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The Three C's - Coffee, Clothes & Credit Cards
Comments
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Willowtree222 said:Ebay doesn't charge fees on clothes now and they manage their own payments so you get paid directly from them. They're trying to match vinted
*Dad loan - £5300 - £7200
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £840
*Total debt - £8040/£11641.17*
Savings
*Savings Buffer - £100/£1500
*Emergency Fund - £1500/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/1 -
Oh great work on Vinted, I keep meaning to put stuff on to try, but am rubbish!0
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Aimingforthegoodlife said:Oh great work on Vinted, I keep meaning to put stuff on to try, but am rubbish!*Dad loan - £5300 - £7200
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £840
*Total debt - £8040/£11641.17*
Savings
*Savings Buffer - £100/£1500
*Emergency Fund - £1500/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/2 -
I really enjoying selling stuff on vinted and I've had some good sales on there. I'd say it's a buyer's market but competitively priced items go quite quickly. My slight downfall is browsing and buying more stuff 🙃
well done for getting started and making a good amount already.0 -
Blackcats said:I really enjoying selling stuff on vinted and I've had some good sales on there. I'd say it's a buyer's market but competitively priced items go quite quickly. My slight downfall is browsing and buying more stuff 🙃
well done for getting started and making a good amount already.
I used their similar items listing's to get a feel for the prices. But now I know how other sellers feel when I favourite their items!*Dad loan - £5300 - £7200
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £840
*Total debt - £8040/£11641.17*
Savings
*Savings Buffer - £100/£1500
*Emergency Fund - £1500/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/1 -
Happy bank holiday weekend. Today I went and had my nails done which were in desperate need as we tried going 4 weeks between appointments. Don't think that's going to work unless I remember to keep up with my aftercare. I'm a nightmare with it haha. Anyway that's £20 from health and beauty pot. I cancelled my chiropractor and instead booked in for a massage as my pain is all muscle tension at the moment. That's on Tuesday and will be £7 cheaper.
Today was also afternoon tea for honorary grandparents birthday, he sneakily paid for it whilst going to loo. So only cost me £5 deposit in the end. He's so naughty but said he's thankful for all I have done to help him lately which was sweet. So that's saved me £15 which for now I have left in my spending budget as it was going to be tight anyway. So now I don't feel so stressed about my friend visiting with her family Sunday and Monday.
I popped to tesco to get stuff for lunches over weekend, top up in fresh fruit and some coke zero as ran out. Spent £18.
Tomorrow I'm off to costco with my sister in law. She's driving. I will try not to spend too much but we have already planned to go to Mr C on way for a drink and then my nephew wants to get lunch at costco. I have scheduled my ocado order for Tuesday ready for next week as they sent me a voucher code for £20 off when spent £60. So I topped up on meat, yummy fruit, treated myself to some salmon and ordered extra loo rolls. I still have £64 left in groceries fund to last until end of month. So should be fine. I have lots of chicken in freezer so it will just be fresh basics such as milk, bread and fresh fruit. Though do need to research fresh vs frozen for my morning smoothies. I assume that frozen will be cheaper.*Dad loan - £5300 - £7200
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £840
*Total debt - £8040/£11641.17*
Savings
*Savings Buffer - £100/£1500
*Emergency Fund - £1500/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/1 -
All sounds good including ocado voucher.
It's nice when we have unexpected wins! X
September 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x1 -
Willowtree222 said:All sounds good including ocado voucher.
It's nice when we have unexpected wins! X*Dad loan - £5300 - £7200
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £840
*Total debt - £8040/£11641.17*
Savings
*Savings Buffer - £100/£1500
*Emergency Fund - £1500/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/1 -
Went to costco today, membership is now all sorted. Never been but meat and fruit look good quality so will be sure to make most of that in future. I did treat myself to some lychee, golden kiwis and satsumas. I also may have brought myself a new desk chair. Eeeek. It's something I've been thinking about for a while but I really wanted to try it first. I ended up with a lazy boy one which is super comfy and I think is going to make a big difference to my back. My current one is just a bog standard work one from office during covid. This did set me back £120 eeeek. For now it's come out of my household Fund so will need to work on rebuilding that going forward.
I also popped to tesco and Mr C as well today so been a spendy day! I have £20 left in food shop pot for any top up shop later I may need in week but food delivery arrives Tuesday so may be able to hold off until next weekend.
Good news though my £30 item on vinted has been confirmed so just waiting for that money to be available now. Wahooo.
*Dad loan - £5300 - £7200
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £840
*Total debt - £8040/£11641.17*
Savings
*Savings Buffer - £100/£1500
*Emergency Fund - £1500/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/3 -
My weekend was lovely but my budget went out the window. I had to take funds from other pots but managed to balance the budget without using my credit card.
I have a £20 note and some change in my purse to last me until payday on Friday for any top up food shopping or personal spends. I'll probably get a coffee tomorrow as its an office day and my friend who usually pays for it for picking her up is on annual leave. I do have train and parking tomorrow but money is set aside for that in travel pot. Nothing else planned until the weekend so should manage. Main food shop comes this evening and I have some kievs in fridge for tonight's dinner as shop won't come until later.
I sold another item on vinted yesterday so sent that off this morning. That's another £15. I really need to get snapping some more pictures of items!*Dad loan - £5300 - £7200
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £840
*Total debt - £8040/£11641.17*
Savings
*Savings Buffer - £100/£1500
*Emergency Fund - £1500/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/1
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