November
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Nifty November's No-Spend Days Challenge!
Comments
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Up to 13 now 😁'Happiness is not a destination but the journey you walk every day'
Jan GC: £74.77/£100
DNF: £1471.53/£6700
Garden sections: 0/21
DNF: 3/45
Save 12k in 2026: #37 £1471.53/£6700
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'1 -
Not today - bought a sample tin of paint for the living room and need to buy brushes for the washing machine motor.
KKAs at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 31 books of target 52 in 2026 as @ 7th May.
Produce tracker: £108 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
November targetsAuntieL 9/15beanielou 17/19BlackCoffeeNoSugar 11/15
cathybird 14/15Crazycatlady2 12/18Cuddlymarm 8/15Doris17 7/15GeorgianaCavendish 17/15
jammy dodger 15KajiKita 15/15laura lau 10/15leftatthetrafficlights 13/20lianne1984 2/10LittleMissDetermined 4/10Makingabobor2 6/15QueenJess 11/15Rupacomp 7/15Saver-upper 8/15short bird 10/18Newcomers welcome
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NSD #16 today please 😊
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2 NSDs to report!Savings goal by 31/12/24: £22000
Dec 23: £6945.231 -
Well done beanie, BlackCoffeeNoSugar, short bird, leftatthetrafficlights, GeorgianaCavendish and Rupacomp 1
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NSD to add Friday but not Saturday.... Not sure about today yet lol2
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.2 -
Early call for day 10.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
NSD #17 today please … not intended but my bank account has been blocked and the team able to unblock the account is not there until tomorrow 😂
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