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The Three C's - Coffee, Clothes & Credit Cards
Comments
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I'm not the only one then with the 'waiting for payday Friday' feeling..
This month has felt sooo loooooong...
GibFriday.The financial wealth building journey.
Busting this debt before 40. Started in August 2024 with debt = £19,966. August 1st 2025 debt = £0 and busted!
Debt free dairy https://forums.moneysavingexpert.com/discussion/6547320/busting-this-debt-before-40/p1
Savings goals by 31st December 2025;
Emergency Fund: £3,445 / £4000
SIPP: £3,932 / £4000
S&S ISA: £637 / £1000
“Save me now and I’ll save you later” - Your money
I eat far too much chocolate...0 -
Chocolatefund said:I'm not the only one then with the 'waiting for payday Friday' feeling..
This month has felt sooo loooooong...
GibFriday.
*Dad loan - £5300 - £7200
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £840
*Total debt - £8040/£11641.17*
Savings
*Savings Buffer - £100/£1500
*Emergency Fund - £1500/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/2 -
Do you have a flask or reusable coffee cup you could take instead and bung a few quid in your month ahead pot?1
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PennysIntoPounds said:Do you have a flask or reusable coffee cup you could take instead and bung a few quid in your month ahead pot?*Dad loan - £5300 - £7200
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £840
*Total debt - £8040/£11641.17*
Savings
*Savings Buffer - £100/£1500
*Emergency Fund - £1500/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/1 -
Fair enough, as long as its a conscious decision 🙂
Oat latte sachets sound delicious, though I'm banning myself from looking 😁0 -
PennysIntoPounds said:Fair enough, as long as its a conscious decision 🙂
Oat latte sachets sound delicious, though I'm banning myself from looking 😁*Dad loan - £5300 - £7200
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £840
*Total debt - £8040/£11641.17*
Savings
*Savings Buffer - £100/£1500
*Emergency Fund - £1500/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/1 -
Might as well take it and see how you feel, no harm having the less spendy option! Do report back on the sachets 😁2
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PennysIntoPounds said:Might as well take it and see how you feel, no harm having the less spendy option! Do report back on the sachets 😁*Dad loan - £5300 - £7200
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £840
*Total debt - £8040/£11641.17*
Savings
*Savings Buffer - £100/£1500
*Emergency Fund - £1500/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/2 -
I like the oat sachets and also the coconut milk ones. I get excited if they have something dairy free!September 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x0 -
Willowtree222 said:I like the oat sachets and also the coconut milk ones. I get excited if they have something dairy free!*Dad loan - £5300 - £7200
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £840
*Total debt - £8040/£11641.17*
Savings
*Savings Buffer - £100/£1500
*Emergency Fund - £1500/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/1
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