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Prosperous & Creative Soul & MFW Year 3

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  • SandyShores
    SandyShores Posts: 2,152
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    Thanks for the reminder re. sunflowers savingholmes.  I think I have some seeds somewhere.
    "Think of many things, do one"
    DFW 2019: MFW aim 2031: bal end Nov26 £158k / £310k 2020
    Seven Goals; and healthy diet/walk/run/exercising/weights/yoga
  • TallGirl
    TallGirl Posts: 6,679
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    Makes sense to get someone specifically to help you with the non cleaning tasks obviously be mindful not to create too much chaos but hopefully as you get more unpacked and decluttered that will stop or at least become less overwhelming. 

    Hope you have a relaxing weekend. 
    Moved to Denmark for FIRE by Aug 2025 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

  • savingholmes
    savingholmes Posts: 29,235
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    Thanks TG and Jwil. I rang and got extension for report by 2 weeks as my helpers haven't yet helped!!

    Feel utterly wiped today and finished slightly early as brain mashed as worked very intensely this week to meet deadlines.

    I'm going to carry on fence painting in a bit and soothe my brain. I hope to get to a beach this weekend to make the most of the weather.

    I've texted the handyman on his plans but no response yet.

    DD has a special birthday and I belatedly thought of ideas last night to make it more special....but I have left it a bit late as it's Monday and I'm not due to see her then.
    Achieve FIRE/Mortgage Neutrality
    1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
    2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
    3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 2028
  • mark55man
    mark55man Posts: 8,221
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    As the kids get older birthdays and gifts get more flexible, as long as you say something on the day mine don't mind when the present (often cash these days turns up).

    Well done on managing your work deadlines - after a period off its a balance of getting back to normal and taking a bit more of care of yourself
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • beanielou
    beanielou Posts: 101,670
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador
    Enjoy the weekend.Hope you get to the beach.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 9 months left.
  • doingitanyway
    doingitanyway Posts: 10,925
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
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    The beach is a brilliant idea. The beach is always a brilliant idea.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 1400/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
  • jwil
    jwil Posts: 24,054
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    The beach is a brilliant idea. The beach is always a brilliant idea.
    Agreed  :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Blackcats
    Blackcats Posts: 4,893
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    Interesting about wearing make up - I think for me it improves my self esteem which in turn makes for more of a general glow.
    I need to refine and refresh my make up collection and narrow it down to products that work for me which in turn will make it quicker and easier to put on make up.

  • badmemory
    badmemory Posts: 10,695
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    Since my early twenties I have only ever worn eye makeup.  Ever seen freezer burn on a chicken think of that on your cheek.  Unfortunately to put eyemakeup on you actually need to be able to see your eye.  The only time I regret not being able to wear contacts.  I have always slopped a lot of cream on my face though & alot of other places.  Including my hair before washing.  Cures that stress head itch.
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