We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
πŸ“¨ Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Pulling my frugal pants on.

Options
1303133353698

Comments

  • KajiKita
    KajiKita Posts: 7,603 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    You are putting me to shame! πŸ˜ŠπŸ‘πŸ‘ Well done 😊

    KK
    As at 15.07.25:
    - When bought house Β£315,995 mortgage debt and end date at start = October 2039 - now Β£233,521
    - OPs to mortgage = Β£11,338 Interest saved Β£5225 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: Β£243 of Β£300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions.Β 
    Watch your actions, they become your reality.Β 
  • ladybird1106
    ladybird1106 Posts: 802 Forumite
    500 Posts Photogenic First Anniversary Name Dropper
    edited 12 April 2024 at 7:39AM
    Spent the evening tidying up

    Frugalness for yesterday.Β 
    1. Paid almost our 10% op allowance yesterday. Will try and raise the additional Β£400 from selling stuff etc.
    2. 2 boxes of books sent to ziffit. Β£11.10 in the kitty.
    3. Tea was from the plot last year.Β 
    4. Free exercise with miss giddychops.
    5. Got a lick mat for the pooch half price.
    6. Empty dog food sack used as a bin liner.Β 

    Taking the youngest to meet up with their bestie and parent. We are bowling (carers bowl free)and eating there. Well they are, I'll eat when I get home. Then youngest old TA is visiting (had to cancel the other day). Then youngest is off to mums to watch beyond paradise and is sleeping over. Whoop whoop night off.Β 
    Love 🐞

    Grow your own: Β£14.66
  • Cherryfudge
    Cherryfudge Posts: 13,200 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Well done on a big overpayment! And Whoop whoop to the night off!
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • The night off turned into a weekend off so double whoop whoop.Β 
    Yesterday we went to the allotment for several hours. 2nd row of first earlies in (swift). 2 small beds of carrots sown under glass to stop them getting water logged. Cleaned the grape house out and replenished the soil. Sown cucumbers and lettuces in there. You never know the additional heat might help them grow. Weeded the new herb bed, the thyme I put in died, so need to sow some more. Asparagus bed weeded again, we have a tiny shoot. Started weeding the strawberry but the skies darkened and the wind picked up, so we went home.
    Frugalness for yesterdayΒ 
    1. Made whipped feta for tea using last year's broad beans. Had on ys sourdough.Β 
    2. Free exercise at the allotment and a walk with miss giddychops.Β 
    3. Future prep at the allotment.Β 

    Jobs for today - allotmentΒ 
    1. Crow bar slab into place as path is eroding
    2. Finish weeding strawberry beds
    3. Weed sage bed.Β 
    4. Sow cabbage, brussel sprouts, kale etc
    5. Feed over wintering cabbages and cauliflowers.Β 
    6. Remove broken glass.Β 
    7. Sit and enjoy the sunshineΒ 
    Love 🐞

    Grow your own: Β£14.66
  • Not sure if I can move after our large brunch😊 Used up some more of last years potatoes.
    Love 🐞

    Grow your own: Β£14.66
  • Well I managed Jobs 4,5 and 6. Managed half the strawberry beds and almost all of the sage bed. DH got rows 3 and 4 of the potatoes in. Prepared pea trench as we emptied one of the compost bins. We were up there 5 hours and there is still so much to do. Tea was either leftovers or fend for yourselves. Exhausted, so having an early night.
    FrugalnessΒ 
    1. Free exercise with miss giddychops, yoga and allotment.Β 
    2. More future food prepping
    3. Breakfast used more of last years potatoes.Β 
    4. Meal plan done, shopped from allotment, freezer, fridge and cupboards first, then made a list.Β 
    Love 🐞

    Grow your own: Β£14.66
  • Actually stuck to my list today, Β£73.58. Not many ys as we go early as mil doesn't like to go when it's busy. Took mum to get some shoes as the ones she's got rub her wound. Obviously called in for cake🍰 and a cuppaβ˜• and bought some plants. My chillies 🌢️didn't grow even though I did 2 sowings, cabbagesπŸ₯¬ all died once transplanted not sure why as after 18 years of growing stuff I don't usually have this problem and celeriac has grown but not grown enough. Won't be going to the plot today as it's blowing a hoolieπŸ’¨ out there, lashing🌧️ it down every so often or hail stoning. Managed to get miss giddychops out for short walks in between the rain and sunshineβ˜€οΈ. Taking easy today as I'm still really tired and keep getting a headache.
    Love 🐞

    Grow your own: Β£14.66
  • We have the same weather as you. Horrible...

    Well done on that big OP!! Fantastic!

    I wish I were as organised as you with the growing your own stuff. I had such good intentions and not done anything so far :disappointed:
    MORTGAGE BALANCE when we moved Aug 2024, Β£120,000. January 1st Β£118,267.06. May 1st, Β£116, 123, June 1st, Β£115,536, New mortgage added for extension- Β£165,000 July 1st!
    Mortgage Overpayments - September-December, Β£152.46. J- Β£103.27, F- Β£115, M- Β£91.50, A- Β£100, M- Β£200, J- Β£200. J- Β£200.
    Total- Β£1162.23
    Goal pay off 1% of current mortgage in 1 year. Β£1200. (96.83% there)

    EF- first goal Β£300
  • Thanks debtfreewannabe321 it felt good to pay it off. Just need to build the op up ready for next year, probably won't be able to do that amount again.
    Today the aim is to head to the plot, taking fil up for an hour, will probably go back up once I've dropped him back home. Lots to do especially since we are away from Thursday evening as we are away for the youngest birthday.Β 
    Love 🐞

    Grow your own: Β£14.66
  • Gearing myself to go to the plot, not particularly looking forward to it in a skirt. Need to hunt for the big pin to stop it floating round my belly button in the wind🀣.
    Love 🐞

    Grow your own: Β£14.66
Meet your Ambassadors

πŸš€ Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.9K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.