December
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Dazzling December's No-Spend Days Challenge!
Comments
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Not today. Needed some food and done some Christmas shopping plus stamps.KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 59books of target 52 in 2025, as @ 18th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
None today. One Xmas present ordered and the waiver on a new windscreen, as a tiny crack grew substantially when the cold weather hit 🥶😱
I also need to get on with Xmas as I am allowed to go back to work if they can provide light duties, reduced hours and no heavy lifting. I hope so but it will be strange going back having to organise my time.
Sept Turtle 12/16 NSDs
Sept PADs £6351 -
NSD #1 today please
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Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
December targetsAuntieL 1/12beanielou 19cathybird 1/15changingmyways23 10Crazycatlady2Cuddlymarm 15Doris17ErinBB 10GeorgianaCavendish 1/18KajiKita 15LadyWithAPlan 13laura lau 15leftatthetrafficlights 1/15LittleMissDetermined 1/15Makingabobor2 15QueenJess 1/15Rupacomp 10Saver-upper 15short bird 1/18Newcomers welcome
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One for me today 1
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Declaring my first NSD of this new shiny month
2025 decluttering: 5,256 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟2025 use up challenge: 406🥉🥈🥇💎🏆Big kitchen declutter challenge 137/1502025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5002 -
First one for me today 😁 did lots of holiday shopping yesterday for the grandbabies and most of the alcohol we'll need ....tomorrow I'll be sorting a menu plan and will shop on Sunday for anything we'll need for the week'Happiness is not a destination but the journey you walk every day'
Weight loss challenge 2024:
Start weight: 9st 13.1lb
End weight: 8st 13lb
Weight loss challenge 2025:
Start weight: 8st 6lbs
End weight:
JSF: £0/£2000
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'2 -
Thank you cathybird! NSD for me today 😁Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
October 2025 NSD Challenge 10/18MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £94,306.78
2024 Overpayment = £675.66
2025 Overpayment = £645/£7001 -
Day 1... the houses opposite still have frost on their roofs which shows they've got pretty good insulation I suppose.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
Well done LittleMissDetermined, GeorgianaCavendish, QueenJess, leftatthetrafficlights, AuntieL and short bird 1
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