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My DRO application has been submitted now what.
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Your credit report is going to look bad anyway. I would wait until they write to you, then send a prove-it.
I noticed you said you were near to the 30k limit so you don't want to endanger your DRO.
Go about things in the right way and Cabot will admit they are statute barred, which makes them non-qualifying for a DRO1 -
@fatbelly
I have my DRO already. So will wait and see if they write to me and then do as you suggest.
Also I noticed that 1 of my debts that was included in my approved DRO had disappeared off my credit report that went from default to then closed.
Calbot have now added it back on to my report as in default as a new account is that correct?
many thanks.0 -
Yes I know you have your DRO. I don't want you to lose it!
Don' worry about your credit report. The entries are supposed to have a default date as the dste of the DRO, or earlier, but don' t do anything at the moment.1 -
@fatbelly
Perfect thank you for all your help, really appreciate it.0 -
When Cabot writes to you about these old debts, post back for advice on what to do.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter1
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@sourcrates Will do thank you.0
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