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Dazzling December's No-Spend Days Challenge!

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  • Off & running with NSD 1
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £410/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  July £58.64

    Decluttering items 729

    Books read    12
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • cathybird
    cathybird Posts: 15,575 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 4 December 2023 at 8:19PM

    December

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image

    Target reached = image
    Target beaten = image 

    December targets

    AuntieL 1/12 image

    beanielou 3/19 image


    cathybird 3/15 image


    changingmyways23 10


    Crazycatlady2 15


    Cuddlymarm 1/15 image


    Doris17


    ErinBB 10


    GeorgianaCavendish 1/18 image


    KajiKita 1/15 image


    LadyWithAPlan 1/13 image


    laura lau 15


    leftatthetrafficlights 2/15 image


    LittleMissDetermined 3/15 image


    Makingabobor2 1/15 image


    QueenJess 2/15 image


    Rupacomp 10


    Saver-upper 15


    short bird 3/18 image


    Newcomers welcome :)

  • cathybird
    cathybird Posts: 15,575 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done beanie, QueenJess, leftatthetrafficlights, cuddlymarm, KajiKita and Makingabobor2 :):)
  • short_bird
    short_bird Posts: 4,006 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Day 2 on Saturday
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • beanielou
    beanielou Posts: 95,319 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Thanks for having me @cathybird and loving the updates !
    I can declare a NSD today ;)  NSD #1 today

    After an expensive London day/night yesterday .. I could do with eggs and some munchies to go with my hangover but I have loads food in so no need and I made soup today.
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • short_bird
    short_bird Posts: 4,006 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    And day 3 today.
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • cathybird
    cathybird Posts: 15,575 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 4 December 2023 at 8:19PM
    Well done short bird, beanie and LadyWithAPlan :):)
  • 2 more for me over the weekend. Won't get one now until Weds
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £2126
  • beanielou
    beanielou Posts: 95,319 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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