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Dazzling December's No-Spend Days Challenge!

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  • beanielou
    beanielou Posts: 95,468 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Unfortunately, I've spent on both day 1 and 2 (socialising yesterday + hair cut today)... Hoping for a NSD tomorrow.
    Paying down my debt
    Aug '24: Debt-free!
    Jul '24: £772.75
    Jun '24: £1441.03
    Apr '24: £2,313.27
    Mar '24: £3,132.45 
    Feb '24: £3,632.45
    Jan '24: £4,082.45
    Dec '23: £4447.55

    Read my debt-free diary
  • Thanks Cathy bird for the threads

    I disappeared for a bit at the end of November but I bear my target yay

    For December I'll go for 15 please 

    Hope everyone has a great month 
  • Spent yesterday and today so not a good start 😭
  • QueenJess
    QueenJess Posts: 4,480 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Declaring another NSD for today.
    2025 decluttering: 3,550🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
    2025 use up challenge: 309🥉🥈🥇💎🏆
    Big kitchen declutter challenge 92/150
    2025 decluttering goals Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
  • cathybird
    cathybird Posts: 15,607 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 2 December 2023 at 11:49PM

    December

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image

    Target reached = image
    Target beaten = image 

    December targets

    AuntieL 1/12 image

    beanielou 1/19 image


    cathybird 1/15 image


    changingmyways23 10


    Crazycatlady2 15


    Cuddlymarm 1/15 image


    Doris17


    ErinBB 10


    GeorgianaCavendish 1/18 image


    KajiKita 1/15 image


    LadyWithAPlan 13


    laura lau 15


    leftatthetrafficlights 2/15 image


    LittleMissDetermined 1/15 image


    Makingabobor2 15


    QueenJess 2/15 image


    Rupacomp 10


    Saver-upper 15


    short bird 1/18 image


    Newcomers welcome :)

  • cathybird
    cathybird Posts: 15,607 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Unfortunately, I've spent on both day 1 and 2 (socialising yesterday + hair cut today)... Hoping for a NSD tomorrow.
    Spent yesterday and today so not a good start 😭
    @changingmyways23 and @Crazycatlady2, I don't personally ever feel that having a spendy day per se is a bad thing, we've all got to spend money sometimes! It's all good, plenty of month left xx :)
  • Day 2 today 😁
    DNF: £708.92/£1000
    JSF: £708.58/£1000

    Winter season grocery budget: £600.85/£900

    Weight loss challenge 2024: 11/24lbs
    1st quarter start:9st 13.1lb
    2nd quarter start:9st 9.2 lb
    3rd quarter start: 9st 6.8 lb
    4th quarter start: 9st 10.2 lb
    End weight: 8st 13lb

    'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'

  • cuddlymarm
    cuddlymarm Posts: 2,205 Forumite
    Part of the Furniture 1,000 Posts
    One for today please 

    June NSD 8/15
  • KajiKita
    KajiKita Posts: 7,565 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    First one today. Had a haircut but that was budgeted / saved for and we bought a Christmas tree but we split that cost and it came out of my pocket money. 😊

    KK 
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 38 books of target 52 in 2025, as @ 27th July
    Produce tracker: £227 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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