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And now we go again...
Comments
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I’ve started watching Call the Midwife from the beginning again. Thoroughly enjoying it.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1244 -
What a satisfying weekend so far!
Love that you're getting into Call the Midwife - have you started from the very beginning? I've found it really interesting to see how the social issues (and outfits!) have changed over the years they've covered.
6 -
stalkers pie? 😂
Debts 04/01/25 01/04/26
Natwest2 £6,509.97 £4,200
NatWest CC £7,612.74 £6,325
Lloyds CC £6,112.60 £4,115
1st Direct CC £176.03 £9.11
CC total £20,411.34 £14,649.11
OD £1100 £0
Car loan £4,000 £3,600
1st Direct Loan £10,684.44 £7,000
Total £36,195.78 £25,249.11
EF £1,750.33
HF £150.765 -
I got the first two series of Call the Midwife last weekend on dvd. There was a set of rummage boxes outside a charity shop with up to 5 items for £1. I got the dvd, a cookery book and a PD James I hadn't read. I honestly couldn't find anything else but at 33p a shot worth a punt
I've never watched it as I'm more into 30s and 40s but it should be interesting
“the princess jumped from the tower & she learned that she could fly all along. she never needed those wings.”
Amanda Lovelace, The Princess Saves Herself in this One5 -
ooh stalkers pie could work couldn’t it! Good thinking!
Yep - Call The Midwife is on iPlayer from the beginning so that was where aim started - the subject matter wasn’t entirely new to me as I’ve read Jennifer Worth’s books and thoroughly enjoyed them
I’ve added some steps and a frugal win this evening in the form of some sourdough bread snared from Olio - the collection was only just over half a mile away so it was a complete no brainer - some in the freezer and one out for tomorrow morning’s breakfast! Thanks to those who suggested I look at Olio again - over the last few months it’s suddenly really picked up on there which is excellent.
🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her9 -
Well done on the bread. DD2 tried THTG the other day.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1244 -
TGTG can be a bit hit and miss - we've found it useful when out and about to nab ourselves a cheap lunch or tea, but at home it's been less successful.
Managed to short out the toaster and trip the electrics last night - at least, we think that's what tripped it. A pitta bread slipped in between the metal grid that moves to hold the bread in place and the heating element wires as I was trying to turn it round - we couldn't work out what had happened initially as it was obviously a breaker that controlled both kitchen sockets and lights but NOT the hard wired items like the oven and hob that had tripped. Switched everything off and once it reset thankfully everything worked OK, but we're going to call the toaster defunct I think - in fairness to it it was a wedding present so it IS over 25 years old!
Remembered that I was due a £25 big river voucher from the bank switch I did earlier in the year, so tracked down the email and tried to activate but it's telling me that the selected voucher has "currently sold out" - instructions to return in 24 hours but still sold out. Hmmm - I've asked on the relevant thread to see whether anyone else has had issues and will escalate via the company who backed the scheme if I don't get any joy in a few days. I had 90 days to claim it from when the email was sent in December so it isn't just that I've missed it.
Need to have a proper clear and tidy round tonight while the tea is cooking as the kitchen/living room are a bit of a state after al the assorted cooking exploits of the weekend - I made up a cake mix that has been kicking around yesterday - I suspect 18 months out of date was too much for the baking powder element though as it's what you might describe as "a bit dense"! Ah well - filled it with blackberry jam and double cream and it's perfectly edible. That got made because the oven was on anyway for turkey, bacon, cheese & mushroom pasties for lunch yesterday - I got four out of the roll of puff pastry with two being left over for later in the week. I want to have a bit of a look at the meal plan too and decide what rearranging wants doing to both make the most of things as those weren't factored in when it was originally drawn up. It probably just pushes all the planned meals a few days down the line though which would be handy.
🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her7 -
That's a pretty good lasting toaster!
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael3 -
Isn't it! It got me thinking too about the other "long lived" items we still regularly use - just yesterday I used two other of our wedding presents - the hand mixer and a little mini food processor. The latter of those is one that when we got it had two different sized of processor bowl, a whisk atttachment, and immersion blender and I think a couple of other items too - we're now down to just the one bowl and the whisk, but it's still going strong and gets used a lot although I do now have a replacement for bigger loads which takes some of the load off it. We've also still got two sets of crockery - one was an engagement present and the other was partly a wedding present, and we then added other items to the set over the next few years until it was discontinued. One thing I love about having more space in our current kitchen is that the wedding present set is now in regular use as we have space to have it accessible. I refuse to say anything about how well either have survived as I don't wish to tempt fate!
Also regularly used is the bread knife that my parents got as a wedding present (over 60 years old), and the carving fork that belonged to my grandparents (goodness knows how old that is!) - again, both are in regular use. Lovely to have things that have been loved and well used by others as well as our own bits though!
🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her9 -
I can’t match some of your items, but it does give me great satisfaction that the stick blender I use for all my soups now, came from Woolworths when I ran away from mad ex and had to rebuild my life / restock a kitchen. It was cheap but it has lasted so well - at least 22 years 😊
And my hairdryer is c. 30 years old I think … 🤔
KK
As at 17.03.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 25 books of target 52 in 2026 as @ 5th April.
Produce tracker: £73 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.7
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