General Discussion and Whimsical Banter

s71hj

Bridlington1 said:

Just a slight quirk of Darlington BS's technical systems people may or may not be aware of and could be useful if anyone has an old account with £1 that has since had a few pence interest added to it and wants to get hold of these pennies without closing any accounts.

Darlington BS have a ``quick transfers" option in their online banking. Ordinarily it won't let you type a leading zero, e.g. it won't let you type 0.05 as an amount.

However I've found if you type ``10." and then go back and delete the 1, the leading zero remains, allowing you to make internal transfers of under £1.

It's almost impossible to overstate quite how satisfying a discovery like this  can feel!

Bridlington1

Is anyone else having issues logging into Bath BS this morning? I keep getting this error message when I put my PIN and password in:

ircE

Bridlington1 said:

Is anyone else having issues logging into Bath BS this morning? I keep getting this error message when I put my PIN and password in:

Funnily enough, I couldn't log into the app yesterday (didn't try online). Now, I can log into the app (albeit it's very slow), but can't log in online.

slinger2

Looking highly likely there'll be BOE base rate cut on 8 May. Lots of the savings providers have already cut their rates in anticipation, Oxbury today cutting some of their savings rates to take effect on 8 May. There's a coincidence.

TheBanker

slinger2 said:

Looking highly likely there'll be BOE base rate cut on 8 May. Lots of the savings providers have already cut their rates in anticipation, Oxbury today cutting some of their savings rates to take effect on 8 May. There's a coincidence.

True - there have been cuts to mortgage rates in recent days too. Good news for borrowers but not for savers. 

Ah well, it couldn't last for ever! 

slinger2

BOE base rate decision is announced at 12:02 today. It would be a big surprise if the rate wasn't reduced by 0.25% to 4.25%.

Bridlington1

slinger2 said:

BOE base rate decision is announced at 12:02 today. It would be a big surprise if the rate wasn't reduced by 0.25% to 4.25%.

Cut to 4.25% now confirmed.

ColdIron

Bridlington1 said:

slinger2 said:

BOE base rate decision is announced at 12:02 today. It would be a big surprise if the rate wasn't reduced by 0.25% to 4.25%.

Cut to 4.25% now confirmed.

Righty ho Bridlington1, I expect a full list of reduced savers, rates and dates in short order please

slinger2

Tracker savings rates will be down as per their T&Cs. That means today for Chip. Most others are a little longer.

Bridlington1

ColdIron said:

Bridlington1 said:

slinger2 said:

BOE base rate decision is announced at 12:02 today. It would be a big surprise if the rate wasn't reduced by 0.25% to 4.25%.

Cut to 4.25% now confirmed.

Righty ho Bridlington1, I expect a full list of reduced savers, rates and dates in short order please

I confirmed I shall be doing this for regular savers in the main regular savers thread.

I've no plans to do this for other types of savings accounts though, especially now the weather's getting warmer.