Dazzling December's No-Spend Days Challenge!

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  • beanielou
    beanielou Posts: 90,578 Ambassador
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    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • changingmyways23
    changingmyways23 Posts: 39 Forumite
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    Unfortunately, I've spent on both day 1 and 2 (socialising yesterday + hair cut today)... Hoping for a NSD tomorrow.
    Paying down my debt
    April '24: £2,313.27
    Mar '24: £3,132.45 
    Feb '24: £3,632.45
    Jan '24: £4,082.45
    Dec '23: £4447.55

    Read my debt-free diary
  • Crazycatlady2
    Crazycatlady2 Posts: 933 Forumite
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    Thanks Cathy bird for the threads

    I disappeared for a bit at the end of November but I bear my target yay

    For December I'll go for 15 please 

    Hope everyone has a great month 
  • Crazycatlady2
    Crazycatlady2 Posts: 933 Forumite
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    Spent yesterday and today so not a good start 😭
  • QueenJess
    QueenJess Posts: 3,700 Forumite
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    Declaring another NSD for today.
    2024 decluttering: 8,735 ⭐️🥉⭐️🏅🏅🥈⭐️🏅🥇🏅⭐️🏅🏅
    May mini kitchen declutter challenge: 18/25
    May/June mini clothes declutter challenge: 109/200
    2024 decluttering goals: 🥉3,000 🥈4,000 🥇5,000 💎12,000 🏆 20,000
  • cathybird
    cathybird Posts: 13,493 Forumite
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    edited 2 December 2023 at 11:49PM
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    December

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image

    Target reached = image
    Target beaten = image 

    December targets

    AuntieL 1/12 image

    beanielou 1/19 image


    cathybird 1/15 image


    changingmyways23 10


    Crazycatlady2 15


    Cuddlymarm 1/15 image


    Doris17


    ErinBB 10


    GeorgianaCavendish 1/18 image


    KajiKita 1/15 image


    LadyWithAPlan 13


    laura lau 15


    leftatthetrafficlights 2/15 image


    LittleMissDetermined 1/15 image


    Makingabobor2 15


    QueenJess 2/15 image


    Rupacomp 10


    Saver-upper 15


    short bird 1/18 image


    Newcomers welcome :)
    In April I am taking a break from buying: Books
  • cathybird
    cathybird Posts: 13,493 Forumite
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    changingmyways23 said:
    Unfortunately, I've spent on both day 1 and 2 (socialising yesterday + hair cut today)... Hoping for a NSD tomorrow.
    Crazycatlady2 said:
    Spent yesterday and today so not a good start 😭
    @changingmyways23 and @Crazycatlady2, I don't personally ever feel that having a spendy day per se is a bad thing, we've all got to spend money sometimes! It's all good, plenty of month left xx :)
    In April I am taking a break from buying: Books
  • leftatthetrafficlights
    leftatthetrafficlights Posts: 1,520 Forumite
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    Day 2 today 😁
    Tilly Tidy Fund 2024: £80.86/£100

    Weight loss challenge 2024:
    4/24lbs
    1st quarter starting weight: 9st 13.1lb
    2nd quarter starting weight: 9st 9.2lb
    3rd quarter starting weight: 
    4th quarter starting weight:

    GC 2024 - Annual Target: £2712- Running total:£764.12/£2712
    Monthly Target: £226
    Jan: £74.12; Feb: £300; Mar: £190; Apr: £200; May: £; Jun: £; Jul: £; Aug: £; Sep: £; Oct: £; Nov: £; Dec: £

  • cuddlymarm
    cuddlymarm Posts: 1,890 Forumite
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    One for today please 
    🎄December 🎄 NSDs 11/15
  • KajiKita
    KajiKita Posts: 3,887 Forumite
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    First one today. Had a haircut but that was budgeted / saved for and we bought a Christmas tree but we split that cost and it came out of my pocket money. 😊

    KK 
    As at 15.04.24:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 <gulp>, now £253,994, end date brought closer by 2 months  
    - OPs to mortgage = £5,965, Interest saved £2,124, to date
    - LTV 51% @ccord, 51% Yopa
    Fixed rate 2.17% ends October 2024

    Read 18 books of target 52 in 2024 (as @ 10th May)
    Produce tracker: £25.45 of £300

    Watch your thoughts, they become your words. Watch your words, they become your actions. Watch your actions, they become your reality. 
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