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And now we go again...
Comments
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They need time for a few cups of tea… I expect they'll have to 'nip to the builders's merchant' for something they've forgotten later, and builders are like women going to the loo in pubs, they always go shopping in pairs.
6 -
ROFL - you two! Our previous experience from when the bathroom then the kitchen at the flat were done in a full on "strip everything back to brick" fashion was that never mind going shopping, they disappeared for days on end, meaning a job that should have taken a couple of weeks took several months! it was the latter of those projects that meant when we were looking to move I eventually said a hard no to anywhere that would mean we would need to take on building work to get a house that was liveable as we wanted. That turned into a good thing mind as we are now where we are, so..!
MrEH tells me that the original steps have been revealed underneath the replacement ones which was a surprise, but a useful one - they will now use those as a basis for the new ones which will be helpful all round as less "building up" to be done, and also no need for them to build something temporary for us tonight.
Money shuffling:
- Money from Welsh Building Society has landed
- Home insurance cleared off the CC
- £400 transferred back to the EF to cover what I took out of there for the building work deposit
- Waiting on the building work deposit to go from pending on the CC and I can then clear that down
- Balance of the regular saver money will replace the money I borrowed from the joint account
I have started a list of financial wrangling that needs to happen - covering the various bits I have borrowed from pots and the replacement of money into both the joint and my personal EFs. Felt like a good plan to get everything in one place so we can keep track a bit easier. Lots going on from now through until October, but after that we should be able to get things back on an even keel again. There will be a short term dip into the long term savings for the balance on the building work, but that will be replaced almost immediately by regular saver money.
🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her8 -
Fingers crossed for successful building work! Sounds like you're off to a good start anyway.
4 -
Your old builders obviously had the same training as mine…
4 -
Great news about the builders turning up on time and the discovery of the old steps. Sounds like a good start to the work. I find tradesmen often 'just need to nip out' towards the end of a job which I suspect is them going to make a small start on the next job to keep that customer sweet.
I'm like you at the minute with the pot shuffling and waiting for the next regular saver to mature. The Welsh one that matured last week was the holiday pot which I'd borrowed from the home improvements pot so it went back in there. The next one (earmarked for home improvements) matures in October and there's a possibility the decorator will be starting in September so might have to shuffle a few bits around to cover that.
I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪5 -
It's faffy isn't it SA - and I constantly feel I'm chasing my tail at the moment, hence making a proper note of what is happening and when! When I think about it it's not surprising - I had that offer of the trip to Lundy later this year, so had to do a budget for that, then MrEH's car repair, then the group of pals we go away with agreed a week on Lundy NEXT year and that needed a deposit paying, now the steps… I seem to have been constantly shuffling cash from place to place! Oh and in the middle of all that was also needing to get some accommodation booked for next year's main holiday as well - and of course there wasn't money in the holiday pot for that..! It will all catch itself up, but if MrEH's car is reading this we could really REALLY do with you not breaking again any time soon! 😂
🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her5 -
😂😂 sounds like your bank account is behaving somewhat like mine right now!
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