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Pulling my frugal pants on.
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Could you could you use some of the carpet?Is there much more to do? It sounds exhausting….
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 37 books of target 52 in 2025, as @ 23rd July
Produce tracker: £223 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.0 -
Thanks dfw. Yes there is still lots to do in the house and there is still 3 large sheds to empty kk.
Today was a day at home, time to relax 🤣.Frugalness for today.
1. Free exercise via miss giddychops, the plot and yoga 🧘♀️
2. Miss giddychops tea was courtesy of dad (free)
3. Used natures tumble dryer.
4. Harvested 🎃, 🍐 , 🥬 , courgettes and 🍎
5. Meal plan made
6. Heated blanket on instead of heating.
7. Looks like we are keeping the lightweight cordless hoover as the youngest is able to use it.They decided to hoover the top floor of house. Totally amazed they can actually do this. They will become totally obsessed with it until they’ve perfected their technique.☺️
8. Lunch was the last of the leftover soup and tea contained potatoes and cabbage from the plot. Cider homemade.
9. Shopping bill was £76.79 hopefully this is it till next weekend.
Love 🐞
Grow your own: £14.664 -
Glad you had a day off and good luck with the sheds!I am smiling at the thought of the youngest revelling in the learning of vacuuming … 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 37 books of target 52 in 2025, as @ 23rd July
Produce tracker: £223 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Yes the pleasure of vacuuming is a new one on me KK.Frugalness for yesterday1. Due to all the food we are harvesting and it covering multiple surfaces throughout the house whilst either drying, waiting to wrapped in newspaper, ripening or waiting to be processed, we are struggling to use kitchen worktops for actually making food. We remembered that we had rescued some shelving that my half sibling was going to throw out when they moved. OH put it up whilst I made tea and is now full of produce. Need to find the other one for apples. So pleased with this
love 🐞
Grow your own: £14.666 -
ladybird1106 said:Frugalness for yesterday1. Due to all the food we are harvesting and it covering multiple surfaces throughout the house whilst either drying, waiting to wrapped in newspaper, ripening or waiting to be processed, we are struggling to use kitchen worktops for actually making food. We remembered that we had rescued some shelving that my sister was going to throw out when she moved. OH put it up whilst I made tea and is now full of produce. Need to find the other one for apples. So pleased with this
love 🐞
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 37 books of target 52 in 2025, as @ 23rd July
Produce tracker: £223 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Definitely going to be able to shop from home and the allotment kk. Been to dads again , loft is finally empty, skip is full. More stuff brought back, another hoover this time for the eldest, brand new shelving unit, and many, many many other useful items. I did crash and burn when we got back home. Looked for more photos of dad for eulogy. Reminded me we did have some happy times in the past, although they were few and far between.
Frugalness for today
1. Tea was homemade quiche (well mum made it), lettuce (from allotment neighbour), cucumber, tomatoes, chips from the plot plus some shop bought stuff. Breakfast was homegrown tomatoes roasted on toast.
2. Free exercise- yoga
3. Brought many future saving items from dad’s.
4. Heated blanket on instead of heating.
5. No money spent.
Right time for bed as I think I might be coming down with something. I have a sore throat. Hopefully it won’t develop into something as it the funeral this week.
love 🐞
Grow your own: £14.666 -
All that produce sounds amazing. I would love to grow that much!
My DS2 is obsessed with hoovers. He has been since he was tiny. Some kids obsess over dinosaurs or whatever, my son it was electrical items, the hoover being his fave! We went to a museum where there was old ones on show and he cried when I tried to take him away from themHe still hoovers his room daily pretty much, i wish DD was more like it!
Hope you are feeling better soon, stress is probably coming out in a physical illness. Let yourself rest as much as you are able over the next weekMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
Total- £1162.23
Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)
EF- first goal £300
2 -
Sore throat and a croaky voice this morning. Definitely frazzled as made a major !!!!!! up yesterday at the optician. They asked if we get benefits, we get universal credit, ooooo you get a voucher off . Me ok, sign but they didn’t show me the screen, paid . Woke up at 5am this morning remembering we do get it but we are over the threshold for help with anything relating to NHS prescriptions etc. Checked website this morning and I was right. Phoned VE croaked my way through what had happened and explained about dad passing and it’s his funeral in 2 days. Paid the balance, they will contact NHS to retract vouchers. Why do I still feel like a tea leaf even though I know it was a mistake on my side plus they didn’t show me the screen which would have prompted me and I’ve paid the balance. Think I might need to do a Covid test.
love 🐞
Grow your own: £14.664 -
I would have thought they should have checked rather than assuming you were in the right category, ladybird. Certainly with your Dad's funeral coming and this lurgy looming, I think you get bonus points for not only remembering about the threshold but taking prompt steps to put it right.
Everything seems to happen at once, doesn't it?
And whether it's Covid or not (and there are other autumnal things doing the rounds), try to do the minimum today apart from looking after yourself and trying to get some rest. I hope it soon passes.I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/223 -
I think you are being very hard on yourself. You were offered a saving which had specific conditions. Those conditions were not made clear to you. You remembered ON YOUR OWN that it might not be valid for you. You checked and corrected the error immediately. That to me speaks of the motivation and actions of an ethical person, NOT that of a thief.I hope the Covid test is negative and you feel better soon. Sending hugs xKKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 37 books of target 52 in 2025, as @ 23rd July
Produce tracker: £223 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2
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