DONT want UC, applying for a DRO.

Grumpy_chap

stu12345_2 said:

we work 6 hrs a day each, but spread over 13 hrs  with times off  during the day, it destroys our sleep patterns and complete rest. I am thinking to jsut quit from work fully, claim cont jsa and housing benefit( does that mean cont jsa and UC as my housing benefit is now part of UC, could i / we be sanctioned, does a sanction mean no housing benefit part of a UC claim or is housing help, never sanctioned if you resign from work.or is just the cont jsa be sanctioned?

AIUI, Cont JSA (NS JSA as it is now) will be refused if you resigned from work of your own choice.  NS JSA also requires that you are looking for work.

Do you have any annual leave available?
Perhaps, a period off work for both you and your wife would relieve some of the stress that you are currently facing that is linked to the workplace.

Have you consulted your GP about whether they consider your stress levels sufficient to warrant a fit-note?

comeandgo

stu12345_2 said:

comeandgo said:

How many days a week do you work?  Can you reduce your hours but not down to part time. 

i work 30 hrs a week, over  5 days, spread 6 hrs a day over 13 hrs, the only offer is resign or work 15 hrs, that is the choice they offered

So you are already working part time.  I’d certainly look for another job, surely another full time job with better hours to suit you would be better than only working 15 hours a week?  

Spoonie_Turtle

stu12345_2 said:

Brie said:

Will your current employer allow you to work part time?  If you are both working 13 hours a day is that 5 days a week?  And getting at least minimum wage for those hours?? 

And I do think a DRO advisor will wonder why you aren't maximising your income if you can.  But no one expects you to become ill from overwork.  And DWP won't expect you to work 60 hours a week or whatever you're doing now.  

Once you decide what you want to do you can always post your statement of accounts on the debt free board and see what suggestions can be made to help you cut down on your outgoings if that's going to make a DRO possible.  

Brie said:

Will your current employer allow you to work part time?  If you are both working 13 hours a day is that 5 days a week?  And getting at least minimum wage for those hours?? 

And I do think a DRO advisor will wonder why you aren't maximising your income if you can.  But no one expects you to become ill from overwork.  And DWP won't expect you to work 60 hours a week or whatever you're doing now.  

Once you decide what you want to do you can always post your statement of accounts on the debt free board and see what suggestions can be made to help you cut down on your outgoings if that's going to make a DRO possible.  

we work 6 hrs a day each, but spread over 13 hrs  with times off  during the day, it destroys our sleep patterns and complete rest. I am thinking to jsut quit from work fully, claim cont jsa and housing benefit( does that mean cont jsa and UC as my housing benefit is now part of UC, could i / we be sanctioned, does a sanction mean no housing benefit part of a UC claim or is housing help, never sanctioned if you resign from work.
…
 we are not ill enough to be on the sick perm, we are jsut depressed and exhausted, with very short tempers, 

JSA will be sanctioned too if you claim straight after leaving a job "without good reason".  To claim JSA you have to be looking for work.

You would have to claim UC for help with rent.  There might still be some left over after a sanction but you'd still have to attend appointments and look for more work.  And if you claimed JSA it would be deducted in full from UC.

*I don't know about anything to do with debt so bear that in mind.*

Benefits-wise, you might have a couple of options:

Get a fit note from GP because your mental health is suffering.  Then you wouldn't be sanctioned for reducing your hours or even leaving your job.  Your work requirements for UC would depend on how accommodating your work coach would be.  But a fit note might be the route to go for a bit of breathing space before you break down completely.

Or if no fit note:
If you reduce hours/give up your job, the sanctionable period would be 13 weeks/91 days.  Could you survive that long without benefits?  You could then claim after that 13-week period, would likely have to look for work/more work, but if those 13 weeks were manageable, maybe a bit of breathing room that way.

It very much sounds like ultimately you need to find a more suitable job, 6hrs spread out over 13hrs per day might actually suit some people, but clearly not you or your wife.  I know easier said than done, but if you can have a bit of breathing space (subject to the debt management - again, I know nothing about that) then perhaps you'd be up to searching for new jobs after a bit.

Rubyroobs

stu12345_2 said:

Brie said:

Will your current employer allow you to work part time?  If you are both working 13 hours a day is that 5 days a week?  And getting at least minimum wage for those hours?? 

And I do think a DRO advisor will wonder why you aren't maximising your income if you can.  But no one expects you to become ill from overwork.  And DWP won't expect you to work 60 hours a week or whatever you're doing now.  

Once you decide what you want to do you can always post your statement of accounts on the debt free board and see what suggestions can be made to help you cut down on your outgoings if that's going to make a DRO possible.  

Brie said:

Will your current employer allow you to work part time?  If you are both working 13 hours a day is that 5 days a week?  And getting at least minimum wage for those hours?? 

And I do think a DRO advisor will wonder why you aren't maximising your income if you can.  But no one expects you to become ill from overwork.  And DWP won't expect you to work 60 hours a week or whatever you're doing now.  

Once you decide what you want to do you can always post your statement of accounts on the debt free board and see what suggestions can be made to help you cut down on your outgoings if that's going to make a DRO possible.  

we work 6 hrs a day each, but spread over 13 hrs  with times off  during the day, it destroys our sleep patterns and complete rest. I am thinking to jsut quit from work fully, claim cont jsa and housing benefit( does that mean cont jsa and UC as my housing benefit is now part of UC, could i / we be sanctioned, does a sanction mean no housing benefit part of a UC claim or is housing help, never sanctioned if you resign from work.or is just the cont jsa be sanctioned?
surelt a DRO advisor cannot ask why you want to go from fulltime to pt/time? its my/our choice, as is the answer i got from national debt helpline, who said benefits dont have to be claimed in order to get a DRO.
 we are not ill enough to be on the sick perm, we are jsut depressed and exhausted, with very short tempers, i lost the plot with boss on monday, over a small thing like a glass of orange juice,  we have no union, i was offered some orange juice from the canteen staff for free,i was dehydrated, one canteen staff moaned, reported me and was disciplined for stealing free orange juice which i was offered!!!, my boss said " perhaps the job isnt for you" " there is water in the tap for free"   Ive been there 3 yrs !! I told my boss to take  f--k to themselves. I then said what is the notice period, or can i go pt/time, they said it is 4 weeks notice for either. This basically destroys the chance of a new job, as all the jobs i look for want me to start right away, they arent entertaining a 4 week wait !!
my work mates all work pt/time, are older and so lazy. my boss says, they are older, they have been there for yrs, they earned the right to go slow.!!!!! they are allowed to   go slower than you.!!
unbelieveable. I say, i said, sack them all. Im 55, they are 65, they should be retired, but the bosses cant force them, they are malingerers.

You can't pick and choose which parts of Uc you claim. and could be sanctioned for voluntarily giving up a job without good reason such as health reasons or childcare. Six hours a day of work is very doable for most people.

stu12345_2

comeandgo said:

stu12345_2 said:

comeandgo said:

How many days a week do you work?  Can you reduce your hours but not down to part time. 

i work 30 hrs a week, over  5 days, spread 6 hrs a day over 13 hrs, the only offer is resign or work 15 hrs, that is the choice they offered

So you are already working part time.  I’d certainly look for another job, surely another full time job with better hours to suit you would be better than only working 15 hours a week?  

I work fulltime of 30hrs, pt/time is 15 hrs. I earn more than min wage per hour.

stu12345_2

Grumpy_chap said:

stu12345_2 said:

we work 6 hrs a day each, but spread over 13 hrs  with times off  during the day, it destroys our sleep patterns and complete rest. I am thinking to jsut quit from work fully, claim cont jsa and housing benefit( does that mean cont jsa and UC as my housing benefit is now part of UC, could i / we be sanctioned, does a sanction mean no housing benefit part of a UC claim or is housing help, never sanctioned if you resign from work.or is just the cont jsa be sanctioned?

AIUI, Cont JSA (NS JSA as it is now) will be refused if you resigned from work of your own choice.  NS JSA also requires that you are looking for work.

Do you have any annual leave available?
Perhaps, a period off work for both you and your wife would relieve some of the stress that you are currently facing that is linked to the workplace.

Have you consulted your GP about whether they consider your stress levels sufficient to warrant a fit-note?

Grumpy_chap said:

stu12345_2 said:

we work 6 hrs a day each, but spread over 13 hrs  with times off  during the day, it destroys our sleep patterns and complete rest. I am thinking to jsut quit from work fully, claim cont jsa and housing benefit( does that mean cont jsa and UC as my housing benefit is now part of UC, could i / we be sanctioned, does a sanction mean no housing benefit part of a UC claim or is housing help, never sanctioned if you resign from work.or is just the cont jsa be sanctioned?

AIUI, Cont JSA (NS JSA as it is now) will be refused if you resigned from work of your own choice.  NS JSA also requires that you are looking for work.

Do you have any annual leave available?
Perhaps, a period off work for both you and your wife would relieve some of the stress that you are currently facing that is linked to the workplace.

Have you consulted your GP about whether they consider your stress levels sufficient to warrant a fit-note?

Grumpy_chap said:

stu12345_2 said:

we work 6 hrs a day each, but spread over 13 hrs  with times off  during the day, it destroys our sleep patterns and complete rest. I am thinking to jsut quit from work fully, claim cont jsa and housing benefit( does that mean cont jsa and UC as my housing benefit is now part of UC, could i / we be sanctioned, does a sanction mean no housing benefit part of a UC claim or is housing help, never sanctioned if you resign from work.or is just the cont jsa be sanctioned?

AIUI, Cont JSA (NS JSA as it is now) will be refused if you resigned from work of your own choice.  NS JSA also requires that you are looking for work.

Do you have any annual leave available?
Perhaps, a period off work for both you and your wife would relieve some of the stress that you are currently facing that is linked to the workplace.

Have you consulted your GP about whether they consider your stress levels sufficient to warrant a fit-note?

Grumpy_chap said:

stu12345_2 said:

we work 6 hrs a day each, but spread over 13 hrs  with times off  during the day, it destroys our sleep patterns and complete rest. I am thinking to jsut quit from work fully, claim cont jsa and housing benefit( does that mean cont jsa and UC as my housing benefit is now part of UC, could i / we be sanctioned, does a sanction mean no housing benefit part of a UC claim or is housing help, never sanctioned if you resign from work.or is just the cont jsa be sanctioned?

AIUI, Cont JSA (NS JSA as it is now) will be refused if you resigned from work of your own choice.  NS JSA also requires that you are looking for work.

Do you have any annual leave available?
Perhaps, a period off work for both you and your wife would relieve some of the stress that you are currently facing that is linked to the workplace.

Have you consulted your GP about whether they consider your stress levels sufficient to warrant a fit-note?

my wife is on antidepressants, I am not,   we have used up our holiday leave. i read this on the net, do you agree?--
"You need to make it clear that a number of staff at certain JCP offices across the country are still threatening to stop claimants Housing Benefit by way of sanctions - this is illegal and wrong - JCP cannot sanction your HB or Council Tax benefit - they can only stop your JSA portion of around the princely sum of £73 a week."

stu12345_2

comeandgo said:

stu12345_2 said:

comeandgo said:

How many days a week do you work?  Can you reduce your hours but not down to part time. 

i work 30 hrs a week, over  5 days, spread 6 hrs a day over 13 hrs, the only offer is resign or work 15 hrs, that is the choice they offered

So you are already working part time.  I’d certainly look for another job, surely another full time job with better hours to suit you would be better than only working 15 hours a week?  

comeandgo said:

stu12345_2 said:

comeandgo said:

How many days a week do you work?  Can you reduce your hours but not down to part time. 

i work 30 hrs a week, over  5 days, spread 6 hrs a day over 13 hrs, the only offer is resign or work 15 hrs, that is the choice they offered

So you are already working part time.  I’d certainly look for another job, surely another full time job with better hours to suit you would be better than only working 15 hours a week?  

working fulltime in another job would prevent us from being allowed a DRO debt relief order, going pt time would allow it

stu12345_2

Spoonie_Turtle said:

stu12345_2 said:

Brie said:

Will your current employer allow you to work part time?  If you are both working 13 hours a day is that 5 days a week?  And getting at least minimum wage for those hours?? 

And I do think a DRO advisor will wonder why you aren't maximising your income if you can.  But no one expects you to become ill from overwork.  And DWP won't expect you to work 60 hours a week or whatever you're doing now.  

Once you decide what you want to do you can always post your statement of accounts on the debt free board and see what suggestions can be made to help you cut down on your outgoings if that's going to make a DRO possible.  

Brie said:

Will your current employer allow you to work part time?  If you are both working 13 hours a day is that 5 days a week?  And getting at least minimum wage for those hours?? 

And I do think a DRO advisor will wonder why you aren't maximising your income if you can.  But no one expects you to become ill from overwork.  And DWP won't expect you to work 60 hours a week or whatever you're doing now.  

Once you decide what you want to do you can always post your statement of accounts on the debt free board and see what suggestions can be made to help you cut down on your outgoings if that's going to make a DRO possible.  

we work 6 hrs a day each, but spread over 13 hrs  with times off  during the day, it destroys our sleep patterns and complete rest. I am thinking to jsut quit from work fully, claim cont jsa and housing benefit( does that mean cont jsa and UC as my housing benefit is now part of UC, could i / we be sanctioned, does a sanction mean no housing benefit part of a UC claim or is housing help, never sanctioned if you resign from work.
…
 we are not ill enough to be on the sick perm, we are jsut depressed and exhausted, with very short tempers, 

JSA will be sanctioned too if you claim straight after leaving a job "without good reason".  To claim JSA you have to be looking for work.

You would have to claim UC for help with rent.  There might still be some left over after a sanction but you'd still have to attend appointments and look for more work.  And if you claimed JSA it would be deducted in full from UC.

*I don't know about anything to do with debt so bear that in mind.*

Benefits-wise, you might have a couple of options:

Get a fit note from GP because your mental health is suffering.  Then you wouldn't be sanctioned for reducing your hours or even leaving your job.  Your work requirements for UC would depend on how accommodating your work coach would be.  But a fit note might be the route to go for a bit of breathing space before you break down completely.

Or if no fit note:
If you reduce hours/give up your job, the sanctionable period would be 13 weeks/91 days.  Could you survive that long without benefits?  You could then claim after that 13-week period, would likely have to look for work/more work, but if those 13 weeks were manageable, maybe a bit of breathing room that way.

It very much sounds like ultimately you need to find a more suitable job, 6hrs spread out over 13hrs per day might actually suit some people, but clearly not you or your wife.  I know easier said than done, but if you can have a bit of breathing space (subject to the debt management - again, I know nothing about that) then perhaps you'd be up to searching for new jobs after a bit.

as we are on a DMP and want to go to a DRO, one plan could be to not pay the DMP for say two months, build up a cash pile, then resign, get a  small sanction, use the DMP build up money to continue to live on,, hopefully the rent part of a UC can never be sanctioned, i goggled that it cant, just the JSA part. what i dont want is a week on the sick from the doctor, it isnt going to help, my wife and I need to go off at the same time, as we work together, in the same building, its jsut the 2 of us, if one goes  ill, the other is expected to work twice as hard, my employer refuses to get in agency if one employee goes sick !!
one plan is both resign, we get a DRO, we look for work, one of us gets a fulltime job, the other person stops the UC claim, we live of the fulltime wage from one of us. we keep it within the max allowed to maintain a DRO.

Rubyroobs

stu12345_2 said:

comeandgo said:

stu12345_2 said:

comeandgo said:

How many days a week do you work?  Can you reduce your hours but not down to part time. 

i work 30 hrs a week, over  5 days, spread 6 hrs a day over 13 hrs, the only offer is resign or work 15 hrs, that is the choice they offered

So you are already working part time.  I’d certainly look for another job, surely another full time job with better hours to suit you would be better than only working 15 hours a week?  

I work fulltime of 30hrs, pt/time is 15 hrs. I earn more than min wage per hour.

Full time is at least 35 hours for most people.

Spoonie_Turtle

stu12345_2 said:

Grumpy_chap said:

stu12345_2 said:

we work 6 hrs a day each, but spread over 13 hrs  with times off  during the day, it destroys our sleep patterns and complete rest. I am thinking to jsut quit from work fully, claim cont jsa and housing benefit( does that mean cont jsa and UC as my housing benefit is now part of UC, could i / we be sanctioned, does a sanction mean no housing benefit part of a UC claim or is housing help, never sanctioned if you resign from work.or is just the cont jsa be sanctioned?

AIUI, Cont JSA (NS JSA as it is now) will be refused if you resigned from work of your own choice.  NS JSA also requires that you are looking for work.

Do you have any annual leave available?
Perhaps, a period off work for both you and your wife would relieve some of the stress that you are currently facing that is linked to the workplace.

Have you consulted your GP about whether they consider your stress levels sufficient to warrant a fit-note?

Grumpy_chap said:

stu12345_2 said:

we work 6 hrs a day each, but spread over 13 hrs  with times off  during the day, it destroys our sleep patterns and complete rest. I am thinking to jsut quit from work fully, claim cont jsa and housing benefit( does that mean cont jsa and UC as my housing benefit is now part of UC, could i / we be sanctioned, does a sanction mean no housing benefit part of a UC claim or is housing help, never sanctioned if you resign from work.or is just the cont jsa be sanctioned?

AIUI, Cont JSA (NS JSA as it is now) will be refused if you resigned from work of your own choice.  NS JSA also requires that you are looking for work.

Do you have any annual leave available?
Perhaps, a period off work for both you and your wife would relieve some of the stress that you are currently facing that is linked to the workplace.

Have you consulted your GP about whether they consider your stress levels sufficient to warrant a fit-note?

Grumpy_chap said:

stu12345_2 said:

we work 6 hrs a day each, but spread over 13 hrs  with times off  during the day, it destroys our sleep patterns and complete rest. I am thinking to jsut quit from work fully, claim cont jsa and housing benefit( does that mean cont jsa and UC as my housing benefit is now part of UC, could i / we be sanctioned, does a sanction mean no housing benefit part of a UC claim or is housing help, never sanctioned if you resign from work.or is just the cont jsa be sanctioned?

AIUI, Cont JSA (NS JSA as it is now) will be refused if you resigned from work of your own choice.  NS JSA also requires that you are looking for work.

Do you have any annual leave available?
Perhaps, a period off work for both you and your wife would relieve some of the stress that you are currently facing that is linked to the workplace.

Have you consulted your GP about whether they consider your stress levels sufficient to warrant a fit-note?

Grumpy_chap said:

stu12345_2 said:

we work 6 hrs a day each, but spread over 13 hrs  with times off  during the day, it destroys our sleep patterns and complete rest. I am thinking to jsut quit from work fully, claim cont jsa and housing benefit( does that mean cont jsa and UC as my housing benefit is now part of UC, could i / we be sanctioned, does a sanction mean no housing benefit part of a UC claim or is housing help, never sanctioned if you resign from work.or is just the cont jsa be sanctioned?

AIUI, Cont JSA (NS JSA as it is now) will be refused if you resigned from work of your own choice.  NS JSA also requires that you are looking for work.

Do you have any annual leave available?
Perhaps, a period off work for both you and your wife would relieve some of the stress that you are currently facing that is linked to the workplace.

Have you consulted your GP about whether they consider your stress levels sufficient to warrant a fit-note?

my wife is on antidepressants, I am not,   we have used up our holiday leave. i read this on the net, do you agree?--
"You need to make it clear that a number of staff at certain JCP offices across the country are still threatening to stop claimants Housing Benefit by way of sanctions - this is illegal and wrong - JCP cannot sanction your HB or Council Tax benefit - they can only stop your JSA portion of around the princely sum of £73 a week."

Housing Benefit is a different, separate benefit.  Same with Council Tax Support.  These are administered by local councils and do not have work conditionality attached.  The only people who can claim Housing Benefit are those already claiming it, peopoe in supported/sheltered housing, and some pensioners.

You cannot claim Housing Benefit, you would be claiming UC which is subject to sanctions.  None of it is ring-fenced from sanctions or other deductions.