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The Three C's - Coffee, Clothes & Credit Cards
Comments
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I'm not the only one then with the 'waiting for payday Friday' feeling..
This month has felt sooo loooooong...
GibFriday.
Debt free dairy. Busting this debt before 42. https://forums.moneysavingexpert.com/discussion/6655663/busting-this-debt-before-42#latest
Started in January 2026 with debt £23,000
Car loan: £18,757 to go
Laptop loan: £1375 to go
I eat far too much chocolate...0 -
Nope it's always a long month for me as its so busy socially. This is 2 years in a row my friend and her family have visited in August. We are going to try and better prepare for next summer we have decided. So I'm going to have a summer pot for days out etc next year.Chocolatefund said:I'm not the only one then with the 'waiting for payday Friday' feeling..
This month has felt sooo loooooong...
GibFriday.
*Dad loan - £7000 - £7000
*Tesco Credit Card (0% 9/9/27) - £3623.18 - £3623.18
*Nationwide Loan - £11,000 -£11000.00
*Total Debt - £21623.18/£21623.18*
Savings
*Sinking Fund - £1400/2000
*Emergency Fund - £0/£3000
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/2 -
Do you have a flask or reusable coffee cup you could take instead and bung a few quid in your month ahead pot?https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty1 -
Yes and my good intentions start like that but never end that way. Plus it's the treat I allow myself for the mammoth effort that going to head office is. Usually my colleague pays for it so its OK. I need to really as I also have some oat latte sachets for the office in my work bag that I've never used.PennysIntoPounds said:Do you have a flask or reusable coffee cup you could take instead and bung a few quid in your month ahead pot?*Dad loan - £7000 - £7000
*Tesco Credit Card (0% 9/9/27) - £3623.18 - £3623.18
*Nationwide Loan - £11,000 -£11000.00
*Total Debt - £21623.18/£21623.18*
Savings
*Sinking Fund - £1400/2000
*Emergency Fund - £0/£3000
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/1 -
Fair enough, as long as its a conscious decision 🙂
Oat latte sachets sound delicious, though I'm banning myself from looking 😁https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty0 -
Hahaha i haven't tried them yet, got oat and almond milk ones to try and see which I prefer. I will take a refill coffee cup tomorrow and hopefully that stops me buying one! I'm also more likely to make my sachets coffees as well then.PennysIntoPounds said:Fair enough, as long as its a conscious decision 🙂
Oat latte sachets sound delicious, though I'm banning myself from looking 😁*Dad loan - £7000 - £7000
*Tesco Credit Card (0% 9/9/27) - £3623.18 - £3623.18
*Nationwide Loan - £11,000 -£11000.00
*Total Debt - £21623.18/£21623.18*
Savings
*Sinking Fund - £1400/2000
*Emergency Fund - £0/£3000
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/1 -
Might as well take it and see how you feel, no harm having the less spendy option! Do report back on the sachets 😁https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty2 -
Very true. I've set the coffee machine up ready for in the morning with my reusable cup so we shall see how I go. I forgot I'm on duty tomorrow afternoon so that means later train for me coming home. I've made my packed lunch so I'm not tempted to buy any food. Why did I think it was a good idea to go back to work on office Wednesday after a long weekend off??PennysIntoPounds said:Might as well take it and see how you feel, no harm having the less spendy option! Do report back on the sachets 😁*Dad loan - £7000 - £7000
*Tesco Credit Card (0% 9/9/27) - £3623.18 - £3623.18
*Nationwide Loan - £11,000 -£11000.00
*Total Debt - £21623.18/£21623.18*
Savings
*Sinking Fund - £1400/2000
*Emergency Fund - £0/£3000
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/2 -
I like the oat sachets and also the coconut milk ones. I get excited if they have something dairy free!September 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x0 -
I dont like anything coconut milk but am looking forward to trying the oat ones!Willowtree222 said:I like the oat sachets and also the coconut milk ones. I get excited if they have something dairy free!*Dad loan - £7000 - £7000
*Tesco Credit Card (0% 9/9/27) - £3623.18 - £3623.18
*Nationwide Loan - £11,000 -£11000.00
*Total Debt - £21623.18/£21623.18*
Savings
*Sinking Fund - £1400/2000
*Emergency Fund - £0/£3000
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/1
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