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Outstanding October's No-Spend Days Challenge!

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  • NSD #18 today please :) 
  • An unexpected one for me today please
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • AuntieL
    AuntieL Posts: 372 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    edited 23 October 2023 at 7:24PM
    Another NSD for me today. Slowly getting there 😁
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    August 2025 NSD Challenge 1/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £97,725
    2024 Overpayment = £675.66
    2025 Overpayment = £593/£700
  • cuddlymarm
    cuddlymarm Posts: 2,206 Forumite
    Part of the Furniture 1,000 Posts
    Another one for me today. Making my total 15 which is my target 😀 so any more are a bonus 

    August PAD 

  • KajiKita
    KajiKita Posts: 7,702 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD here 😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 41 books of target 52 in 2025, as @ 9th August
    Produce tracker: £272 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • cathybird
    cathybird Posts: 15,654 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 24 October 2023 at 10:25PM

    October

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image

    Target reached = image
    Target beaten = image 

    October targets

    AuntieL 9/12 image  image 

    beanielou 20/19 image  image  image  image  image  image  image

    BlackCoffeeNoSugar 12/15 image  image  image

    cathybird 13/12 image  image  image  image  image

    Crazycatlady2 17/18 image  image  image  image

    Cuddlymarm 16/15 image  image  image  image  image  image 

    Doris17 10/15 image  image  image 

    GeorgianaCavendish 18/17 image  image  image  image  image  image 

    jammy dodger 16/15 image  image  image  image  image  image

    KajiKita 16/15 image  image  image  image  image  image 

    laura lau 12/10 image  image  image  image  image

    lianne1984 4/10 image 

    LittleMissDetermined 19/20 image  image  image  image

    Makingabobor2 9/15 image  image 

    Pinkpenguin 15

    Rupacomp 5/9 image  image 

    Saver-upper 8/15 image  image

    short bird 11/15 image  image  image 

    strandedinaber 5/10 image  image 

    Newcomers welcome :)

  • Saver-upper
    Saver-upper Posts: 2,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I hope everyone is keeping well, and not suffering too much with the weather we have been having lately.

    Today was , finally, another NSD. Only the 8th for the month! It's been a "bitty spend" month this month- most days there seems to be a silly little thing I need to buy/ something a child needs bought for them/ money given to them for something.........
    SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
    Pinecone £301,Valued Opinions £10.50





  • It's one for me today please 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Not one today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • cuddlymarm
    cuddlymarm Posts: 2,206 Forumite
    Part of the Furniture 1,000 Posts
    Another one for mr today.
    I’m still healing from my op and feeling tired and uncomfortable ( with instructions to listen to my body from my doctor) so I’ve had a shower, done a couple of necessary jobs, had lunch and now I’m off to put my feet up. It’s visit gorgeous granddaughter day tomorrow so I’ll need energy, she’s tiring but still better medicine than any pill 😀

    August PAD 

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