Off to a start =
5 days =
10 days =
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Outstanding October's No-Spend Days Challenge!
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
A very necessary spend.strandedinaber said:I was so close! Then the vet phoned
asthmatic cats do not help with NSD goals.You could still claim a NSD.Hope your cat is ok. 🐱I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
NSD #13 today please
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Understood and have a great trip xxQueenJess said:Everything is just crazy here at the moment and work are being difficult. So lost track and as I’m on holiday next week, I’m going to drop out for this month. I’ll be back in November for the usual 15 days though.
Good luck to everyone else. 0 -
Hope your cat is OK, strandedinaber xxstrandedinaber said:I was so close! Then the vet phoned asthmatic cats do not help with NSD goals. 1 -
October
10 days =15 days =
20 days =
Target reached =
Target beaten =
October targetsAuntieL 5/12
beanielou 16/19
BlackCoffeeNoSugar 10/15
cathybird 13/12
Crazycatlady2 14/18
Cuddlymarm 12/15
Doris17 9/15
GeorgianaCavendish 13/17
jammy dodger 13/15
KajiKita 10/15
laura lau 11/10
lianne1984 4/10
LittleMissDetermined 14/20
Makingabobor2 7/15
Pinkpenguin 15Rupacomp 4/9
Saver-upper 5/15
short bird 11/15
strandedinaber 3/10
Newcomers welcome
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Actually this is true, strandedinaber, you could exclude it as a necessary expense if that seemed reasonable to you!beanielou said:
A very necessary spend.strandedinaber said:I was so close! Then the vet phoned asthmatic cats do not help with NSD goals.You could still claim a NSD.Hope your cat is ok. 🐱1 -
Thank you!cathybird said:Happy birthday for the day itself, whenever that may be xx
NSD for me today!Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/660 -
NSD Tuesday 😀0
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Yesterday I was meeting friend for coffee, I’ve not seen her for weeks so stocked up on bread and milk ( and biscuits to take when we visit family tomorrow. I popped into work ( first time since my op ) to say hello and catch up. I bought DGD a book for tomorrow, a couple for her Xmas stocking and a scrabble set to try and keep my brain working, all second half of course, £8 in total and I was shattered from the excursion of leaving the house so haven’t done much at all today.
So today is a NSD
August PAD £5150
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