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Lets All Ask For Our Cca!
Comments
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At worse I think the DCA will offer a much reduced settlement figure !0
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I was just about to write to mine however I have received a letter from another dca saying they now have the debt.
surley if they had the cca they may as well just persue me for the debt.
It is contrary to the OFT Debt Collection Guidelines for more than one dca to be chasing the same 'alleged debt' at the same time. This, in itself would be sufficient grounds to report them to Trading Standards.
http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdfI am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
Again nothing in the post , i,m beginning wonder if they have anything ! And if i do recieve anything , i will go through it , with a finetooth comb !0
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hi, ROG2 did you read i,m going to MAN UTD sat ? A free lunch to !0
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hi, ROG2 did you read i,m going to MAN UTD sat ? A free lunch to !
Okay - I did read - just trying not to appear jealous. :mad:I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
:j UNITED:j UNITED:j :T :T :T0
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:j UNITED:j UNITED:j :T :T :T
No need for that, stapeley.
Actually, I'm a rugby man myself, although I do watch the odd game of soccer. And United can certainly produce the odd game. :rotfl:
Enjoy your day. :beer:I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
It is contrary to the OFT Debt Collection Guidelines for more than one dca to be chasing the same 'alleged debt' at the same time. This, in itself would be sufficient grounds to report them to Trading Standards.
http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf
I'm not sure two the two are chasing, it's that I had a letter (was more of a card board leaflet. it basically just said pay now and gave an address).
So assume they have now sold the debt on to I think it's allied.Watch this space.... Will update soon!0 -
Anyone else have success/disappointment with your requests ?????0
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