Off to a start =
5 days =
10 days =
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Outstanding October's No-Spend Days Challenge!
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No idea when I last posted but still not spent lol will on Friday though0
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October
10 days =15 days =
20 days =
Target reached =
Target beaten =
October targetsAuntieL 7/12
beanielou 18/19
BlackCoffeeNoSugar 10/15
cathybird 13/12
Crazycatlady2 16/18
Cuddlymarm 13/15
Doris17 9/15
GeorgianaCavendish 16/17
jammy dodger 14/15
KajiKita 13/15
laura lau 12/10
lianne1984 4/10
LittleMissDetermined 16/20
Makingabobor2 9/15
Pinkpenguin 15Rupacomp 5/9
Saver-upper 7/15
short bird 11/15
strandedinaber 4/10
Newcomers welcome
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I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Yeh, it was another NSD today …. 😊
Hope you are enjoying the spring sunshine where you are @cathybird 🌞😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £272 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
After two rather spendy days, I'm back to a NSD today!Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/661 -
Good morning ( and whatever time it is for you Cathybird 😀)
I’ve had a couple of spendy days but today will definitely be a NSD making my total 13 so far. I did my big shop yesterday so that should keep me out of the shops for a couple of days.I’m not being too stern on myself if I see a suitable Xmas present for someone though. I’ll buy it and then there’ll be one less to get rather than doing it all at the last minute and spending too much.
Have a lovely day guys
August PAD1 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Not one today, needed some essentials for holiday
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
NSD #16 today please
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Managed one today!Savings goal by 31/12/24: £22000
Dec 23: £6945.231
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