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NS&I 1 Year Guaranteed Growth Bonds and Guaranteed Income Bonds at 6.20%

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  • ColdIron
    ColdIron Posts: 9,843 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Name Dropper
    Hi, once you sign up to this account, do you get so many days to fund the account.
    No, you pay as part of the application. You can open multiple bonds. 30 days cooling off though
  • B91
    B91 Posts: 6 Forumite
    Part of the Furniture First Post Combo Breaker
    Tried  to open this bond with funds held in a Nationwide Flex account but had repeated failures using Firefox on a Win 11 laptop.  Account details were correct and are used regularly without problems.  Eventually and reluctantly switched to using an Android phone which worked perfectly.  Anyone else had similar problems?
  • Swipe
    Swipe Posts: 5,621 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 8 September 2023 at 8:05PM
    B91 said:
    Tried  to open this bond with funds held in a Nationwide Flex account but had repeated failures using Firefox on a Win 11 laptop.  Account details were correct and are used regularly without problems.  Eventually and reluctantly switched to using an Android phone which worked perfectly.  Anyone else had similar problems?
    Best results achieved using a Chrome based browser with NS&I
  • Speculator
    Speculator Posts: 2,353 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Was about to open one but noticed Aldermore are offering a 6.2% 3 yr bond for customers with soon to mature bonds. Prefer 3 yrs to 1 yr so went with Aldermore.
  • B0bbyEwing
    B0bbyEwing Posts: 1,579 Forumite
    1,000 Posts Third Anniversary Name Dropper
    Was about to open one but noticed Aldermore are offering a 6.2% 3 yr bond for customers with soon to mature bonds. Prefer 3 yrs to 1 yr so went with Aldermore.
    I did similar a while ago when rates were doo-doo. Fixed in at like 2.25% or whatever it was for just over a year at the time. Standard savings rates were way below this & obviously had been for some time.

    Then shortly after I did this, things started to get a bit silly & soon my 2.25% was dwarfed & I was left waiting on maturity date so I could pull the money from there pronto - having missed out on what would then be many months of much higher rates.

    Who knows eh.......
  • Alp1ne
    Alp1ne Posts: 13 Forumite
    Part of the Furniture First Post Combo Breaker
    This bond is only for a year.
    If interest rates are predicted to come down next year and you don't need the money for a few years it might make sense to look at 2 or 3 year bonds paying slightly less but still around 6%.
  • Daz2009
    Daz2009 Posts: 1,129 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    B91 said:
    Tried  to open this bond with funds held in a Nationwide Flex account but had repeated failures using Firefox on a Win 11 laptop.  Account details were correct and are used regularly without problems.  Eventually and reluctantly switched to using an Android phone which worked perfectly.  Anyone else had similar problems?
    It tells you on the N.S.+I website what browsers will and won't work.
    For example Opera on android is a no go but it works on a windows pc
  • Has this finished now? I couldn't see it when I logged onto my NS&I account.

    sx
  • friolento
    friolento Posts: 2,420 Forumite
    1,000 Posts Second Anniversary Name Dropper Photogenic
    Has this finished now? I couldn't see it when I logged onto my NS&I account.

    sx

    They are still there for me, when logged in , and when not logged in
  • friolento said:
    Has this finished now? I couldn't see it when I logged onto my NS&I account.

    sx

    They are still there for me, when logged in , and when not logged in
    I can see the income bond but not the growth bond. I will take another look
    Thanks

    sx
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