Off to a start =
5 days =
10 days =
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Outstanding October's No-Spend Days Challenge!
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The dress sounds just the thing for winter!cuddlymarm said:Good morning guys
One for me please. Today is definitely going to be a NSD for me cos the weather is rotten and I don’t plan on leaving the house.
I spent more than expected yesterday as I found a nice thick jumper dress that will go nicely with leggings and boots. I had a nice one that is had for years but it finally got threadbare. I’ve been combing Vinted for one and checked the charity shops first but I know I’ll get plenty of wear out of it.
Anyway better go
Hugs to all2 -
Not one for me, I have paid a couple of travel expenses today for my upcoming trip. I pretty much have to do the next two days in a row but that shouldn't be a problem I hope. I might be able to do a couple of NSDs after that but most of the second half of the month will be spendy.1
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NSD here today 😊 (and managed to sell a bulky uPVC window via FBMP! 😊)
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 51 books of target 52 in 2025, as @ 17th September
Produce tracker: £389 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.0 -
2 more to add thanks cathybird1
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Forgot to check in yesterday, so adding NSDs for yesterday & today. 6/15 now.
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,304....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £600/£3000
.
Studies/surveys September £18.30
Decluttering items 1200/2025
Books read 17
Jigsaws done 11
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up0 -
October
10 days =15 days =
20 days =
Target reached =
Target beaten =
October targetsAuntieL 4/12
beanielou 13/19
BlackCoffeeNoSugar 8/15
cathybird 11/12
Crazycatlady2 10/18
Cuddlymarm 9/15
Doris17 7/15
GeorgianaCavendish 10/17
jammy dodger 8/15
KajiKita 9/15
laura lau 9/10
lianne1984 4/10
LittleMissDetermined 12/20
Makingabobor2 6/15
Money ChoicesPinkpenguin 15QueenJess 4/15
Rupacomp 3/9
Saver-upper 5/15
short bird 8/15
strandedinaber 10Newcomers welcome
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Well done Crazycatlady2, cuddlymarm, LittleMissDetermined, beanie, laura lau, GeorgianaCavendish, KajiKita, jammy dodger and Makingabobor2 1
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Day 8 today 0
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It’s an unexpected NSD for me today please @CathybirdLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6991 | EF £1000/£1000 | Sabbatical £3530/£6000 | Travel savings £1828 | Sinking pots £28270
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