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2024 Mortgage-Free Wannabes

1343537394059

Comments

  • smetf
    smetf Posts: 372 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    #3 checking in with an OP of £70 on top of the regular OP of £534.56 taking July to a good start of £604.56
    A couple of good Pr*lific surveys and some cashback from a mobile sim referral all helps! Plus it has nudged us into a mortgage beginning with 5 🎉
    Emergency fund 15k Home/ holiday fund 7k Mortgage £42,877
  • Sandyra
    Sandyra Posts: 300 Forumite
    Tenth Anniversary 100 Posts Name Dropper Cashback Cashier
    #32 back again. £370.18 for July please x

    MFW 2025 #32 £7,746.98/£3,000; MFW 2024 #32 £4,217.84/£3,000; MFW 2023 #32 £5,238.84/£4,000; MFW 2022 #32 £8,246.43/£8,000; MFW 2021 #32 £8,982.73/£8,000; MFW 2020 #32 £12,000/£6,000

    Save £12k in 2025 #48 £16,000/£14,000; Save £12k in 2024 #26 £13,055.37/£6,000; Save £12k in 2023 #31 £11,500/£6,000; Save £12k in 2022 #32 £7,180.24/£7,000; Save £12k in 2021 #32 £9,500/£8,000; Save £12k in 2020 #147 £9,370/£8,000

  • powerspowers
    powerspowers Posts: 1,368 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    Hi everyone, #27 with £250 please for July
    MFW 2021 #76 £5,145
    MFW 2022 #27 £5,300 
    MFW 2023 #27 £2,000
    MFW 2024 #27 £6,055
    MFW 2025 #27 £3,350/£5,000


  • Simobla1
    Simobla1 Posts: 71 Forumite
    Second Anniversary 10 Posts Name Dropper
    #56 here with an overpayment of £339 to allocate to July please.  Should bring my total overpayment this year to £3,319 I believe?

    Thanks so much.
    Save £12k in 2025
    #36 2025: Target £15k / £16,903
    #39 2024: 
    Target £10k / £13,623 (exceeded)
    #39 2023: Target £3k / £4,415 (exceeded)

    MFW member No.56
    2025 Overpayment Target £4k / £7,097
    2024 Overpayment Target £7k / £7,683 (exceeded)
    2023 Overpayment Target £5k £9,358 (exceeded)
    Mortgage total May ‘23: £119,202. Jan ‘25: £96,098.  June '25 £92,751  Sept '25 £87,758

    MFiT-T7 #15
    Target £70k
  • Shal1160
    Shal1160 Posts: 63 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    Hi everyone
    #29 checking in with total June o/p of £150.85 and July o/p of £685.10. Thanks Julicorn! 
    Mortgage start: Sept 2018 £140,000 (30 years) Sept 2020: £129,131 
    Sept 2021: £121,000 (remortgaged for 22 years), Sept 2022: £111,009, Sept 2023: £101,700, Sept 2024: £94,405, Sept 2025: £85,470
    Current: £84,900 (Oct 25)
    MFW 2025 #29
    Just keep swimming
  • t4mof
    t4mof Posts: 271 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    #45

    June’s overpayment is £2077.45.

    Thanks julicorn.
    CC Debt at LBM Nov 08 - £25000+ DFD Dec 2012
    Second DFD May 2021
    Starting my MFW journey: Opening Balance: £138,000; July 2019: £135107.33; July 2024 £52974.60; July 2025 £11140.23
    2025 MFW #36
  • gih
    gih Posts: 56 Forumite
    Third Anniversary 10 Posts Name Dropper
    #57 with £411.37 overpayment for July.
    Thanks!
  • Chili81
    Chili81 Posts: 50 Forumite
    Sixth Anniversary 10 Posts Name Dropper
    #11 with an OP of £115 for July. Thanks julicorn 
  • Hettyhound
    Hettyhound Posts: 1,098 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    number 21 with an overpayment of £27.  Things have been slow and finances a bit tight but hopefully a new budget can be followed from next month once I've got the last bits of my son's new secondary uniform. 
    SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £660.03[ SPC 19 ?COLOR="DeepSkyBlue"]MFW #21 Mortgage start Dec 2015 £79,950; Nov 2025 £17,241[/COLOR] 2025 OP £2426.36/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £4689/£21,930 (21.38%)
  • BeckyBach
    BeckyBach Posts: 21 Forumite
    Second Anniversary 10 Posts
    Hi Julicorn, can you put me down for £3,338.45 against #13 please
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