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And now we go again...

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  • Do check if any of your social away plans/fancyings are covered by the Shepherd Neame deal in case it's cheaper, think it runs til March 
  • milann
    milann Posts: 11,353 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    edited 12 January 2024 at 8:27PM
    Your extra couple of hours at home sounded lovely. The £2 bus fares are great…..hope they continue but I suspect they won’t.
    We we’re going to have solar panels many years ago - we even put a deposit down. Before the work commenced we decided we’d be stretching ourselves too much…and we cancelled. I’ve often regretted that decision. 
    January spends - £587.58
  • beanielou
    beanielou Posts: 95,376 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Solar panels would be fab for my house but beyond my budget sadly.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Blackcats
    Blackcats Posts: 3,861 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Weekends away are definitely more expensive.  Hotel prices have increased and whilst I understand the additional costs that hotels are incurring I struggle with the per night cost.  If you only stay for 1 night then check in is usually at 2 or 3pm and checkout at 10 or 11 so it really feels pricey.   However, we do like a short break so we do budget for these and try to be as cost effective as possible.  We just got £8.00 back from £co for a hotel stay last summer so that was a nice boost.
  • You've reminded me that I've got to check out moving my DCS pension to another provider......
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    My friend was talking about magnesium tablets recently. I can't take them because of my other meds but she seems to think it really helps.
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • rtandon27
    rtandon27 Posts: 5,601 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I'm a huge fan of magnesium at bedtime!  Calms all my limbs and prevents muscle spasms at night.  On the nights that I forget to take it, I notice a more restless sleep!  For easier digestibility, I recently switched  from magnesium hydroxide to magnesium citrate. If I remember correctly there are 9 types of magnesium and they all absorbs slightly differently into the body!
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)
    Psst...I may have started a diary!
  • foxgloves
    foxgloves Posts: 12,533 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    That sounds like a particularly nice pork stir-fry, @EssexHebridean. For some reason, it suddenly made me think of Madhur Jaffrey's lovely Vietnamese Pork recipe in her Curry Bible book. .....there's something that needs to be going back on the menu at Foxgloves Manor.
    F
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (29/100)

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
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