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And now we go again...

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  • BB I'm glad you've found it useful! Vix makes a really good point on the "risk" of ending up feeling constrained by the half hourly prices on Agile - it's apparent from the main Agile thread on here that there certainly are some folk who refuse to do things at those times because "I'm not paying THAT!" whereas to me it needs to be more about the average. Yes, it worked well for us yesterday to have a cold tea for example, but if it hadn't, then the cost of zapping a HM "ready meal" in the microwave would absolutely have been worth it on a night when we needed to get food sorted, eaten and get back out again!

    Looking at our costs after what is apparently a rare day yesterday of Agile prices being moderately high all day, we were probably a little out of pocket. I am comparing with our fix which was:
    • Electricity: Octopus 15M Fixed (E-1R-OE-FIX-15M-24-09-06-A)
      Unit rate: 24.84p/kWh
      Standing charge: 47.85p/day

    Our S/C is now 48.79p/day so we are down a fraction under a penny a day there, but today the unit rate is under 21p average, with a fair amount of time below 18p/ MrEH mentioned that if he remembers he will run the laptop off the battery from 4pm, and we will then flip the switch on it to let it charge again overnight tonight. The DW will run overnight too - and it's looking likely that prices are going to drop pretty low overnight so I may get those towels through then as well... 

    Blood test sorted this morning - I suspect I'm going to have a monster of a bruise as I have a fair amount of "pooling" behind the site on my hand, and it feels quite sore. She went in to a slightly smaller vein than the usual one because naturally as I was needing blood taken, the normal one went into hiding from first thing this morning in spite of a cuppa AND a big glass of water before I left home. (Needless to say the "regular" vein on both hands is now back firmly in evidence and looking smug...sigh!) Anyway, no complaints - I saw the lovely Spanish lady who has been there seemingly forever and is a positive whizz at hopping straight into a vein, and it was mostly painless and very quick. I'll need to check at the end of the week to see whether the results have appeared. 

    I managed to pick up a few Prolific surveys through the day yesterday and am now at just over £12 payable for the month so far - I'll be aiming to get that substantially higher yet, as I want to really start building up my tech pot now. My phone will hit 4 years old in a month or so, and while it's still working well currently, I am conscious that it must be heading towards no longer being supported within a few years, and I am also really struggling with storage now too, so I will need to plan for a replacement. If I decide to replace with a 13 mini then I can get a refurbished option for £330 ish currently - if I go with a larger 15 then that would a bit-under double the cost, but of course gets me a far newer phone...(But also a larger one, which I don't particularly want!) 

    Mid month DDs have left the account - and currently the balance is looking pretty solid for a nice end of month surplus too. I'll be knocking the "odd amount" off the mortgage, topping the PBs up a bit more, and then any balance will be heading towards having that office door replaced. 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • themadvix
    themadvix Posts: 8,748 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    I think taking the average is a good way to look at it EH. It's going to be windy tonight, hence the low prices (apparently we now get told which night is best to charge too - and get Octopoints for only charging on those nights!)

    I'm totally with you on a smaller phone - not looking forward to the day when I have to replace my 12 mini... maybe smaller phones will be back in fashion by then?!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • The massive phone thing is infuriating isn't it - I have to handle a larger one at work from time to time and each time I do it reminds me why I really don't want anything that size! I think my initial plan going forwards will be to just gain a relatively short amount of age on the replacement with a 13 mini, but hope that they do introduce a new "mini" option along the way as well. 

    I forgot to mention earlier that £50 has hit my Octopods account for a referral bonus, which is useful - there is another one on the way too as another pal used my code the other week. It all helps! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • jwil
    jwil Posts: 21,948 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I dislike the big phones too.  I've got the 13 mini and it's great.  
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • milann
    milann Posts: 11,386 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    All sounding good. Energy comparisons are interesting.
    January spends - £587.58
  • themadvix
    themadvix Posts: 8,748 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    I've never used Shouldhavegoneto.... but there's a reason for that - I've never heard a good thing said about them! Which isn't great, really, is it?

    Thanks for the Agile reminder - we now get emails with a forecast for when's best to charge the car overnight - just checked and tomorrow will be greener than tonight (it makes no difference to our costs, although if you manage to use the greenest nights, there are Octopoints to be had).
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Relieved for you the DCA Octopods thing has been resolved. Definitely treat yourself to a voucher pint 😁
  • Cheery_Daff
    Cheery_Daff Posts: 17,142 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 18 October 2024 at 7:39AM
    Also glad the DCA are going to stop pestering you! 

    Interesting to hear about agile.  That was coming up cheapest for us when I checked without us doing any load shifting at all.  I don't think I've got the headspace to be doing too much messing, but we naturally don't tend to use at peak times that much anyway.  One or both of us is usually home in the day so washing etc gets done in the morning ready to hang out,  and if I use the oven it's usually batch cooking at the weekend rather than making tea of an evening. 

    No dishwasher,  no tumble dryer,  no electric shower (well,  technically there is one in the downstairs loo,  but I've only ever used it once).

    Won't be swapping use of kettle, microwave,  TV etc,  and I'll likely keep using the induction hob whenever (although again that's usually batch cooking,  or a quick stir fry in the evening).

    Going to make a decision this weekend,  definitely need to swap away from the one we're on anyway!
  • jwil
    jwil Posts: 21,948 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great news that the complaint is resolved.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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