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Outstanding October's No-Spend Days Challenge!

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  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I was so close! Then the vet phoned :'( asthmatic cats do not help with NSD goals.
    A very necessary spend. 
    You could still claim a NSD. 
    Hope your cat is ok. 🐱
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • NSD #13 today please :) 
  • cathybird
    cathybird Posts: 15,654 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    QueenJess said:
    Everything is just crazy here at the moment and work are being difficult. So lost track and as I’m on holiday next week, I’m going to drop out for this month. I’ll be back in November for the usual 15 days though.

    Good luck to everyone else.
    Understood and have a great trip xx :)
  • cathybird
    cathybird Posts: 15,654 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I was so close! Then the vet phoned :'( asthmatic cats do not help with NSD goals.
    Hope your cat is OK, strandedinaber xx :)
  • cathybird
    cathybird Posts: 15,654 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 18 October 2023 at 12:56AM

    October

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image

    Target reached = image
    Target beaten = image 

    October targets

    AuntieL 5/12 image  image 

    beanielou 16/19 image  image  image  image

    BlackCoffeeNoSugar 10/15 image  image  image

    cathybird 13/12 image  image  image  image  image

    Crazycatlady2 14/18 image  image  image

    Cuddlymarm 12/15 image  image  image

    Doris17 9/15 image  image

    GeorgianaCavendish 13/17 image  image  image

    jammy dodger 13/15 image  imageimage 

    KajiKita 10/15 image  image  image 

    laura lau 11/10 image  image  image  image  image

    lianne1984 4/10 image 

    LittleMissDetermined 14/20 image  image  image

    Makingabobor2 7/15 image  image 

    Pinkpenguin 15

    Rupacomp 4/9 image 

    Saver-upper 5/15 image  image

    short bird 11/15 image  image  image 

    strandedinaber 3/10 image 

    Newcomers welcome :)

  • cathybird
    cathybird Posts: 15,654 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou said:
    I was so close! Then the vet phoned :'( asthmatic cats do not help with NSD goals.
    A very necessary spend. 
    You could still claim a NSD. 
    Hope your cat is ok. 🐱
    Actually this is true, strandedinaber, you could exclude it as a necessary expense if that seemed reasonable to you!
  • laura_lau
    laura_lau Posts: 682 Forumite
    Seventh Anniversary 500 Posts Photogenic Name Dropper
    cathybird said:
    Happy birthday for the day itself, whenever that may be xx :)
    Thank you! 

    NSD for me today! 
    Debt free journey started 30/08/2023:

    CC1 - 5,151.92 now 5,335.15
    CC3 - 4,166.15 now 5,345.28
    CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
    Current outstanding: 16,397.67
    Debt free by Jul 2027.

    Challenges:
    NSD Apr 2025 - 7/20
    NST Apr 2025 - 
    #31 1p savings 2025 £32.40/£667.95
    2025 Fashion on the ration - Coupons remaining 43.5/66
  • NSD Tuesday 😀
  • cuddlymarm
    cuddlymarm Posts: 2,206 Forumite
    Part of the Furniture 1,000 Posts
    Yesterday I was meeting friend for coffee, I’ve not seen her for weeks so stocked up on bread and milk ( and biscuits to take when we visit family tomorrow. I popped into work ( first time since my op ) to say hello and catch up. I bought DGD a book for tomorrow, a couple for her Xmas stocking and a scrabble set to try and keep my brain working, all second half of course, £8 in total and I was shattered from the excursion of leaving the house so haven’t done much at all today.
    So today is a NSD 

    August PAD 

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