1 -
Hi,#14 here, just checking in with a £104 overpayment for August, taking YTD total to £7551
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Thank you all for posting your overpayments! We're not far off quarter of a million now, let's see where we get to by the end of the month.3
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julicorn said:Thank you all for posting your overpayments! We're not far off quarter of a million now, let's see where we get to by the end of the month.
My July payment is not updated, or do I need to polish my glasses?MFW - 01.10.21 £63761 01.10.22 £50962 01.10.23 £39979 01.10.24 £27815. 01.01.25. £17538
01.03.25 £14794. 01.04.25 £12888
01.05.25. £11805. 12.05.25 £9997 05.06.25 £8898.
01.07.25. £7975 01.08.25 £69680 -
jennystarpepper said:julicorn said:Thank you all for posting your overpayments! We're not far off quarter of a million now, let's see where we get to by the end of the month.
My July payment is not updated, or do I need to polish my glasses?1 -
julicorn said:jennystarpepper said:julicorn said:Thank you all for posting your overpayments! We're not far off quarter of a million now, let's see where we get to by the end of the month.
My July payment is not updated, or do I need to polish my glasses?2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shadingEverything will be alright in the end so, if it’s not yet alright, it means it’s not yet the endMFW #4 OPs: 2018 £866.89, 2019 £1322.33, 2020 £1337.07
2021 £1250.00, 2022 £1500.00, 2023 £1500, 2024 £13502025 target = £1200, YTD £9190
Quidquid Latine dictum sit altum videtur1 -
#21 I’ve made a £16 overpayment in August. It won’t set my world alight but it did take the outstanding balance down to £23,999 🎉SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)2
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#3 with an additional OP of £637.33 transferred from the hols/house fund. This takes my Aug OP to £1171.89 and YTD £6711.
I thought that'd be it but on sorting with the bank we can pay up to 3 x our monthly payment every month and it doesn't impact the 10%...
So I'll keep going and hopefully hit 10k OP again this year!
SEmergency fund 13.5k Home/ holiday fund 6.5k Mortgage £45,614- MFW 2022 #35 10,000
- MFW 2023 #3 10358.97
- MFW 2024 #3 10000
- MFW 2025 #3 6945.69/10000
- MFW 2024 #3 10000
- MFW 2023 #3 10358.97
1 - MFW 2022 #35 10,000
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#56 here with an additional overpayment of £5.41 (via Sprive app) to allocate to August, so a total payment for that month of £359.54.
Thanks so muchSave £12k in 2025
#36 2025: Target £15k / £9,498
#39 2024: Target £10k / £13,623 (exceeded)
#39 2023: Target £3k / £4,415 (exceeded)
MFW member No.56
2025 Overpayment Target £4k / £2,875.32
2024 Overpayment Target £7k / £7,683 (exceeded)2023 Overpayment Target £5k / £9,358 (exceeded)Mortgage total May ‘23: £119,202. Jan ‘25: £96,098. Current June '25 £92,751
Pay-off: 1st April ‘34, 1st Sept ‘33, 1st May '33, 1st April '33, 1st March '33, 1st Aug '32, 1st Sept '31
MFiT-T7 #15
Target £70k1
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