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2024 Mortgage-Free Wannabes

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Comments

  • Simobla1
    Simobla1 Posts: 63 Forumite
    Second Anniversary 10 Posts Name Dropper
    Hi there - #56 here with an additional overpayment for June 2024 of £73.00.  So that should be a total overpayment of £439 for June.  Sx
    Save £12k in 2025
    #36 2025: Target £15k / £9,498
    #39 2024: 
    Target £10k / £13,623 (exceeded)
    #39 2023: Target £3k / £4,415 (exceeded)

    MFW member No.56
    2025 Overpayment Target £4k / £2,875.32
    2024 Overpayment Target £7k / £7,683 (exceeded)
    2023 Overpayment Target £5k £9,358 (exceeded)
    Mortgage total May ‘23: £119,202. Jan ‘25: £96,098.  Current June '25 £92,751
    Pay-off: 1st April ‘341st Sept ‘33, 1st May '33, 1st April '33, 1st March '33, 1st Aug '32, 1st  Sept '31

    MFiT-T7 #15
    Target £70k
  • x_raphael_xx
    x_raphael_xx Posts: 4,411 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    #100 checking in.

    Copy & pasted from the MFi3 thread :)

    My overpayments will have to slow down for the moment. I'm still going to be putting some cash aside, but there maybe something brewing work-wise (whisperings of redundancies).
    So I'm not actually going to pay it onto the mortgage just yet (in case I need ready funds) but I am still going to pretend the money isn't available to me. If things calm down in a month or two, I'll lob the pot at the mortgage then.

    With that said, I've made my first 'overpayment' this year - £650.00 / £10,000
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • jackieblack
    jackieblack Posts: 10,511 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    #4 reporting my regular £115 OP for June
    Thanks julicorn 👏🏻👏🏻
    2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shading
    Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the end
    MFW #4 OPs: 2018 £866.89, 2019 £1322.33, 2020 £1337.07
    2021 £1250.00, 2022 £1500.00, 2023 £1500, 2024 £1350
    2025 target = £1200, YTD £9190
    Quidquid Latine dictum sit altum videtur
  • smetf
    smetf Posts: 362 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    #3 checking in with an OP of £40 taking June to a total of £574.56
    All down to various surveys this month.
    Emergency fund 13.5k Home/ holiday fund 6.5k Mortgage £45,614
  • becksta
    becksta Posts: 2,213 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    #38 checking in with my monthly overpayment of £1295.00

    This takes my total overpayments for the year so far to £7070.50.  Really pleased with my progress so far and I'm definitely on track to achieve my target of £9,000 for the year!  
    MFW 2022 #88: £6620/£6000
    MFW 2023 #38: £13242.13/£6000
    MFW 2024 #38: £15792.12./£9000
    MFW 2025 #38: £12183.50/£7500

    Thank you to all competition posters
  • Jessy103
    Jessy103 Posts: 2,250 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Hi,

    No.12 with a total of £1788.20 for June.

    Thanks 🙂
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • Hello. Please can you update #33 £116.2 for June 
  • x_raphael_xx
    x_raphael_xx Posts: 4,411 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    #100

    Popped another £50 into the pot.
    June total = £700
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • Chili81
    Chili81 Posts: 47 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    #11 Checking in with OP of £112 for June. Thanks Julicorn! 
  • stuartp2000
    stuartp2000 Posts: 182 Forumite
    Tenth Anniversary 100 Posts Name Dropper Combo Breaker
    Sent £650 today which brings me to 50% of my desired annual total so on track to complete by the end of the year.

    #35
    June - £650
    Ytd - £4500
    Challenges
    MFW 2025 #6 - 14871.56/14,000

    Completed Challenges
    MFW 2024 #35 - 9,000/9,000
    Pay off all debts by 2023 - #18 8,000 / 8,000

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