Dazzling December's No-Spend Days Challenge!

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  • Off & running with NSD 1
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £33,676

    Mortgage 04/24  £17,400 Officially ends June '26 but plan to be MF sooner
    Total OPs 2022 - £240   2023 - £1766
    OPs so far in 2024 £581.00


    Challenges

    EF #68  £335/£1000
    1p a Day '24 #12  £76/£667.  SPC '24 #41 £12.93
    Christmas '24 £12. 
     
    Make £5 a day - Apr £36.30/£150            
    NSDs April 6/15

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-down-the-savings-up


  • cathybird
    cathybird Posts: 13,261 Forumite
    First Post Name Dropper First Anniversary Photogenic
    edited 4 December 2023 at 8:19PM

    December

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image

    Target reached = image
    Target beaten = image 

    December targets

    AuntieL 1/12 image

    beanielou 3/19 image


    cathybird 3/15 image


    changingmyways23 10


    Crazycatlady2 15


    Cuddlymarm 1/15 image


    Doris17


    ErinBB 10


    GeorgianaCavendish 1/18 image


    KajiKita 1/15 image


    LadyWithAPlan 1/13 image


    laura lau 15


    leftatthetrafficlights 2/15 image


    LittleMissDetermined 3/15 image


    Makingabobor2 1/15 image


    QueenJess 2/15 image


    Rupacomp 10


    Saver-upper 15


    short bird 3/18 image


    Newcomers welcome :)

    In April I am taking a break from buying: Books
  • cathybird
    cathybird Posts: 13,261 Forumite
    First Post Name Dropper First Anniversary Photogenic
    Well done beanie, QueenJess, leftatthetrafficlights, cuddlymarm, KajiKita and Makingabobor2 :):)
    In April I am taking a break from buying: Books
  • short_bird
    short_bird Posts: 3,664 Forumite
    Name Dropper First Post First Anniversary
    Day 2 on Saturday
    Cancel the kitchen scraps for lepers and orphans, no more merciful beheadings, and call off Christmas.
  • beanielou
    beanielou Posts: 90,107 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Thanks for having me @cathybird and loving the updates !
    I can declare a NSD today ;)  NSD #1 today

    After an expensive London day/night yesterday .. I could do with eggs and some munchies to go with my hangover but I have loads food in so no need and I made soup today.
    There will always be a (beautiful stilettoed) foot in fabulous in LaPlan's life.
    I am choosing to be fabulously frugal to support some wonderful life changing and affirming financial goals including buying a London home I love.

    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things. You can’t really hack your way to frugal. You can and should take advantage of discounts, coupons, rewards points, and the like. But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.

    My March  streaks to track
    Track Minimalist game  items (Nov 310)   (Dec  95)  (Jan 90)   Feb 50
    Exercise streak  
    YNAB days:: Target 50 days -Age of money 29
    Track my NSD's - Target 13 days/ 0/13

    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • short_bird
    short_bird Posts: 3,664 Forumite
    Name Dropper First Post First Anniversary
    And day 3 today.
    Cancel the kitchen scraps for lepers and orphans, no more merciful beheadings, and call off Christmas.
  • cathybird
    cathybird Posts: 13,261 Forumite
    First Post Name Dropper First Anniversary Photogenic
    edited 4 December 2023 at 8:19PM
    Well done short bird, beanie and LadyWithAPlan :):)
    In April I am taking a break from buying: Books
  • 2 more for me over the weekend. Won't get one now until Weds
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2024 1p challenge #11 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2024 £2363.03 | EF £1000/£1000 | Sabbatical £900/£3000 | Holiday spends £430 | General Saver £2562.77
  • beanielou
    beanielou Posts: 90,107 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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