DONT want UC, applying for a DRO.

stu12345_2

tomtom256 said:

The can't sanction the housing element, they can only sanction the standard element.

So any housing you claimed via UC would be safe, however it could still be impacted by any wages you receive.

are you sure, we are getting diff replies from diff folk here, as far as i know your housing element is never reduced in a sanction, just what you need to live on is reduced, if sanctioned. yes ive done online calculators if entitled to any money,( non sanction calculator) it showed up we were entitled to a tiny housing element if we apply for UC, but as for sanctions, all i know is what ive read, and its housing element cant be sanctioned.
ps, off to bed soon, up at 4.45 am !!!!

marcia_

stu12345_2 said:

Grumpy_chap said:

stu12345_2 said:

we work 6 hrs a day each, but spread over 13 hrs  with times off  during the day, it destroys our sleep patterns and complete rest. I am thinking to jsut quit from work fully, claim cont jsa and housing benefit( does that mean cont jsa and UC as my housing benefit is now part of UC, could i / we be sanctioned, does a sanction mean no housing benefit part of a UC claim or is housing help, never sanctioned if you resign from work.or is just the cont jsa be sanctioned?

AIUI, Cont JSA (NS JSA as it is now) will be refused if you resigned from work of your own choice.  NS JSA also requires that you are looking for work.

Do you have any annual leave available?
Perhaps, a period off work for both you and your wife would relieve some of the stress that you are currently facing that is linked to the workplace.

Have you consulted your GP about whether they consider your stress levels sufficient to warrant a fit-note?

Grumpy_chap said:

stu12345_2 said:

we work 6 hrs a day each, but spread over 13 hrs  with times off  during the day, it destroys our sleep patterns and complete rest. I am thinking to jsut quit from work fully, claim cont jsa and housing benefit( does that mean cont jsa and UC as my housing benefit is now part of UC, could i / we be sanctioned, does a sanction mean no housing benefit part of a UC claim or is housing help, never sanctioned if you resign from work.or is just the cont jsa be sanctioned?

AIUI, Cont JSA (NS JSA as it is now) will be refused if you resigned from work of your own choice.  NS JSA also requires that you are looking for work.

Do you have any annual leave available?
Perhaps, a period off work for both you and your wife would relieve some of the stress that you are currently facing that is linked to the workplace.

Have you consulted your GP about whether they consider your stress levels sufficient to warrant a fit-note?

Grumpy_chap said:

stu12345_2 said:

we work 6 hrs a day each, but spread over 13 hrs  with times off  during the day, it destroys our sleep patterns and complete rest. I am thinking to jsut quit from work fully, claim cont jsa and housing benefit( does that mean cont jsa and UC as my housing benefit is now part of UC, could i / we be sanctioned, does a sanction mean no housing benefit part of a UC claim or is housing help, never sanctioned if you resign from work.or is just the cont jsa be sanctioned?

AIUI, Cont JSA (NS JSA as it is now) will be refused if you resigned from work of your own choice.  NS JSA also requires that you are looking for work.

Do you have any annual leave available?
Perhaps, a period off work for both you and your wife would relieve some of the stress that you are currently facing that is linked to the workplace.

Have you consulted your GP about whether they consider your stress levels sufficient to warrant a fit-note?

Grumpy_chap said:

stu12345_2 said:

we work 6 hrs a day each, but spread over 13 hrs  with times off  during the day, it destroys our sleep patterns and complete rest. I am thinking to jsut quit from work fully, claim cont jsa and housing benefit( does that mean cont jsa and UC as my housing benefit is now part of UC, could i / we be sanctioned, does a sanction mean no housing benefit part of a UC claim or is housing help, never sanctioned if you resign from work.or is just the cont jsa be sanctioned?

AIUI, Cont JSA (NS JSA as it is now) will be refused if you resigned from work of your own choice.  NS JSA also requires that you are looking for work.

Do you have any annual leave available?
Perhaps, a period off work for both you and your wife would relieve some of the stress that you are currently facing that is linked to the workplace.

Have you consulted your GP about whether they consider your stress levels sufficient to warrant a fit-note?

my wife is on antidepressants, I am not,   we have used up our holiday leave. i read this on the net, do you agree?--
"You need to make it clear that a number of staff at certain JCP offices across the country are still threatening to stop claimants Housing Benefit by way of sanctions - this is illegal and wrong - JCP cannot sanction your HB or Council tax benefit - they can only stop your JSA portion of around the princely sum of £73 a week."

 This is an old benefit you cannot claim. Housing is now a part of UC.you would need to choose to use your housing element to pay your rent or pay bills and eat. Your choice of course. 

stu12345_2

Can housing element be sanctioned on Universal Credit?  google search

"Your universal credit can be reduced or stopped if you do not meet a condition in your claimant commitment. This is called a sanction. You might need help if you do not have enough money for rent, food or heating while you're sanctioned. Only your standard allowance can be reduced – not your housing element payments."

so it seems the DWP can make a person hungry, but cannot make them without a roof over their heads.

stu12345_2

When a sanction is imposed on a UC claim and the sanctioned claimant or couple have had their standard allowance reduced at the daily rate equal to 100% – or 50% for a couple – for a high, medium or low level sanction, hardship payments may be available for claimants.15 Aug 2023

 again, housing element is safe. just standard allowance is reduced

stu12345_2

calculator shows 2 elements in a UC claim--

Standard allowance£578.82

Housing£337.56

Total before adjustments£916.38

peteuk

stu12345_2 said:

Can housing element be sanctioned on Universal Credit?  google search

"Your universal credit can be reduced or stopped if you do not meet a condition in your claimant commitment. This is called a sanction. You might need help if you do not have enough money for rent, food or heating while you're sanctioned. Only your standard allowance can be reduced – not your housing element payments."

so it seems the DWP can make a person hungry, but cannot make them without a roof over their heads.

What would make the OP hungry is their debt and change of working hours.  

stu12345_2

 Peteuk, I assume you have not read the full thread or my thread on the bankruptcy forum, 

peteuk

stu12345_2 said:

 Peteuk, I assume you have not read the full thread or my thread on the bankruptcy forum, 

That is correct, i haven’t read your other thread.  The remark was aimed at the assumption the government would push you into hunger.  Having been on a dmp for many years I know the struggles to pay debts.  At the age of 50 and working 40 hrs a week I also sympathise with your feelings about work.

I understand you dont want to claim UC, but need help…you’re stuck.   If you claim UC but reduce your hours you may be either made to seek work or sanctioned.  You dont want to continue working the hours you are at present, but want to pay/clear your debts…

Good luck!

 

stu12345_2

pete, the dilemma is I have this one chance to clear £22,500 in only ONE year. I can do it if i dont claim UC, and simply reduce my hours, i would be eligible for a DRO.

stu12345_2

if i continue on my current hours it will take 3 yrs 4 months on a DMP, yes i would have a bit more money at end of month for emergencies, hobbies,  etc on a DMP, but i would go back to living on noodles for 12 months if it meant i could get this DRO and lived mega frugally for the 12 months, forget hobbies, emergencies, savings, etc, jsut food, rent, elec, gas, c tax, water, petrol, insurance etc.