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Outstanding October's No-Spend Days Challenge!

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Comments

  • Another one today. 13 now
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,964

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £730/£3000
    .
    Fiver Friday '25 #10 £90/£260  

    Studies/surveys  June £81.80

    Decluttering items 710

    Books read    12
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • AuntieL
    AuntieL Posts: 363 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    NSD #12 😁 Happy to have made my target
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    June 2025 NSD Challenge 1/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £97,725
    2024 Overpayment = £675.66
    2025 Overpayment = £529/£700
  • cathybird
    cathybird Posts: 15,518 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 28 October 2023 at 12:24AM

    October

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image

    Target reached = image
    Target beaten = image 

    October targets

    AuntieL 12/12 image  image  image  image

    beanielou 23/19 image  image  image  image  image  image  image

    BlackCoffeeNoSugar 14/15 image  image  image

    cathybird 13/12 image  image  image  image  image

    Crazycatlady2 18/18 image  image  image  image  image

    Cuddlymarm 17/15 image  image  image  image  image  image 

    Doris17 12/15 image  image  image 

    GeorgianaCavendish 19/17 image  image  image  image  image  image 

    jammy dodger 17/15 image  image  image  image  image  image

    KajiKita 17/15 image  image  image  image  image  image 

    laura lau 15/10 image  image  image  image  image  image

    lianne1984 4/10 image 

    LittleMissDetermined 21/20 image  image  image  image  image  image  image

    Makingabobor2 13/15 image  image  image

    Pinkpenguin 15

    Rupacomp 7/9 image  image 

    Saver-upper 8/15 image  image

    short bird 16/15 image  image  image  image  image  image 

    strandedinaber 5/10 image  image 

    Newcomers welcome :)

  • NSD #19 for yesterday please 
  • Early call for day 14 :)
  • It's a NSD for me today please
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £4931 | EF £669/£1000 | Sabbatical £3026/£3000 | Travel savings £1791 | Sinking pots £1961
  • cuddlymarm
    cuddlymarm Posts: 2,205 Forumite
    Part of the Furniture 1,000 Posts
    Another one for me today please.

    June NSD 8/15
  • beanielou
    beanielou Posts: 95,133 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • another NSD for me today!
    Debt free journey started 30/08/2023:

    CC1 - 5,151.92 now 5,335.15
    CC3 - 4,166.15 now 5,345.28
    CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
    Current outstanding: 16,397.67
    Debt free by Jul 2027.

    Challenges:
    NSD Apr 2025 - 7/20
    NST Apr 2025 - 
    #31 1p savings 2025 £32.40/£667.95
    2025 Fashion on the ration - Coupons remaining 43.5/66
  • short_bird
    short_bird Posts: 3,993 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Early call for day 16
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
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