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Pulling my frugal pants on.

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Comments

  • ladybird1106
    ladybird1106 Posts: 1,458
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    Not a particularly frugal day but not a speedy one either yesterday . Shopping done £65.90. Resisted the temptation to buy reduced Easter eggs as it was still cheaper to buy it in bar form. More sadmin done around dad’s house-bills. 
    The youngest boyfriend came for tea and a movie evening as he couldn’t come today- it’s the youngest birthday today. They were quite happy with homemade burgers 🍔 and shop bought chips and a Star Wars film. 
    Today we are taking them to a little cafe they like for lunch ( jacket potatoes) and then they want dropping off at my in laws. A couple of their best friends are dropping in at various times of the evening. So a busy day.
    We had a few tears today as it’s their first birthday without my dad - he used to call them his little ray of sunshine and they miss him..
    love 🐞
    Declutter 2098/ 2026
    books read 17 in  2026
    £0🥳 funpot
    🐞change pot £0. 
    11st 3lbs 13/10/26.  11st 20/10/26
    week1 averaged 6781 steps per day 


  • Cherryfudge
    Cherryfudge Posts: 15,758
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    Happy birthday to your youngest!

    I agree with you about chocolate being cheaper by the bar than per egg.
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • earthgirl2
    earthgirl2 Posts: 528
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    Happy birthday to your youngest 🐞 
    Save £20,000 in 2025. April 2k, May 3.5k
  • ladybird1106
    ladybird1106 Posts: 1,458
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    Thanks cherryfudge and earthgirl2. Blooming cafe was shut when we got there. Long drive over the peak to get to another safe food place that the youngest will eat at. Mum paid. We won’t be going again as they’ve put the prices up and it really wasn’t that nice. But the youngest enjoyed theirs at that was the main thing.
    OH is hoping to go back to work tomorrow and they will put him on light duties until we go on holiday.
     Today I checked both our national insurance contributions and we both only need another 2 years and we will be entitled to the full amount come retirement. We’ve both had gaps in paying due to stints in university. However, it’s good to know it’s only 2 more years and not more. 
    Love 🐞
    Declutter 2098/ 2026
    books read 17 in  2026
    £0🥳 funpot
    🐞change pot £0. 
    11st 3lbs 13/10/26.  11st 20/10/26
    week1 averaged 6781 steps per day 


  • Cherryfudge
    Cherryfudge Posts: 15,758
    Part of the Furniture 10,000 Posts Name Dropper
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    I hope the return to work goes well. Shame about the cafes, but at least youngest enjoyed theirs.
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • KajiKita
    KajiKita Posts: 10,911
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    Good luck to Mr LB for his return to work. Hope he can ease in gently. 

    Happy birthday to youngest - sounds like a good day for them in spite of missing granddad 😊❤️

    How are you doing?

    KK
    As at 16.10.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
    - OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
    c. 17 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 75 books of target 52 in 2026 as @ 21st October. 
    Produce tracker: £348 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • ladybird1106
    ladybird1106 Posts: 1,458
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Forumite
    I’m having to deal with the wonderful symptoms of the perimenopause kk. Nothing for 4 months and then twice in less than a month ….. oh joy. 
    Love 🐞
    Declutter 2098/ 2026
    books read 17 in  2026
    £0🥳 funpot
    🐞change pot £0. 
    11st 3lbs 13/10/26.  11st 20/10/26
    week1 averaged 6781 steps per day 


  • KajiKita
    KajiKita Posts: 10,911
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Forumite
    I’m having to deal with the wonderful symptoms of the perimenopause kk. Nothing for 4 months and then twice in less than a month ….. oh joy. 
    Love 🐞
    Ugh ….
    Sympathies x

    KK
    As at 16.10.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
    - OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
    c. 17 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 75 books of target 52 in 2026 as @ 21st October. 
    Produce tracker: £348 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Also sympathies on the perimenopause it's rubbish what us women have to go through ❤️
    Emergency Fund - £1000  
    Groceries October £ 299.41/500

  • earthgirl2
    earthgirl2 Posts: 528
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    Forumite
    Hopefully the PM backs off a bit and you have a lovely weekend. 
    Save £20,000 in 2025. April 2k, May 3.5k
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