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Twinklies mortgage journey 2.0
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All good then.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Yesterday was sponsored by the allotment. The kids snacked on peas (pea pods) and cucumber sliced up like crisps.It was extra special as DS1 HATES cucumber.The kids look exhausted and fed up today. DH was meant to get them out of the house. But there is no sign of them going anywhere. 🙄Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
% of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
MFiT-T7 #21
MFW 2025 #2
MF Date: Oct 37 Feb 372 -
Sounds lovely! Glad the allotment is producing well.Save £20,000 in 2025. April 2k, May 3.5k1
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Spent yesterday at the allotment. I’m absolutely broken today. But she’s looking like an allotment which I’m overjoyed with. Got more courgettes, cucumbers, a red onion and 2 brown onions. Also got some tomatoes from the greenhouse.Went for a day out with my folks and the kids on Thursday too. It was such a lovely day. We went to the ‘zoo’, got DS2 a membership. We strolled round the garden, the nature trail and then spent quite a bit of time at the playground. We arrived at 11am and left at 6pm. I was absolutely exhausted but it was such a fun day.Back at work tomorrow - which I’m sad about though. I really need to retire (or come into a big inheritance/lottery win, I’m not fussy).Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
% of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
MFiT-T7 #21
MFW 2025 #2
MF Date: Oct 37 Feb 372 -
Allotment looks great, well done.2
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The allotment is looking fabulous 😊🤩
With you on needing to retire or a big win on something … 😉
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 41 books of target 52 in 2025, as @ 9th August
Produce tracker: £272 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Allotment looks great!Save £20,000 in 2025. April 2k, May 3.5k0
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