Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
October 2025 NSD Challenge 10/18
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Outstanding October's No-Spend Days Challenge!
Comments
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NSD to add for Thursday and Friday please0
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And NSD #20 for today
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NSD #13 today 😁MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £94,306.78
2024 Overpayment = £675.66
2025 Overpayment = £645/£7000 -
NSD today. Think it takes me to 8Savings goal by 31/12/24: £22000
Dec 23: £6945.230 -
OctoberOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
October targetsAuntieL 13/12
beanielou 23/19
BlackCoffeeNoSugar 14/15
cathybird 13/12
Crazycatlady2 20/18
Cuddlymarm 18/15
Doris17 12/15
GeorgianaCavendish 20/17
jammy dodger 17/15
KajiKita 17/15
laura lau 15/10
lianne1984 4/10
LittleMissDetermined 22/20
Makingabobor2 13/15
Pinkpenguin 15Rupacomp 8/9
Saver-upper 8/15
short bird 16/15
strandedinaber 5/10
Newcomers welcome
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Yes there's a shiny new month just round the corner, any thoughts on targets? ...
November targetsAuntieL 15
beanielou 19
BlackCoffeeNoSugar
cathybird 15
Crazycatlady2
Cuddlymarm 15
Doris17
GeorgianaCavendish
jammy dodger
KajiKita
laura lau
LittleMissDetermined 10
Makingabobor2
QueenJess 15
Rupacomp
Saver-upper
short bird
strandedinaberNewcomers welcome
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Not one today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I’m going to try for 15 NSDs in November, Thank you so much for this challenge cathybird. It really keeps me focussed on my spending 😁cathybird said:
Yes there's a shiny new month just round the corner, any thoughts on targets? ...November targetsAuntieLbeanielou 19BlackCoffeeNoSugarcathybird 15Crazycatlady2CuddlymarmDoris17GeorgianaCavendishjammy dodgerKajiKitalaura lauLittleMissDeterminedMakingabobor2QueenJess 15RupacompSaver-uppershort birdstrandedinaberNewcomers welcomeDebt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
October 2025 NSD Challenge 10/18MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £94,306.78
2024 Overpayment = £675.66
2025 Overpayment = £645/£7001 -
Happy weekend all
It's a NSD for me today, going Christmas gift shopping tomorrow so no doubt it will be spendy then
I'm away twice in November so I think it will be a stretch for me to even get 10 days, so that will be my target please @cathybird
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £3677/£60000 -
Hi Cathybird
Thanks for doing another month. For November I’m aiming for 15 again as I’ll be starting my Xmas shopping properly. October savings have allowed me to put away the money for the family who get money gifts 🎁
I go on to half wages next month so every penny is being sqeeeeeeeezed as far as possible. I’m hoping to return to work around Xmas time but it depends on what the consultant says and whether we can tweak my job so that I can cope.Oh and today will be another NSD please
Keep warm and well guys
Sept Turtle 12/16 NSDs
Sept PADs £6352
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