We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

2024 Mortgage-Free Wannabes

1…3738404243…59

Comments

  • hellosupernova
    hellosupernova Posts: 95 Forumite
    Third Anniversary 10 Posts
    #9 total overpayments for July £560
    thanks again Julicorn
    Mortgage Free Wannabe
    Mortgage free aim date (set Dec 23): 2030 or earlier
    Mortgage free wannabe starting figure: £73,576.96
    Current Mortgage Figure: £55,770.36

    Mortgage end date with no overpayments: 20th July 2037
    Mortgage end date with overpayments: 1st Jan 2030

    Goal 1   10k off mortgage balance by 31st March 2024           Achieved
    Goal 2   60k mortgage balance by 30th September 2024        Got to £62,999
    Goal 3   10k off mortgage balance by 31st March 2025               Achieved
  • smetf
    smetf Posts: 372 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    #3 reporting OP of £534.56, hoping to be able to pay a bit more later this month but we'll see!
    Thanks @julicorn
    Emergency fund 15k Home/ holiday fund 7k Mortgage £42,877
  • ajmoney
    ajmoney Posts: 6,479 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    No. 7 with an OP of £100 for August. Thank you julicorn 
    MFW 2025 No. 7 £2331.07/£2700
    MFiT-T7 No. 6 £4868.07/£30,000
  • Sandyra
    Sandyra Posts: 300 Forumite
    Tenth Anniversary 100 Posts Name Dropper Cashback Cashier
    #32 here. £565.51 please for August x

    MFW 2025 #32 £7,746.98/£3,000; MFW 2024 #32 £4,217.84/£3,000; MFW 2023 #32 £5,238.84/£4,000; MFW 2022 #32 £8,246.43/£8,000; MFW 2021 #32 £8,982.73/£8,000; MFW 2020 #32 £12,000/£6,000

    Save £12k in 2025 #48 £16,000/£14,000; Save £12k in 2024 #26 £13,055.37/£6,000; Save £12k in 2023 #31 £11,500/£6,000; Save £12k in 2022 #32 £7,180.24/£7,000; Save £12k in 2021 #32 £9,500/£8,000; Save £12k in 2020 #147 £9,370/£8,000

  • Simobla1
    Simobla1 Posts: 71 Forumite
    Second Anniversary 10 Posts Name Dropper
    Hi there - #56 here is an overpayment total of £354.13 to be allocated to August.  

    Thanks so much, S
    Save £12k in 2025
    #36 2025: Target £15k / £16,903
    #39 2024:     Target £10k / £13,623 (exceeded)
    #39 2023: Target £3k / £4,415 (exceeded)

    MFW member No.56
    2025 Overpayment Target £4k / £7,097
    2024 Overpayment Target £7k / £7,683 (exceeded)
    2023 Overpayment Target £5k / £9,358 (exceeded)
    Mortgage total May ‘23: £119,202. Jan ‘25: £96,098.  June '25 £92,751  Sept '25 £87,758

    MFiT-T7 #15
    Target £70k
  • gih
    gih Posts: 56 Forumite
    Third Anniversary 10 Posts Name Dropper
    #57 with OP of £461.37 for August. Thanks Julicorn!
  • BeckyBach
    BeckyBach Posts: 21 Forumite
    Second Anniversary 10 Posts
    #13 with £366.84 for August please Julicorn
  • fjireland
    fjireland Posts: 52 Forumite
    10 Posts First Anniversary
    #80 with £1200 op for August 

    Thank you ☺️ 
    June 2017 - £295k mortgage/htb 
    June 2020 - £270k mortgage/htb
    Dec 2021 - £228k mortgage 
    Dec 2022 - £195k mortgage 
    Dec 2023 - £162.5k mortgage 
    Dec 2024 - £140k mortgage 
    Dec 2025 - Target - £130k mortgage 
  • t4mof
    t4mof Posts: 271 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    #45 checking in for July - £2077.45.

    Thanks @julicorn.
    CC Debt at LBM Nov 08 - £25000+ DFD Dec 2012
    Second DFD May 2021
    Starting my MFW journey: Opening Balance: £138,000; July 2019: £135107.33; July 2024 £52974.60; July 2025 £11140.23
    2025 MFW #36
  • Shal1160
    Shal1160 Posts: 63 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    Happy August MFWs! #29 checking in with £143.94 overpayment for August. Thank you Julicorn! :smile:
    Mortgage start: Sept 2018 £140,000 (30 years) Sept 2020: £129,131 
    Sept 2021: £121,000 (remortgaged for 22 years), Sept 2022: £111,009, Sept 2023: £101,700, Sept 2024: £94,405, Sept 2025: £85,470
    Current: £84,900 (Oct 25)
    MFW 2025 #29
    Just keep swimming
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.4K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.4K Work, Benefits & Business
  • 601.3K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture