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2024 Mortgage-Free Wannabes

1383941434459

Comments

  • stuartp2000
    stuartp2000 Posts: 184 Forumite
    Tenth Anniversary 100 Posts Name Dropper Combo Breaker
    edited 3 August 2024 at 2:51PM
    #35

    Aug - 1,000
    Ytd - 5,850
    Challenges
    MFW 2025 #6 - 14871.56/14,000

    Completed Challenges
    MFW 2024 #35 - 9,000/9,000
    Pay off all debts by 2023 - #18 8,000 / 8,000

  • Hi
    #49 with an overpayment of £150 for August.
    Thanks Julicorn x
    CS
    Mortgage at Jan 2009 (when house was purchased): £75,000. Mortgage at Jan 2017 (when I was able to start overpaying after 7 year relationship from hell ended): £60,000. Mortgage at April 2025: £16,822
    2025 MFW #70: £1,974 / £4,000.
    Previous Overpayments: 2024: £2,555. 2023: £2,850. 2022: £3,100. 2021: £2,540. 2020: £3,350. 2019: £1,950. 2018: £250. 2017: £500.
    Mortgage freedom can’t come soon enough!
  • Hi,

    #14 here, just checking in with a £104 overpayment for August, taking YTD total to £755
  • julicorn
    julicorn Posts: 2,628 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Thank you all for posting your overpayments! We're not far off quarter of a million now, let's see where we get to by the end of the month. <3
  • julicorn said:
    Thank you all for posting your overpayments! We're not far off quarter of a million now, let's see where we get to by the end of the month. <3
    Hi, many thanks for this.

    My July payment is not updated, or do I need to polish my glasses?  :D
    MFW - 01.10.21 £63761   01.10.22 £50962   01.10.23 £39979   01.10.24 £27815. 01.01.25. £17538
    01.03.25 £14794.    01.04.25 £12888
    01.05.25. £11805. 12.05.25  £9997   05.06.25  £8898. 
     01.07.25. £7975  01.08.25 £6968 01.09.25 £5956. 01.10.25 £4979

  • julicorn
    julicorn Posts: 2,628 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    julicorn said:
    Thank you all for posting your overpayments! We're not far off quarter of a million now, let's see where we get to by the end of the month. <3
    Hi, many thanks for this.

    My July payment is not updated, or do I need to polish my glasses?  :D
    All added now, thanks for flagging that :)
  • jackieblack
    jackieblack Posts: 10,579 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    julicorn said:
    julicorn said:
    Thank you all for posting your overpayments! We're not far off quarter of a million now, let's see where we get to by the end of the month. <3
    Hi, many thanks for this.

    My July payment is not updated, or do I need to polish my glasses?  :D
    All added now, thanks for flagging that :)
    (Whispers - I don’t think mine has been updated, either) 
    Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the end
    Quidquid Latine dictum sit altum videtur
  • Hettyhound
    Hettyhound Posts: 1,098 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    #21 I’ve made a £16 overpayment in August.  It won’t set my world alight but it did take the outstanding balance down to £23,999 🎉
    SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £660.03[ SPC 19 ?COLOR="DeepSkyBlue"]MFW #21 Mortgage start Dec 2015 £79,950; Nov 2025 £17,241[/COLOR] 2025 OP £2426.36/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £4689/£21,930 (21.38%)
  • smetf
    smetf Posts: 372 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    #3 with an additional OP of £637.33 transferred from the hols/house fund. This takes my Aug OP to £1171.89 and YTD £6711.
    I thought that'd be it but on sorting with the bank we can pay up to 3 x our monthly payment every month and it doesn't impact the 10%...
    So I'll keep going and hopefully hit 10k OP again this year!
    S
    Emergency fund 15k Home/ holiday fund 7k Mortgage £42,877
  • Simobla1
    Simobla1 Posts: 71 Forumite
    Second Anniversary 10 Posts Name Dropper
    #56 here with an additional overpayment of £5.41 (via Sprive app) to allocate to August, so a total payment for that month of £359.54.

    Thanks so much 
    Save £12k in 2025
    #36 2025: Target £15k / £16,903
    #39 2024: 
    Target £10k / £13,623 (exceeded)
    #39 2023: Target £3k / £4,415 (exceeded)

    MFW member No.56
    2025 Overpayment Target £4k / £7,097
    2024 Overpayment Target £7k / £7,683 (exceeded)
    2023 Overpayment Target £5k £9,358 (exceeded)
    Mortgage total May ‘23: £119,202. Jan ‘25: £96,098.  June '25 £92,751  Sept '25 £87,758

    MFiT-T7 #15
    Target £70k
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