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Outstanding October's No-Spend Days Challenge!

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Comments

  • I've not remembered to post here before now but currently on 3/10 NSDs. It's so easy to spend without realising - I've twice been caught out because I paid a small amount for a mobile app (in both cases to help with money saving) and then realised I'd lost the NSD! Oh well, getting into the swing of it now and I am confident I can reach target easily by the end of the month.
    Novuna personal finance 0% 4-year £518/£1866
    Credit card debt free! Now on the journey to mortgage free.
  • cathybird
    cathybird Posts: 15,708 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I've not remembered to post here before now but currently on 3/10 NSDs. It's so easy to spend without realising - I've twice been caught out because I paid a small amount for a mobile app (in both cases to help with money saving) and then realised I'd lost the NSD! Oh well, getting into the swing of it now and I am confident I can reach target easily by the end of the month.
    It definitely is, it's easy to overlook things coming up that you have to pay for too! x
  • cathybird
    cathybird Posts: 15,708 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 16 October 2023 at 5:52PM

    October

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image

    Target reached = image
    Target beaten = image 

    October targets

    AuntieL 5/12 image  image 

    beanielou 15/19 image  image  image  image

    BlackCoffeeNoSugar 10/15 image  image  image

    cathybird 12/12 image  image  image  image

    Crazycatlady2 12/18 image  image  image

    Cuddlymarm 11/15 image  image  image

    Doris17 7/15 image  image

    GeorgianaCavendish 12/17 image  image  image

    jammy dodger 9/15 image  image

    KajiKita 10/15 image  image  image 

    laura lau 10/10 image  image  image  image

    lianne1984 4/10 image 

    LittleMissDetermined 14/20 image  image  image

    Makingabobor2 7/15 image  image 

    Pinkpenguin 15

    QueenJess 4/15 image 

    Rupacomp 3/9 image 

    Saver-upper 5/15 image  image

    short bird 10/15 image  image  image 

    strandedinaber 3/10 image 

    Newcomers welcome :)

  • cathybird
    cathybird Posts: 15,708 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done KajiKita, BlackCoffeeNoSugar, cuddlymarm, beanie, Crazycatlady2, short bird, GeorgianaCavendish jammy dodger and strandedinaber :):)
  • 2 more for me please, for yesterday and today
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • beanielou
    beanielou Posts: 95,831 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • NSD for yesterday on 7 now
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,524....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £590/£3000
    .

    Studies/surveys  August £32.11

    Decluttering items 936

    Books read    16
    Jigsaws done  10

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Early call for NSD #12 today
  • Day 10 today :) 
  • laura_lau
    laura_lau Posts: 682 Forumite
    Seventh Anniversary 500 Posts Photogenic Name Dropper
    no NSD today, as after careful consideration I decided to splurge slightly on a birthday gift for myself, slightly early as it's   a few more days away, but today I had a good chance to do it. tomorrow I'm not going to the office so I should be able to not spend, but the rest of the week also looks rather spendy, as I have to go to the office twice this week, and Thursday I have some leaving drinks to attend to, plus planning to see a friend on Saturday whom I haven't seen in years and we wanted to treat ourselves for a nice Afternoon Tea.. I'll keep you updated!
    Debt free journey started 30/08/2023:

    CC1 - 5,151.92 now 5,335.15
    CC3 - 4,166.15 now 5,345.28
    CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
    Current outstanding: 16,397.67
    Debt free by Jul 2027.

    Challenges:
    NSD Apr 2025 - 7/20
    NST Apr 2025 - 
    #31 1p savings 2025 £32.40/£667.95
    2025 Fashion on the ration - Coupons remaining 43.5/66
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