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Pulling my frugal pants on.
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Not a particularly frugal day but not a speedy one either yesterday . Shopping done £65.90. Resisted the temptation to buy reduced Easter eggs as it was still cheaper to buy it in bar form. More sadmin done around dad’s house-bills.The youngest boyfriend came for tea and a movie evening as he couldn’t come today- it’s the youngest birthday today. They were quite happy with homemade burgers 🍔 and shop bought chips and a Star Wars film.Today we are taking them to a little cafe they like for lunch ( jacket potatoes) and then they want dropping off at my in laws. A couple of their best friends are dropping in at various times of the evening. So a busy day.
We had a few tears today as it’s their first birthday without my dad - he used to call them his little ray of sunshine and they miss him..
love 🐞
Grow your own: £14.664 -
Happy birthday to your youngest!
I agree with you about chocolate being cheaper by the bar than per egg.I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/220 -
Happy birthday to your youngest 🐞Save £20,000 in 2025. April 2k, May 3.5k0
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Thanks cherryfudge and earthgirl2. Blooming cafe was shut when we got there. Long drive over the peak to get to another safe food place that the youngest will eat at. Mum paid. We won’t be going again as they’ve put the prices up and it really wasn’t that nice. But the youngest enjoyed theirs at that was the main thing.
OH is hoping to go back to work tomorrow and they will put him on light duties until we go on holiday.
Today I checked both our national insurance contributions and we both only need another 2 years and we will be entitled to the full amount come retirement. We’ve both had gaps in paying due to stints in university. However, it’s good to know it’s only 2 more years and not more.Love 🐞
Grow your own: £14.662 -
I hope the return to work goes well. Shame about the cafes, but at least youngest enjoyed theirs.I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/220 -
Good luck to Mr LB for his return to work. Hope he can ease in gently.Happy birthday to youngest - sounds like a good day for them in spite of missing granddad 😊❤️
How are you doing?
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 36 books of target 52 in 2025, as @ 19th July
Produce tracker: £205 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.0 -
I’m having to deal with the wonderful symptoms of the perimenopause kk. Nothing for 4 months and then twice in less than a month ….. oh joy.Love 🐞
Grow your own: £14.663 -
Ugh ….ladybird1106 said:I’m having to deal with the wonderful symptoms of the perimenopause kk. Nothing for 4 months and then twice in less than a month ….. oh joy.Love 🐞
Sympathies x
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 36 books of target 52 in 2025, as @ 19th July
Produce tracker: £205 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Also sympathies on the perimenopause it's rubbish what us women have to go through ❤️MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. Jan £103.27, Feb £115, March £91.50, April £100, May £200, June £200. July £200.
Total- £1162.23
Goal to pay off 1% of current mortgage in one year. £1200. (96.83% there)
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Hopefully the PM backs off a bit and you have a lovely weekend.Save £20,000 in 2025. April 2k, May 3.5k1
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