General Discussion and Whimsical Banter

subjecttocontract

I guess it would eventually mean the end of the TSB 6% regular saver......which is the only reason I have a TSB account. They don't seem to offer me anything else that's remotely worthwhile.

flaneurs_lobster

subjecttocontract said:

I guess it would eventually mean the end of the TSB 6% regular saver......

...already ended, it's now 5% for new applicants.

subjecttocontract

Yes, but even at 5% it's not bad.
Apart from the reg saver I've never found them remotely competitive for anything.
I still hold a grudge that as a Lloyds customer my account was transferred to TSB a few years back.

flaneurs_lobster

subjecttocontract said:

Yes, but even at 5% it's not bad.
Apart from the reg saver I've never found them remotely competitive for anything.
I still hold a grudge that as a Lloyds customer my account was transferred to TSB a few years back.

Tend to agree, I did get a few quid for switching a current account to them a few years ago but there was also some complicated "make 50 payments a week with your debit card to earn an extra £5" clause that I really couldn't be bothered with.

Bridlington1

It seems Principality BS think it's going to be a long month. I was just having a skeg at their withdrawn savings rates list and noticed this:

ircE

OrangeBlueGreen said:

ircE said:

Anyone heard anything on the grape vine about anything spicy coming from Virgin Money? 

The 12% rate on current account balances up to £1,000 expires at the end of the month, and the 10% regular saver matures at the end of July. If they don't offer anything soon I suspect they will see a mass exodus of funds. But I suppose it depends on whether Virgin Money and new parent Nationwide think that's a problem.

My gut is telling me the 10% was probably more linked to getting the numbers up for the Nationwide takeover. Could be wrong though.

I suspect you're right, but I'm ever the optimist! Contrary to the Ipsos tables I've actually been quite happy with the Virgin Money experience for the current account and savings accounts I hold with them.

subjecttocontract

My experience with Virgin approx 3 years ago was awful. Their performance was attrocious, especially with ISAs but recently they seem to have improved considerably and I'm now very happy with them also.

Vitor

Received my payment for IDS plc today, capital gain of £68.10 from IPO. If I'd put the money into Bitcoin, would be looking at £440,000 gain.

slinger2

With the recent comments by Andrew Bailey, I think we can be pretty confident that there'll be a base rate cut on 7 August. It'll be interesting to see whether savings providers will "jump the gun" and cut their rates in advance of the meeting.

ircE

Monmouthshire BS have finally released their app at some point in the past few weeks: https://www.monbs.com/monbs-app/

It's a slight faff to set up compared to others as you have to "register" for the app to log in initially but didn't take me more than a few minutes. Looks very similar to the Bath BS app.

Right, come on Leeds, Ecology and Principality!!