📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Dazzling December's No-Spend Days Challenge!

2456730

Comments

  • KajiKita
    KajiKita Posts: 7,933 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Not today. Needed some food and done some Christmas shopping plus stamps. 

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,148  Interest saved £5,738 to date
    Fixed rate 3.85% ends October 2030

    Read 46 books of target 52 in 2025, as @ 28th August
    Produce tracker: £353 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • cuddlymarm
    cuddlymarm Posts: 2,213 Forumite
    Part of the Furniture 1,000 Posts
    None today. One Xmas present ordered and the waiver on a new windscreen, as a tiny crack grew substantially when the cold weather hit 🥶😱
    I also need to get on with Xmas as I am allowed to go back to work if they can provide light duties, reduced hours and no heavy lifting. I hope so but it will be strange going back having to organise my time.

    August PAD £490

  • NSD #1 today please 
  • cathybird
    cathybird Posts: 15,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 2 December 2023 at 12:21AM

    December

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image

    Target reached = image
    Target beaten = image 

    December targets

    AuntieL 1/12 image

    beanielou 19


    cathybird 1/15 image


    changingmyways23 10


    Crazycatlady2


    Cuddlymarm 15


    Doris17


    ErinBB 10


    GeorgianaCavendish 1/18 image


    KajiKita 15


    LadyWithAPlan 13


    laura lau 15


    leftatthetrafficlights 1/15 image


    LittleMissDetermined 1/15 image


    Makingabobor2 15


    QueenJess 1/15 image


    Rupacomp 10


    Saver-upper 15


    short bird 1/18 image


    Newcomers welcome :)

  • cathybird
    cathybird Posts: 15,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    One for me today :)
  • QueenJess
    QueenJess Posts: 4,545 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Declaring my first NSD of this new shiny month :)
    2025 decluttering: 4,908 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟
    2025 use up challenge: 351🥉🥈🥇💎🏆
    Mini freezer challenge 0/-20
    Big kitchen declutter challenge 115/150
    2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
  • First one for me today 😁 did lots of holiday shopping yesterday for the grandbabies and most of the alcohol we'll need ....tomorrow I'll be sorting a menu plan and will shop on Sunday for anything we'll need for the week 
    DNF: £708.92/£1000
    JSF: £708.58/£1000

    Winter season grocery budget: £600.85/£900

    Weight loss challenge 2024: 11/24lbs
    1st quarter start:9st 13.1lb
    2nd quarter start:9st 9.2 lb
    3rd quarter start: 9st 6.8 lb
    4th quarter start: 9st 10.2 lb
    End weight: 8st 13lb

    'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'

  • AuntieL
    AuntieL Posts: 385 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    Thank you cathybird! NSD for me today 😁
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    August 2025 NSD Challenge 10/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £97,725
    2024 Overpayment = £675.66
    2025 Overpayment = £593/£700
  • short_bird
    short_bird Posts: 4,038 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Day 1... the houses opposite still have frost on their roofs which shows they've got pretty good insulation I suppose.
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • cathybird
    cathybird Posts: 15,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done LittleMissDetermined, GeorgianaCavendish, QueenJess, leftatthetrafficlights, AuntieL and short bird :):)
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.4K Work, Benefits & Business
  • 599.7K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 258K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.