Outstanding October's No-Spend Days Challenge!

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  • beanielou
    beanielou Posts: 90,662 Ambassador
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    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • KajiKita
    KajiKita Posts: 3,951 Forumite
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    edited 29 October 2023 at 6:49PM
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    I have rather lost the thread of this month (been so tired in the evenings when I would normally post).
    So I last posted on 24th:
    25th = NSD
    26th = NNSD (bought sunflower seed mince)
    27th = NSD ( only bought fuel)
    28th = NNSD (buying lots of bits and pieces) 
    29th = will be NSD (early declaration for today).

    I think that makes 20? 🤔😊

    KK

    Edit: spent today so back down to 19 ….
    As at 15.04.24:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 <gulp>, now £253,994, end date brought closer by 2 months  
    - OPs to mortgage = £5,965, Interest saved £2,124, to date
    - LTV 51% @ccord, 51% Yopa
    Fixed rate 2.17% ends October 2024

    Read 19 books of target 52 in 2024 (as @ 17th May)
    Produce tracker: £25.45 of £300

    Watch your thoughts, they become your words. Watch your words, they become your actions. Watch your actions, they become your reality. 
  • KajiKita
    KajiKita Posts: 3,951 Forumite
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    15 for November please as I need to start the Christmas shopping thing ….

    KK
    As at 15.04.24:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 <gulp>, now £253,994, end date brought closer by 2 months  
    - OPs to mortgage = £5,965, Interest saved £2,124, to date
    - LTV 51% @ccord, 51% Yopa
    Fixed rate 2.17% ends October 2024

    Read 19 books of target 52 in 2024 (as @ 17th May)
    Produce tracker: £25.45 of £300

    Watch your thoughts, they become your words. Watch your words, they become your actions. Watch your actions, they become your reality. 
  • cuddlymarm
    cuddlymarm Posts: 1,890 Forumite
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    Another 1 for me please 😀
    🎄December 🎄 NSDs 11/15
  • [Deleted User]
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    Day 15 today! And I'll go again for 15 for November :) 
  • short_bird
    short_bird Posts: 3,700 Forumite
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    Day 17 today.
    Safe journey!
    Cancel the kitchen scraps for lepers and orphans, no more merciful beheadings, and call off Christmas.
  • Doris17
    Doris17 Posts: 678 Forumite
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    NSD for me today 14/15.

    "Make Everyday Count"

    #77 3-6 Months Emergency Fund £2528.11/£5000

  • beanielou
    beanielou Posts: 90,662 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
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    Not one today after all. 
    Sorry. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • KajiKita
    KajiKita Posts: 3,951 Forumite
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    beanielou said:
    Not one today after all. 
    Sorry. 
    Same here Beanie 🤷‍♀️😊

    KK
    As at 15.04.24:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 <gulp>, now £253,994, end date brought closer by 2 months  
    - OPs to mortgage = £5,965, Interest saved £2,124, to date
    - LTV 51% @ccord, 51% Yopa
    Fixed rate 2.17% ends October 2024

    Read 19 books of target 52 in 2024 (as @ 17th May)
    Produce tracker: £25.45 of £300

    Watch your thoughts, they become your words. Watch your words, they become your actions. Watch your actions, they become your reality. 
  • Saver-upper
    Saver-upper Posts: 2,340 Forumite
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    Today was NSD #9, thank you Cathybird.
    SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
    Pinecone £301,Valued Opinions £10.50





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