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Lets All Ask For Our Cca!

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Comments

  • stapeley
    stapeley Posts: 2,315 Forumite
    BUMBING UP for nicknie
  • nomoneynomoney
    nomoneynomoney Posts: 107 Forumite
    stapeley wrote: »
    Why are you paying anyone ? Could be OC have not got a correct copy of a AGREEMENT . I would wait and see if they get in touch , and maybe keep senting a token payment ,keep a record . Same thing happened to me DCA no longer dealing with account , sent back to OC .
    It's still in the 12 plus 2 days time frame. They have until Feb 26th. The debt is really large and getting bigger because of all the interest that they are pilling on.
  • stapeley
    stapeley Posts: 2,315 Forumite
    While the account is indispute , until a copy of a AGREEMENT is produced , no interest can be added !
  • nomoneynomoney
    nomoneynomoney Posts: 107 Forumite
    lets hope it stays in dispute for ever. Can they still bankrupt you if it's in dispute
  • rog2
    rog2 Posts: 11,650 Forumite
    10,000 Posts Combo Breaker
    nomoneynomoney wrote: »
    Can they still bankrupt you if it's in dispute

    No. Only a judge can declare you bankrupt and he/she would need to be completely satisfied that the 'alleged debt' was genuine.
    I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
    If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.

    HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7

    DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS
  • nimbo
    nimbo Posts: 3,701 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    just wanted to 'bump' this...

    Stashbuster - 2014 98/100 - 2015 175/200 - 2016 501 / 500 2017 - 200 / 500 2018 3 / 500
    :T:T
  • stapeley
    stapeley Posts: 2,315 Forumite
    I emailed CCCS for advice on this subject , at first they were helpful but I think this route is frowned apon by the CCCS and others . Payplan etc are funded by the credit industry , so any advice that see some debts completely written off is not in their interest . My opinion only .
  • artnoble
    artnoble Posts: 879 Forumite
    Part of the Furniture Combo Breaker
    i have had a letter back from my dca. All the letter said is that they have rejected my proposal (i only asked for the CC).

    12+2 is up on the 25. How shall I procede from there.
    Watch this space.... Will update soon!
  • wazza24
    wazza24 Posts: 229 Forumite
    Part of the Furniture Combo Breaker
    I tried requesting these details and even got as far as the second letter. Both Capquest and Blair, Oliver and Scott were up to the challenge, so still got another 11 years of payments to make, :confused: ah well it was my own fault in the first place, to young and stupid to realise that these heartless Bankers will take everything.........:mad:
    Norn Iron Club No:468
    Converted serious saver:D
  • stapeley
    stapeley Posts: 2,315 Forumite
    Did theY come up with the AGREEMENTS ?
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