November
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Nifty November's No-Spend Days Challenge!
Comments
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Well done Saver-upper, beanie, leftatthetrafficlights, BlackCoffeeNoSugar, short bird and KajiKita

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Early call for Day 7 here
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Still not spent1
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Hi guys
One for today please. I’m not doing as well as last month but I’ve got a few Xmas bits bought and I’ve been tracking down a posh coat as I’ve a wedding in February. Anyway I found a nice dark green one yesterday, not too expensive and an added 20% off too so snapped it up.
I’m aiming for tomorrow and Sunday too but I’ll report back on those.
Keep well and warmguys
Pay off by Xmas 2026 £175/£2324.67
February NSDs 6/15
February PADs £55
February grocery challenge £67.42/£2001 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.1 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
November targetsAuntieL 6/15
beanielou 10/19

BlackCoffeeNoSugar 7/15
cathybird 7/15
Crazycatlady2 9/18
Cuddlymarm 5/15
Doris17 4/15
GeorgianaCavendish 5/15
jammy dodger 15KajiKita 9/15
laura lau 5/15
leftatthetrafficlights 7/20
lianne1984 2/10
LittleMissDetermined 4/10
Makingabobor2 3/15
QueenJess 3/15
Rupacomp 3/15
Saver-upper 4/15
short bird 7/18
Newcomers welcome
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Not one today, had a nice lunch out with friends.
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NSD today ❤️
KKAs at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 31 books of target 52 in 2026 as @ 7th May.
Produce tracker: £108 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Well done BlackCoffeeNoSugar, Crazycatlady2, cuddlymarm, beanie and KajiKita

1 -
Hope you enjoyed 😊cathybird said:Not one today, had a nice lunch out with friends.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.1
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