We'd like to remind Forumites to please avoid political debate on the Forum... Read More » This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Outstanding October's No-Spend Days Challenge!

Comments

jammy_dodger Posts: 1,925 Forumite

20 October 2023 at 8:49PM

1 today thanks cathybird x

0
cathybird Posts: 15,534 Forumite

20 October 2023 at 9:23PM edited 22 October 2023 at 10:32AM

October

Off to a start =
5 days =
10 days =

15 days =

20 days =

Target reached =

Target beaten =

October targets

AuntieL 7/12

beanielou 19/19

BlackCoffeeNoSugar 11/15

cathybird 13/12

Crazycatlady2 17/18

Cuddlymarm 14/15

Doris17 9/15

GeorgianaCavendish 16/17

jammy dodger 15/15

KajiKita 14/15

laura lau 12/10

lianne1984 4/10

LittleMissDetermined 17/20

Makingabobor2 9/15

Pinkpenguin 15

Rupacomp 5/9

Saver-upper 7/15

short bird 11/15

strandedinaber 5/10

Newcomers welcome

0
cathybird Posts: 15,534 Forumite

20 October 2023 at 9:32PM

beanielou said:

Thank you @cathybird for looking after us even when you are on holiday.
Enjoy

KajiKita said:

Yeh, it was another NSD today …. 😊

Hope you are enjoying the spring sunshine where you are @cathybird 🌞😊

KK

Yes all good here thanks! Lovely weather in fact

1
strandedinaber Posts: 240 Forumite

20 October 2023 at 11:15PM

Up to 5 NSDs as of yesterday! Time to schedule in the remaining NSDs for the month.

Novuna personal finance 0% 4-year £518/£1866
Credit card debt free! Now on the journey to mortgage free.
1
KajiKita Posts: 7,290 Forumite

21 October 2023 at 7:55AM

One for yesterday. Not sure about today yet.

KK

As at 15.05.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £235,841
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030

Read 32 books of target 52 in 2025, as @ 28th June
Produce tracker: £183 of £300 in 2025

Watch your thoughts, they become your words.
Watch your words, they become your actions.
Watch your actions, they become your reality.
0
LittleMissDetermined Posts: 9,556 Forumite

21 October 2023 at 8:53AM

One for me today please
LMD x

Life gets in the way...PADding is addictive...Saving's better than spending...
My savings diary - Now for a healthier, wealthier me

2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017

Sealed pot 2025 £4931 | EF £669/£1000 | Sabbatical £3026/£3000 | Travel savings £1791 | Sinking pots £1961

0
beanielou Posts: 95,157 Ambassador

21 October 2023 at 11:21AM

One today.

I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.
0
[Deleted User] Posts: 0 Newbie

21 October 2023 at 11:43AM

Day 11 today

0
cuddlymarm Posts: 2,205 Forumite

21 October 2023 at 1:48PM

Another one for me 😀 so 14 now

June NSD 8/15
0
Crazycatlady2 Posts: 1,071 Forumite

21 October 2023 at 2:54PM

Saturday is NSD

Hope you enjoy your holiday 😀

0

★ ★ ★ Meet your Ambassadors

Confirm your email address to Create Threads and Reply

Categories

All Categories
350.6K Banking & Borrowing
252.9K Reduce Debt & Boost Income
453.3K Spending & Discounts
243.5K Work, Benefits & Business
598.3K Mortgages, Homes & Bills
176.7K Life & Family
256.7K Travel & Transport
1.5M Hobbies & Leisure
16.1K Discuss & Feedback
37.6K Read-Only Boards

MSE News

Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payments this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.