Personal Finance apps (was: Money Dashboard apps closing down)

cathybird

@onthego you could try YNAB (You Need A Budget)? I looked into it a few years ago and it sounds fairly similar to what you are describing. It's not free though. 

flying_high_3

Has anyone found a free app that does the following:
1. Connects to all your accounts on open banking
2. Gives a total balance
3. Allows transactions to be downloaded in a .CSV file etc.

Many thanks,

Bruce

Futuristic

flying_high_3 said:

Has anyone found a free app that does the following:
1. Connects to all your accounts on open banking
2. Gives a total balance
3. Allows transactions to be downloaded in a .CSV file etc.

Many thanks,

Bruce

Well you can use this for 6 months free trial and see if it's worth it for you for ~£15/yr. Moneyhub does it all. 

https://intercom.help/moneyhub/en/articles/5588461-download-and-export-transactions

1spiral

My Moneyhub free trial has just come to an end. I'm happy to upgrade but want to use it on the PC. They advised me via chat that the only way to upgrade was via the app.

If I upgrade via the app, does this restore full functionality back to the PC version or is this a method of steering people away from the website?

I don't want to use it on an app.

I asked the question via chat yesterday but no one has got back to me yet and I would rather like to have it before Monday. They got back to me about the original question regarding how to upgrade within 2 hours but no response to the follow up question.

Nick_C

I've just upgraded through the App (the money was collected through the Google Play store) and yes, it returns full functionality to the Web version as well.  As they don't sell your data, £15 a year is worth it for me. 

1spiral

Nick_C said:

I've just upgraded through the App (the money was collected through the Google Play store) and yes, it returns full functionality to the Web version as well.  As they don't sell your data, £15 a year is worth it for me. 

Thanks for confirming. Do you have to pay through play store? I've never (and don't wish to) register a card there.

janusdesign

1spiral said:

Nick_C said:

I've just upgraded through the App (the money was collected through the Google Play store) and yes, it returns full functionality to the Web version as well.  As they don't sell your data, £15 a year is worth it for me. 

Thanks for confirming. Do you have to pay through play store? I've never (and don't wish to) register a card there.

there is a vague implication I think that if you don't want to pay via app, that there might be alternatives if you contact them - but they would definitely prefer you to pay via app.

I was in a similar position last week when mine expired - I would have preferred to have not added a card to the store, though upon logging in, there was already one within it (possibly taken from Google Wallet) - anyway, it didn't work for the subscription, so I had to add the same card again and then the subscription went through quickly.

Moneyhub will attempt to auto-renew in 12 months time, so there might be some advantage to keeping the card on file.

However, I don't think there is anything to stop you adding a card to the store; renewing Moneyhub and then later deleting the card from the Google store. I would imagine with no card stored, auto-renew would fail and you could manually renew again in 12 months time - but you'll have a year to confirm that with Moneyhub.

Nick_C

You can cancel subscriptions at any time in Google Play Store.  (They will continue to run to the renewal date)

1spiral

I'll give them a call this morning to see what my options are. If all else fails I'll add a card then delete it but a bit of a faff, especially as I don't even want the app!

Doshwaster

1spiral said:

I'll give them a call this morning to see what my options are. If all else fails I'll add a card then delete it but a bit of a faff, especially as I don't even want the app!

You can cancel the autp-renewal at https://myaccount.google.com/payments-and-subscriptions

Actually, I find the mobile app more often than the web version. Handy for keeping track of transactions when you are out and about.