Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
June 2025 NSD Challenge 1/18
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Outstanding October's No-Spend Days Challenge!
Comments
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Another one today. 13 nowMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,964
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £730/£3000
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Fiver Friday '25 #10 £90/£260
Studies/surveys June £81.80
Decluttering items 710
Books read 12
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up0 -
NSD #12 😁 Happy to have made my targetMFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £529/£7001 -
OctoberOff to a start =5 days =
10 days =15 days =20 days =Target reached =Target beaten =October targetsAuntieL 12/12beanielou 23/19BlackCoffeeNoSugar 14/15cathybird 13/12Crazycatlady2 18/18Cuddlymarm 17/15Doris17 12/15GeorgianaCavendish 19/17jammy dodger 17/15KajiKita 17/15laura lau 15/10lianne1984 4/10LittleMissDetermined 21/20Makingabobor2 13/15Pinkpenguin 15Rupacomp 7/9Saver-upper 8/15short bird 16/15strandedinaber 5/10Newcomers welcome
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NSD #19 for yesterday please
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Early call for day 140
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It's a NSD for me today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £4931 | EF £669/£1000 | Sabbatical £3026/£3000 | Travel savings £1791 | Sinking pots £19610 -
Another one for me today please.
June NSD 8/150 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
another NSD for me today!Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/660 -
Early call for day 16.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.0
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