Personal Finance apps (was: Money Dashboard apps closing down)

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  • I just got the email as well. I'm quite sad that it's going, as I had been using the website version on a daily basis. I have all our accounts/credit cards/saving accounts set up in there, so I can more easily keep track of everything.

    Especially the Planner has been really useful for me, so I can see what's going out, what's coming in (my income isn't stable) and what our accounts will look like over the next 12 months. 

    Is there any other app that offers this particular feature? Preferably one that doesn't cost a lot. :blush:
    I've just tried Moneyhub, and although it has a forecasting ability, it's nowhere near as good as Money Dashboard's, so I'm still looking, and suggestions would be welcome.
  • Luke273
    Luke273 Posts: 31 Forumite
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    Quite sad, just checked back on my emails and found I signed up in Sept 2013, been using them for 10 years! They were market leading at the time, but the app has barely been updated recently and the market is swamped with similar products. End of an era!
  • Nick_C
    Nick_C Posts: 7,457 Forumite
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    Just installed Moneyhub and Snoop

    My preference is for Moneyhub, but neither is as good as Money Dashboard 😟

    I just need to reconcile my 9 credit cards, 14 current accounts, and 2 savings accounts that use Open Banking.

    What I really want it a total for each category, and the grand total of all three.  

    Neither app seems to give this.  Moneyhub gives the precise total for each category, but then rounds the grand total to the nearest whole pound.

    Snoop doesn't seem to give me a total for each category, but does give me an accurate - to the penny - grand total.

    Snoop seems to be constantly refreshing.  I can't see any way to force a refresh on MoneyHub.




  • Doshwaster
    Doshwaster Posts: 6,136 Forumite
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    Just did a quick install of Snoop, and while I could have linked those bank accounts that use open banking, most of my savings accounts don't use it - and there seems no equivalent of "Offline Sources", so not really practical for me.
    i've installed Moneyhub and added 1 credit card - would prefer to use it on a desktop browser though.
    anyone got a list of alternative offline software options ?

    Moneyhub via desktop browser: https://client.moneyhub.co.uk/#
  • mexicano54
    mexicano54 Posts: 37 Forumite
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    edited 4 October 2023 at 9:22AM
    I've downloaded Snoop and connected to my current account and my credit card via open banking but then I looked at adding the offline accounts, like I have in Money Dashboard, and you have to upgrade to the paid app for that for £4.99/month! That just doesn't make sense. Why charge for items that don't update or connect to the outside world, but just sit there and you have to manually change the figures yourself??
    All I really want is something like First Direct Banking had, I was really happy when I found MD when FD closed theirs down and now MD are going too :(
    Anybody have something like that? All I want is an online app that I can list my bank accounts and to give me a net total.
  • Doshwaster
    Doshwaster Posts: 6,136 Forumite
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    Nick_C said:
    Just installed Moneyhub and Snoop

    My preference is for Moneyhub, but neither is as good as Money Dashboard 😟

    I just need to reconcile my 9 credit cards, 14 current accounts, and 2 savings accounts that use Open Banking.

    What I really want it a total for each category, and the grand total of all three.  

    Neither app seems to give this.  Moneyhub gives the precise total for each category, but then rounds the grand total to the nearest whole pound.

    There is no manual refresh for OpenBanking accounts in MoneyHub. They just say that accounts will refresh "several times a day". Not a deal breaker for me.

    https://intercom.help/moneyhub/en/articles/5616399-how-often-do-my-accounts-refresh

    The rounding up of the Net Worth to the nearest pound doesn't bother me either. I don't need the total across all account to the exact penny.

    The biggest annoyance with MoneyHub for me is the charting is gives very little control of how data displayed. 
  • RedDwarf82
    RedDwarf82 Posts: 178 Forumite
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    edited 3 October 2023 at 6:57PM
    My search so far:
    - I just don't like Snoop
    - MoneyHub is OK for the price. But I'm not that impressed.
    - Wallet may be an option.
        - It has web version
        - A single £25.99 payment is not that far from "free"
        - It kind of can import the data from MoneyDashboard (https://support.budgetbakers.com/hc/en-us/articles/11747922693394-Instructions-for-the-correct-import-of-categories)
        - It can export the data (only from Android, only with the paid version???? https://support.budgetbakers.com/hc/en-us/articles/7151606064018-How-to-export-transactions-from-Wallet-).
        - I have not tried it too much because it doesn't offer a trial version, and the free version doesn't have Open Banking connections at all.
  • Nick_C
    Nick_C Posts: 7,457 Forumite
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    edited 3 October 2023 at 7:46PM
    Good to see that Snoop also has a web interface

    https://snoop.app/webapp/auth/login


  • SamDude
    SamDude Posts: 435 Forumite
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    edited 3 October 2023 at 8:25PM
    I'm testing Wallet and it should have given me a Premium trial for 14-days, but it has charged me ~£5 upfront (so not a great start). I've logged a support ticket to check I get a refund if I cancel within the trial...

    It works quite well, you can filter by a number of fields - account, transaction type, labels.
    They have stated on their site that it is Android-first so some features are not available via web view or iPhone app.

    There are a few niggles that I'm finding:
    • you can't split transactions using the web or iPhone app - only via Android app. Seriously?!
    • you can modify the existing Categories and create new 'subcategories'.
    • the transactions list shows the Category (Transfer, Food, Transport, Income etc) as the main record, then the account, then the description and then the amount. There is so much wasted screen space and you can't easily make out what the record is for... 
      I would prefer to see the transaction description, tag/label and amount (yes, just like MDB).

    • Even though you can set the currency to GBP, the dates are in US (mmm dd) format and they can't be changed.
  • RedDwarf82
    RedDwarf82 Posts: 178 Forumite
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    SamDude said:
    They have stated on their site that it is Android-first so some features are not available via web view or iPhone app.
    I had only seen the web app so far. I have installed the Android app, I see there is the try for free option... and somehow the plans are now £4.49/month, £22.99/year or £35.99 forever; while in the web version it says £5.19/month, £25.99/year or £25.99 forever.

    It certainly has some strange things.
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