Dazzling December's No-Spend Days Challenge!

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  • beanielou
    beanielou Posts: 90,193 Ambassador
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    One today. 
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    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Unfortunately, I've spent on both day 1 and 2 (socialising yesterday + hair cut today)... Hoping for a NSD tomorrow.
    Paying down my debt
    April '24: £2,313.27
    Mar '24: £3,132.45 
    Feb '24: £3,632.45
    Jan '24: £4,082.45
    Dec '23: £4447.55

    Read my debt-free diary
  • Thanks Cathy bird for the threads

    I disappeared for a bit at the end of November but I bear my target yay

    For December I'll go for 15 please 

    Hope everyone has a great month 
  • Spent yesterday and today so not a good start 😭
  • QueenJess
    QueenJess Posts: 3,677 Forumite
    First Anniversary First Post Name Dropper
    Declaring another NSD for today.
    2024 decluttering: 6,915 ⭐️🥉⭐️🏅🏅🥈⭐️🏅🥇🏅⭐️🏅
    April mini kitchen declutter challenge: 22/50
    2024 decluttering goals: 🥉3,000 🥈4,000 🥇5,000 💎12,000 🏆 20,000
  • cathybird
    cathybird Posts: 13,286 Forumite
    First Post Name Dropper First Anniversary Photogenic
    edited 2 December 2023 at 11:49PM

    December

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image

    Target reached = image
    Target beaten = image 

    December targets

    AuntieL 1/12 image

    beanielou 1/19 image


    cathybird 1/15 image


    changingmyways23 10


    Crazycatlady2 15


    Cuddlymarm 1/15 image


    Doris17


    ErinBB 10


    GeorgianaCavendish 1/18 image


    KajiKita 1/15 image


    LadyWithAPlan 13


    laura lau 15


    leftatthetrafficlights 2/15 image


    LittleMissDetermined 1/15 image


    Makingabobor2 15


    QueenJess 2/15 image


    Rupacomp 10


    Saver-upper 15


    short bird 1/18 image


    Newcomers welcome :)

    In April I am taking a break from buying: Books
  • cathybird
    cathybird Posts: 13,286 Forumite
    First Post Name Dropper First Anniversary Photogenic
    Unfortunately, I've spent on both day 1 and 2 (socialising yesterday + hair cut today)... Hoping for a NSD tomorrow.
    Spent yesterday and today so not a good start 😭
    @changingmyways23 and @Crazycatlady2, I don't personally ever feel that having a spendy day per se is a bad thing, we've all got to spend money sometimes! It's all good, plenty of month left xx :)
    In April I am taking a break from buying: Books
  • Day 2 today 😁
    Tilly Tidy Fund 2024: £66.09/£100

    Weight loss challenge 2024:
    4/24lbs
    1st quarter starting weight: 9st 13.1lb
    2nd quarter starting weight: 9st 9.2lb
    3rd quarter starting weight: 
    4th quarter starting weight:

    GC 2024 - Annual Target: £2712- Running total:£629.12/£2712
    Monthly Target: £226
    Jan: £74.12; Feb: £300; Mar: £190; Apr: £65; May: £; Jun: £; Jul: £; Aug: £; Sep: £; Oct: £; Nov: £; Dec: £


  • cuddlymarm
    cuddlymarm Posts: 1,890 Forumite
    First Post First Anniversary
    One for today please 
    🎄December 🎄 NSDs 11/15
  • KajiKita
    KajiKita Posts: 3,654 Forumite
    First Anniversary First Post Name Dropper Photogenic
    First one today. Had a haircut but that was budgeted / saved for and we bought a Christmas tree but we split that cost and it came out of my pocket money. 😊

    KK 
    As at 17.03.24:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 <gulp>, now £255,571, end date brought closer by 2 months  
    - OPs to mortgage = £5,965, Interest saved £2,124, to date
    - LTV 51% @ccord, 51% Yopa
    Fixed rate 2.17% ends October 2024

    Read 13 books of target 52 in 2024 (as @ 9th April)
    Produce tracker: £22.24 of £300

    Watch your thoughts, they become your words. Watch your words, they become your actions. Watch your actions, they become your reality. 
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